同日，万事网联也对外公告称，近期在中国境内监测到万事达卡的部分未经授权交易。万事网联与发 卡银行已成立专项小组，追溯风险源、阻断潜在风险，并推动持卡人的资金保障流程，确保客户利益 不受侵害。 集中盗刷 从多位持卡人的描述看，本次风险事件集中出现在浦发银行与万事达卡合作发行的高端信用卡产 品"无价世界卡"，包括"尊享版"和"之极版"。该卡定位于跨境消费场景，面向频繁出境、境外支付 需求较高的客户群体。 2025.09. 14 本文字数：1791，阅读时长大约3分钟 作者 | 第一财经 陈君君 近期，多位浦发银行信用卡用户在社交平台上反映，其名下的万事达"无价世界卡"遭遇境外盗刷。 相关交易大多发生在持卡人不知情、亦无境外交易行为的情况下，事件引发市场对支付安全的担忧。 9月13日凌晨，浦发银行信用卡中心发布声明称，近期监测到部分"无价世界卡"发生未经授权的交 易。浦发银行方面表示，已会同万事达卡组织第一时间启动应急响应机制，"及时发现并阻断风 险"，并承诺将避免客户承担"不应由其承担的损失"，全力维护客户合法权益。 多位用户在社交平台上发帖称，尽管本人并未在境外消费，但账户仍出现多笔以境外货币计价的交 易。一名 ...

Core Insights - The article highlights the increasing incidents of overseas credit card fraud, emphasizing the multiple factors contributing to these cases, such as CVV2 code leakage and the vulnerability of magnetic stripe cards [1][2][3] Group 1: Fraud Incidents - A case is presented where a cardholder experienced unauthorized transactions on their credit card, with amounts of 460 yuan and 1300 yuan being fraudulently charged while the cardholder was in China [2] - Many banks have issued warnings regarding the risks of overseas credit card fraud, advising customers to use chip cards and to protect their CVV2 codes [2][4] Group 2: Security Measures - Banks are encouraged to upgrade security measures by replacing magnetic stripe cards with chip cards, which are more secure and less susceptible to data theft [4][5] - A three-tiered protective mechanism is suggested, focusing on prevention, interception, and assistance, which includes implementing dynamic verification technologies and real-time transaction monitoring [3][6] Group 3: Responsibilities and Legal Framework - The responsibility for credit card fraud is primarily based on the "fault liability principle," where both cardholders and banks have specific obligations to fulfill [6][8] - Cardholders must safeguard their information and act promptly upon discovering fraudulent transactions, while banks are required to implement robust security measures [8][9] - Legal precedents indicate that banks may bear the primary responsibility for losses if they fail to detect fraudulent transactions or if the cardholder has acted without negligence [7][8]