在很多人看来，有房有车才是成功人士的标配。所以，不少人只要收入稍微稳定一些，就会选择买房买车。不过，多数人在买了房子和车子之后，表面看上 去是风光无限，人生已经很圆满。但却面临着每个月收入的很大一部分都要偿还房贷和车贷，剩下的可支配收入，只够维持日常基本生活，日子过得紧巴 巴。 而面对当前房地产和汽车市场形势，有业内人士表示：未来5年，房子和车子都会贬值，真正值钱的，只剩下"这2样"东西。让我们一起来分析一下： 第一，未来5年房子会继续贬值 从以上的分析我们可以看出，未来5年房子和汽车会越来越不值钱。而未来只有"这2样"才是真正值钱的东西，大家应该提前为此做好布局。 1、健康的身体 导致国内房价持续下行的原因有三个：①国内房地产仍有较大的泡沫，像二三线城市房价与收入之比是20-25，一线城市的房价与收入之比是40。这意味 着，当地老百姓不吃喝几十年才能买上一套房子。未来5年，房地产泡沫一定会被挤掉。 ②中国已经进入到老龄化社会，老年人数量超过3亿人，未来刚性购房需求越来越少。③国内房子已经过剩。现在国内有6亿栋房子，如果每栋房子住5个 人，足够30亿人居住。所以，国内房子供大于求将长期存在，房价下行的压力会比 ...

Core Viewpoint - The perception of valuable assets is shifting from real estate and automobiles to health, skills, cash flow, and financial knowledge due to recent economic changes in China [1][3][5][12]. Group 1: Real Estate and Automobiles - Historically, real estate and automobiles were seen as the most valuable assets, with national average housing prices increasing from 2000 RMB per square meter in 1998 to a peak of 11,000 RMB per square meter in 2021, a rise of 5.5 times [1]. - In major cities like Shanghai and Shenzhen, average housing prices surged from 3,000 RMB per square meter to 60,000-70,000 RMB per square meter [1]. - Recently, from 2022 to now, average housing prices across the country have dropped by 30%, with significant adjustments even in core areas of first-tier cities [3]. Group 2: Health - The importance of health is increasingly recognized, with individuals prioritizing their well-being over work, leading to a rise in gym memberships and regular health check-ups [5][7]. Group 3: Skills - Possessing strong skills is crucial in the current job market, as it reduces the likelihood of being laid off and facilitates quicker re-employment if job loss occurs [7][8]. Group 4: Cash Flow - Stable cash flow is essential during economic downturns, allowing individuals to manage expenses and navigate unemployment without immediate financial stress [9][11]. Group 5: Financial Knowledge - Mastery of financial knowledge and investment skills is becoming increasingly valuable, as it helps individuals avoid losses and seize investment opportunities, especially as the economy recovers from deflation [12][14].