老龄化社会
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到2035年,我国60岁以上人口将突破4亿
Qi Lu Wan Bao· 2026-01-09 16:09
老龄化加剧带来养老服务缺口,据中国老龄科学研究中心统计,我国专业养老护理人员缺口达300万,助 餐、康复、陪伴等需求迫切。而数据显示,60-75岁老人对智能养老设备接受度高达73%,养老机器人顺势 站上风口。 据中研普华产业研究院发布的数据,2025年中国康养机器人市场规模预计突破320亿元,年复合增长率达 45%,占全球市场份额的38%。全国超4000万失能人口催生刚性需求,外骨骼机器人日均使用时长突破4小 时。高净值家庭加速布局,家庭资产超500万元用户配置康养机器人的比例,从2020年的12%提升至35%。 国家统计局2025年1月的数据显示,我国60岁及以上老年人口已达3.1亿,占比22%;65岁及以上人口2.2亿, 占比15.6%,正式迈入中度老龄化社会。预计到2035年,60岁以上人口将突破4亿。 ...
楼市大局已定?2026年的房价,已经出现这4大迹象!
Sou Hu Cai Jing· 2026-01-07 20:15
楼市风向已变?洞察2026年房价四大预兆 回首过去几年,国内房地产市场自2022年起便步入深度调整期,这已是不争的事实。最初,郑州、天津、石家庄等二三线城市率先感受到寒意,房价开始下 滑。进入2023年,即便是上海、深圳这样的一线城市也难 resist 下行压力,纷纷加入调整行列。截至目前,全国平均房价跌幅已超过30%,环京地区的廊 坊、涿州等地跌幅更是触目惊心,超过60%。这意味着,早些年入市的投资者们如今正面临着巨大的资产缩水。 | Ing with a free and in the contribution of the contrib | 新闻大学 作 | | | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | | Select with CD ( 1 ( 1 ) = 1 ( ) = | | | | | | | | | 18 - 040 | | | | | | | | | 9 - 1 - 1 - 1 | | | | | | | | | 原有 高品 = 2 | 下一篇: 在线上 | | | | | | | | 店中 百公司及度 | | ...
71岁成龙再出发!《过家家》收起拳脚功夫以情动人
Xin Lang Cai Jing· 2026-01-02 13:17
此次在合家欢电影《过家家》中,功夫巨星成龙让观众看到了他的另一面,一个满头白发,腿脚放慢的 退休老者;一个嘴硬心软,把孩子始终放在第一位的严肃父亲;一个自尊心极强,却逐渐被阿尔茨海默 症笼罩的老人。 从忘记"花生、瓜子、大象腿"的日常琐碎,到慢慢认不出至亲的面容,影片以克制的笔触,描摹出许多 人内心对衰老最深的恐惧:我们怕的或许不是病痛本身,而是成为他人的负担,是眼睁睁看着熟悉的世 界从记忆里一点点褪色。随着老龄化成为日益凸显的社会议题,"当父母老去,我们该如何面对"叩问着 每个家庭。《过家家》选择站在老人的视角,通过任爹的经历温柔揭示:衰老的真正标志并非记忆的消 退,而是是否还有人愿意陪你"糊涂"、听你絮叨、守护你心中那份或许已被遗忘的牵挂。当那些并无血 缘的人,为你奔走、陪你等待、在你迷失时成为你的"家人",衰老便不再意味着孤独——因为爱的记 忆,比时间更深刻。 转自:扬子晚报 元旦档电影《过家家》正在热映,影片中质朴动人的情感打动了无数人,不少观众在社交平台分享观影 感受:"成龙大哥再度突破自我,原来最触动人心的,从来不是拳脚,而是真情。""《过家家》超过预 期,让我在电影院又哭又笑。""和家人一起观影 ...
陈剖建:银发浪潮下的时代课题——老龄化社会与商业健康险的机遇与挑战
Xin Lang Cai Jing· 2025-12-19 11:26
专题:2025中国保险创新论坛 2025年12月17日,以"融创共生"为主题的第20届中国保险创新论坛暨第20届中国保险创新大奖颁奖盛典 在常州隆重举行。瑞华健康保险股份有限公司董事长陈剖建应邀出席论坛,围绕我国老龄化进程加速背 景下商业健康保险面临的战略机遇与挑战作主题演讲。 陈剖建指出,为了更好地履行专业健康险公司的时代使命,我们恳切呼吁监管回归设立专业赛道的初 心,借鉴对"专科医院"的差异化监管理念,对专业健康险公司实施更精准的"分类指导、差异化监管", 并在其创新实践中给予更灵活、包容的政策支持,为行业创新与长远发展保留必要空间。 陈剖建 瑞华健康保险股 份有限公司董事长 以下是陈剖建的演讲全文: 非常高兴受到张迎宾社长的邀请,来参加我们行业中的盛会,与许多老领导、老同事、老朋友重逢。岁 月流转,或许大家的鬓角添了霜、发量减了些,但令我欣慰的是,各位依旧神采奕奕、精神饱满。这份 不褪色的活力与风采,也让我们对即将深入面对的老龄化社会,多了一份从容与乐观。 另有数据显示,2020年中国老龄化程度在全球排名第63位,而到2024年已迅速跃升至全球前十。这种加 速加深的态势,引发了广泛的社会关切。在此背景下 ...
刘灿放:创新合作,共驭中国保险与健康养老产业融合发展的蓝海
Xin Lang Cai Jing· 2025-12-17 05:15
专题:第20届中国保险创新论坛 2025年12月17日,以"融创共生"为主题的第20届中国保险创新论坛暨第20届中国保险创新大奖颁奖盛典 在常州举行。江苏九洲投资集团董事长刘灿放为论坛致辞。 刘灿放指出,希望与保险界的各位伙伴一道,以创新为帆,以合作为桨,共驭中国保险与健康养老产业 融合发展的蓝海,为千家万户的幸福安康,为行业的高质量发展,贡献我们的绵薄之力! 团董事长 刘灿放 江苏九洲投资集 以下是刘灿放的致辞全文: 尊敬的魏副主席、罗会长,各位来宾、保险业的领导们: 大家上午好! 孟冬伊始,岁物丰盛的时节,非常荣幸能与各位相聚在美丽的常州,共同迎来第二十届中国保险创新论 坛的召开。作为本届论坛的联合承办单位,我谨代表江苏九洲投资集团,向远道而来的各位领导、专家 学者、业界精英及朋友们,表示最热烈的欢迎和最诚挚的感谢! 本届论坛以"融创共生"为主题,聚焦保险业高质量发展的未来路径,可谓恰逢其时。保险,是社会 的"稳定器"和"减震器",其核心价值在于保障人民安康、护航美好生活。而这份价值的实现,在新时代 背景下,正呼唤着更广阔的视野、更深入的融合与更前沿的探索。 借此机会,请允许我简要介绍一下江苏九洲集团。我 ...
不出意外,未来两三年,中国近一半的家庭或将面临这4大“麻烦”
Sou Hu Cai Jing· 2025-12-12 07:45
近些年,国内经济虽然呈现"稳中有升"的态势。但普通人也面临着诸多麻烦。比如,工资收入增长缓慢、存款利息收入大幅减少、就业形势严峻,以及房子 市值持续缩水。而面对当前经济和社会形势,有业内人士表示:不出意外,未来两三年,中国有近一半的家庭或将面临这4大"麻烦"。让我们一起来了解一 下: 麻烦一,房子市值会不断缩水 麻烦二,孩子教育压力持续上升 现如今,国内很多家庭都把资产押在房子上面。数据显示,房产占居民家庭总资产的77%,另有23%的资产才是金融资产。此外,国内96%的家庭拥有一套 房子,其中拥有2套及以上房产的家庭达到41.5%。而从2022年开始,国内各地房价就进入到下降的趋势之中,平均跌幅超过30%,未来房价仍有调整的空 间。这就意味着,那些把财富全都押在房子上面的家庭,将面临资产不断缩水的麻烦。 现在无论是大城市,还是小县城,很多家庭在孩子教育方面的压力越来越大。为了把孩子培养成社会精英,很多家庭在精力和财力方面都有巨大的投入。孩 子在上幼儿园时就要报名各种兴趣班,上小学时就要考英语等级,而在上中学时就要报名各种课外辅导班。为此,家长不仅要承担家庭总收入30%以上的培 训费用,而且还要耗费大量时间接送 ...
未来5年,房子和车子都在贬值?真正值钱的,只剩“这2样”
Sou Hu Cai Jing· 2025-12-10 16:40
在很多人看来,有房有车才是成功人士的标配。所以,不少人只要收入稍微稳定一些,就会选择买房买车。不过,多数人在买了房子和车子之后,表面看上 去是风光无限,人生已经很圆满。但却面临着每个月收入的很大一部分都要偿还房贷和车贷,剩下的可支配收入,只够维持日常基本生活,日子过得紧巴 巴。 而面对当前房地产和汽车市场形势,有业内人士表示:未来5年,房子和车子都会贬值,真正值钱的,只剩下"这2样"东西。让我们一起来分析一下: 第一,未来5年房子会继续贬值 从以上的分析我们可以看出,未来5年房子和汽车会越来越不值钱。而未来只有"这2样"才是真正值钱的东西,大家应该提前为此做好布局。 1、健康的身体 导致国内房价持续下行的原因有三个:①国内房地产仍有较大的泡沫,像二三线城市房价与收入之比是20-25,一线城市的房价与收入之比是40。这意味 着,当地老百姓不吃喝几十年才能买上一套房子。未来5年,房地产泡沫一定会被挤掉。 ②中国已经进入到老龄化社会,老年人数量超过3亿人,未来刚性购房需求越来越少。③国内房子已经过剩。现在国内有6亿栋房子,如果每栋房子住5个 人,足够30亿人居住。所以,国内房子供大于求将长期存在,房价下行的压力会比 ...
穿越时光看日本
虎嗅APP· 2025-11-10 13:19
Core Insights - The article discusses the phenomenon of educational "involution" in China, particularly among the "70s" and "80s" generations, drawing parallels with Japan's past experiences during its economic transition [4][6][9]. Group 1: Educational Involution - The belief that education can change one's fate has led to increased investment in education, exacerbating the issue of educational involution among parents who experienced economic growth [4][6]. - The end of China's rapid economic growth has resulted in a competitive job market, where higher education credentials are increasingly devalued, leading to a culture of "involution" from high school to university [4][6]. Group 2: Historical Context from Japan - The "baby boomer" generation in Japan, known as the "团块世代," faced similar educational pressures, leading to a competitive environment for scarce educational resources [5][6]. - The "团块次代," or the second baby boom generation, entered the workforce during Japan's economic downturn post-bubble, resulting in a "lost generation" that struggled with employment and societal expectations [6][8]. Group 3: Economic Transition and Lessons - Japan's experience highlights the importance of understanding the relationship between demographic changes and economic development, particularly during periods of transition [10][11]. - The failure to address declining birth rates and the economic impact of the real estate bubble led to long-term demographic challenges in Japan, which serve as a cautionary tale for China [10][12]. Group 4: Policy Implications - Japan's approach to economic recovery involved significant infrastructure investment, but this often prioritized short-term employment over long-term growth, leading to issues like "zombie companies" and inadequate support for innovation [11][12]. - The need for comprehensive reforms in healthcare and education is emphasized, as Japan's experience shows that addressing these sectors is crucial for sustainable economic development [13][14]. Group 5: Future Opportunities - The article suggests that China can learn from Japan's past by focusing on diversifying its economy and enhancing its service sector, particularly in the context of globalization and technological advancements [19][20]. - The potential for Chinese companies to leverage their digital economy and manufacturing strengths in global markets is highlighted as a significant opportunity for economic transformation [20][21].
手握60万现金,到底该买房还是存银行?王健林近乎明示
Sou Hu Cai Jing· 2025-10-13 18:42
Core Insights - The real estate market is experiencing a silent adjustment, with more cities showing declining prices than those with increases, indicating a shift in market dynamics [1][3] - Government interventions to stimulate the housing market are increasing, with over 100 cities implementing more than 300 regulatory measures since the beginning of 2023 [3] - There is a growing sentiment among investors to hold cash rather than purchase property, as the market shows signs of potential further decline [6][8] Market Trends - In June, the number of cities with rising new home prices was 37, while 45 cities saw declines, highlighting a broader trend of price reductions [1] - The second-hand housing market is particularly weak, with only 8 cities experiencing price increases, while 91 cities reported declines [1] - The total number of second-hand homes listed in 13 major cities has surged to 1.99 million, a 25% increase from the beginning of the year [1] Government Policies - More than 100 cities have introduced over 300 housing market policies in 2023, with over 20 cities lifting strict purchase and sale restrictions [3] - Mortgage rates have decreased from 4.6% to below 4%, making borrowing more attractive for potential homebuyers [3] Consumer Behavior - There is confusion among potential buyers regarding whether to invest in real estate or keep cash in the bank, with suggestions leaning towards saving for future opportunities [4][6] - The aging population and changing societal norms are expected to reduce the demand for new homes, as younger generations may inherit properties rather than purchase new ones [7] - The traditional "buy high, sell higher" mentality among investors is fading, leading to increased pressure on home prices as speculative buying diminishes [7] Future Outlook - The real estate market is likely to continue facing downward pressure, with an oversupply of properties and a decline in both first-time and upgrade buyers [9]
早报 | 宗馥莉辞去娃哈哈集团董事长等职务;高通公司被立案调查;多地考编放宽35岁门槛;贾国龙回应西贝更换门头
虎嗅APP· 2025-10-11 00:23
Group 1 - Zong Fuli has resigned from her positions as the legal representative, director, and chairman of Wahaha Group as of September 12, 2023, following the passing of the company's founder [2][3] - Wahaha Group plans to replace its brand with "Wah Xiaozong" starting from the 2026 sales year due to unresolved historical issues and legal risks associated with the current brand [4] - The core member of Wahaha, Yan Xuefeng, has returned to work at Hongsheng Group after being released from investigation on October 5, 2023 [3] Group 2 - ByteDance founder Zhang Yiming attended the opening of the Xuhui Zhichun Innovation Center in Shanghai, aimed at nurturing talent in computer science and AI [5] - OpenAI has signed a letter of intent with Sur Energy to build a 500 MW data center in Argentina, with an investment of up to $25 billion, marking its first entry into the South American market [7] - The well-known restaurant brand Din Tai Fung announced the closure of its WeChat mall by November 30, 2025, amid operational adjustments and a reduction in physical store locations [8] Group 3 - The U.S. federal government has officially initiated a layoff process as part of a plan to reduce its size, with the Department of Education and the Cybersecurity and Infrastructure Security Agency among those affected [9][10] - Qualcomm is under investigation by China's market regulator for allegedly failing to report a business concentration related to its acquisition of Autotalks [11] - The Hong Kong High Court has ordered the takeover of assets belonging to Xu Jiayin's family, involving 33 companies and multiple overseas bank accounts, with a total value of up to $7.7 billion [12][13] Group 4 - Several regions in China have relaxed age restrictions for civil service examinations, allowing candidates up to 38 years old for undergraduate positions [14][15] - An AI companion app has leaked data of over 400,000 users, including 43 million private conversations, raising concerns about identity theft and financial fraud [18] - China has entered a moderate aging society, with 22% of the population aged 60 and above, as reported by the Ministry of Civil Affairs [20]