Core Viewpoint - Recent reports indicate a rise in scams where fraudsters impersonate officials from various organizations to deceive victims into downloading malicious software, leading to unauthorized access to their financial accounts [1][2][5]. Group 1: Scam Methods - Scammers pose as representatives from organizations like "Confidential Bureau" or "Banking Supervision" to contact victims via phone, claiming that their "no-password payment" feature has been activated and will incur automatic charges if not canceled [1][2]. - Victims are directed to download software with screen sharing or remote control capabilities, allowing scammers to manipulate their devices and extract sensitive information such as bank passwords and verification codes [1][2]. Group 2: Case Studies - A case reported by WeChat Security Center involved a victim who lost over 490,000 yuan after being misled by a caller claiming to be from the "Banking Supervision" [1]. - Another incident involved a victim in Yinchuan who was told that their Douyin membership would incur a charge of 28,888 yuan if not canceled, resulting in a loss of 500,000 yuan after following the scammer's instructions [2]. - An elderly victim in Changsha nearly lost 80,000 yuan after being contacted by someone claiming to be a "Douyin customer service" representative, but was saved by timely intervention from police and family [5]. Group 3: Payment Features and Vulnerabilities - The automatic payment feature is an extension of the no-password payment system, primarily used for subscriptions and services, but its default settings and hidden cancellation options create vulnerabilities for users [7]. - WeChat Security Center emphasizes that the no-password payment feature itself does not incur any fees, and any requests to cancel it for a fee or to download software are fraudulent [8].

12月16日金融一线消息，微信安全中心今日发文指出，近期，诈骗分子冒充"保密局""平台客"网银后 台"服"等工作人员，通过陌生电话联系受害人，谎称其微信、支付宝等平台的"免密支付"功能已开通或 关联了自动扣费服务，若不关闭将连续扣费。 随后，引导受害人访问指定网址，下载具有屏幕共享或远程控制功能的恶意软件。一旦安装，诈骗分子 便可远程操控受害人手机（常出现黑屏），并诱导其进行刷脸认证、输入银行卡密码、短信验证码等关 键操作，从而盗转账户资金。 对此，微信安全中心提醒称： 微信支付"免密支付"功能本身不收取任何费用，任何以"关闭免密支付"为由指导操作、索要收费或要求 下载软件的，都是诈骗。 切勿与陌生人开启"屏幕共享"或下载来源不明的App，此类软件可能隐藏远程控制功能，导致手机被操 控、信息被窃取。 公检法及正规机构不会通过电话指导操作转账、下载软件或索要人脸、密码、验证码等敏感信息。 如对支付功能有疑问，应通过微信、支付宝等官方App内的客服渠道核实，勿轻信外来电话。 一旦发现被骗，立即冻结银行卡并报警，保留通话记录、软件名称等证据。 同时，微信安全中心表示，用户可随时通过以下路径，在微信内自主查看与管理免 ...