在祖国北疆的辽阔土地上，鲜红的党旗始终在金融一线高高飘扬。中国工商银行内蒙古分行深刻领 悟"两个确立"的决定性意义，坚决践行金融工作的政治性、人民性，以中央金融工作会议精神为根本遵 循，全面落实上级决策部署。该行将党建与业务深度融合作为推动高质量发展的"红色引擎"，探索出一 条富有工行特色与北疆辨识度的融合发展新路径，为全力书写金融"五篇大文章"、服务自治区筑牢"两 个屏障"、建设"两个基地"、打造"一个桥头堡"的战略蓝图，奠定了坚实的金融根基，提供了坚强的政 治与组织保障。 "党建+普惠金融"，润泽乡村牧区。该行创新"党建+普惠金融"模式，组建76支工银"乌兰牧骑"党员 金融服务小分队，深入开展"九进"服务，扎实做好"四送"工作，累计服务超4.7万次。足迹遍及草原戈 壁，送去金融解决方案与党的惠民政策，用金融活水滋养北疆沃土。相关实践获评《人民日报》"新时 代企业党建"优秀案例等荣誉。 "党建+绿色信贷"，守护碧水蓝天。紧紧围绕内蒙古自治区"筑牢我国北方重要生态安全屏障"的重 大责任，该行以"党建+绿色信贷"模式聚力攻坚。党委牵头创新机制，为绿色项目和低碳项目开辟"绿色 通道"。截至2025年三季度末，全行 ...

对于因外部冲击暂时陷入经营周转困难的外贸企业，工行东莞分行特事特办、急事急办，开辟应急支持 通道。该行大力推广无还本续贷业务，缓解企业短期还款压力，避免资金链断裂导致经营中断。目前， 该行已累计为100余家外贸企业办理无还本续贷业务，金额合计5.53亿元，及时为企业"输血供氧"。此 外，工行东莞分行积极把握人民币国际化机遇，引导和推动企业使用跨境人民币结算，帮助企业降低对 美元结算路径的依赖，有效规避潜在的汇率波动风险，为企业拓展国际市场提供更多元、更安全的结算 选择。 引注跨境融资"源头活水"，畅通发展血脉 为满足外贸企业多元化、低成本的融资需求，工行东莞分行充分发挥工商银行集团全球化经营与综合服 务优势。该行深入实施总行"春融行动"战略，高效整合境内外"两个市场、两种资源"，灵活运用全口径 跨境融资、国际贸易融资全链条、现汇贷款等一揽子跨境融资产品组合，精准滴灌外贸企业。线上"贸 融易"平台成为服务利器，已累计高效服务企业270家，发放融资32.83亿元。同时，该行持续加大表内 信贷支持力度，已累计为510家外贸企业审批表内贷款高达603亿元，有效保障了企业的流动性需求。工 行东莞分行还注重创新联动与综合 ...

中国人民银行发布消息称，根据《中国人民银行与新加坡金融管理局合作备忘录》，中国人民银行决定授权星展银行有限公司 担任新加坡人民币清算行。 在此之前，中国工商银行新加坡分行已经成为新加坡第一家人民币清算行。 此次担任新加坡人民币清算行的星展银行（DBS）则是第一家新加坡本土的人民币清算行。 星展银行同日宣布，已获得中国人民银行授权，担任新加坡人民币清算行，成为首家获批该资格的新加坡银行，这是其人民币 业务建设的重要里程碑。此外，星展银行还获批参与境外中国银行间债券市场柜台业务。 星展银行相关负责人表示，随着客户对多元化货币配置使用的需求不断上升，星展银行凭借这一重大进展，将能提供更加全 面、更具竞争力的人民币解决方案。星展银行的客户将能够获得更高效的人民币结算及跨境使用渠道，从而推动亚洲区域内的 投资互联互通与金融创新。同时，帮助客户更便捷地投资各类人民币计价金融工具，并衔接在岸与离岸市场的人民币业务需 求。 这一突破也将进一步全面强化星展集团在跨境人民币投融资领域的服务能力。星展中国自2015年起即成为跨境银行间支付系统 （CIPS）的首批直接参与者之一。2025年9月，新加坡星展银行也获批成为CIPS海外直 ...

■郝飞 筑牢跨境金融服务根基是首要任务。农业国际合作涵盖农产品跨境贸易、跨国农业投资、技术合作等多 元场景，资金流动具有周期长、跨境性等特点，对金融服务的全链条覆盖能力提出了更高要求。银行需 打破传统服务边界，构建"贸易+投资+结算+增值"的一体化跨境金融服务体系。 （文章来源：证券日报） 在贸易融资领域，针对农产品出口企业订单周期长、资金占用多的痛点，优化信用证开立、单据议付等 流程，推广订单融资、仓单质押、保理等特色产品，实现"发货即融资、回款即还贷"的高效衔接，缓解 企业资金周转压力。在跨境结算方面，大力推广跨境人民币结算，降低企业汇率兑换成本和结算风险， 助力农业企业在国际贸易中提升结算效率、规避汇率波动影响。针对跨国农业园区建设、海外种植养殖 基地开发等大额资金需求，银行可以联合相关机构提供长期、稳定的低成本资金支持，畅通农业国际合 作的资金循环通道。 深化政策协同是关键支撑。银行需主动对接各级政府部门，依托农业国际合作园区、重点口岸等平台， 落实专项金融支持政策；参与农业对外合作政策落地，共享企业资质、项目审批等信息，提升服务精准 度，形成政策与金融的合力。 坚持创新赋能是源泉活力。银行要以金融创 ...

人民财讯10月30日电，在10月30日举行的金融支持浙江外贸新闻发布会上，央行浙江省分行透露，在落 实人民币国际化工作方面，着力优化跨境人民币政策供给，指导金融机构创新产品和服务，重点扩大周 边重点国家和地区跨境人民币使用。今年前三季度，浙江省对东盟地区跨境人民币结算量同比增速达到 27.2%。 ...

Core Insights - The People's Bank of China Zhejiang Branch reported that the cross-border RMB settlement volume in Zhejiang Province reached a record high of nearly 2 trillion yuan in the first three quarters of the year [1] - The settlement volume related to the real economy, including current account and direct investment, amounted to 1.3 trillion yuan, ranking fourth nationwide [1] Group 1 - The cross-border RMB settlement volume in Zhejiang Province has set a new record, indicating strong growth in international trade and investment activities [1] - The significant portion of the settlement volume linked to the real economy suggests a robust economic environment and increased foreign investment in the region [1]

Core Insights - The implementation of cross-border RMB settlement has been significantly improved in Huangshan, with tailored services, simplified processes, and reduced costs, enhancing financial stability for enterprises [1] - The People's Bank of China (PBOC) Huangshan branch has initiated a "one enterprise, one policy" approach to address the specific needs of businesses, facilitating smoother cross-border transactions [2] - Two mechanisms, namely "information sharing and joint service" and "government-bank-enterprise" coordination, have been established to optimize the cross-border settlement ecosystem [3] - A "three-in-one" strategy involving collaboration among banks, government departments, and local state-owned enterprises has been implemented to expand and increase cross-border RMB settlement [4] - The PBOC Huangshan branch plans to continue enhancing financial services for cross-border RMB settlement to support more enterprises in their international operations [5] Group 1 - The PBOC Huangshan branch has developed a "collect-response-feedback" closed-loop mechanism to address the pain points of enterprises in cross-border settlements [2] - A local chemical company has successfully implemented a customized RMB dividend settlement process, achieving over 1 billion RMB in cross-border settlements from January to August 2025, a year-on-year increase of over 200% [2] - The establishment of priority service lists for top import-export enterprises has led to expedited processes and improved services for high-tech companies in Huangshan [3] Group 2 - The PBOC Huangshan branch has organized various promotional activities to enhance awareness and understanding of cross-border RMB services among over 300 enterprises [4] - A solar equipment export company has successfully signed a RMB settlement contract with a Pakistani firm, achieving 6.69 million RMB in settlements, marking it as the highest amount for a new client in 2025 [4] - The total volume of cross-border RMB settlements in Huangshan reached 1.467 billion RMB from January to August 2025, reflecting a year-on-year growth of 239.1% [4]

Core Insights - The use of cross-border RMB settlement is gaining traction among companies, with significant benefits in terms of efficiency and cost savings [2][3] - The People's Bank of China in Zhoukou has actively promoted cross-border RMB transactions, resulting in a historical high in transaction volumes [2][3] Group 1: Cross-Border RMB Settlement - Companies are increasingly adopting cross-border RMB for transactions, citing faster processes and lower costs as key advantages [2] - Zhoukou's cross-border RMB settlement amount exceeded 1.454 billion yuan, marking a year-on-year increase of 63.89% [2] - The local bank has implemented a targeted action plan to enhance cross-border RMB usage, focusing on potential enterprises [3] Group 2: Growth in New Enterprises - In the first eight months of the year, 17 new enterprises began using cross-border RMB, with transaction amounts surpassing 80.26 million yuan, a staggering increase of 382.4% [3] - Technology-oriented companies are leading the growth in cross-border RMB transactions, with tailored financial solutions being provided [3][4] Group 3: Future Outlook - The People's Bank of China in Zhoukou plans to continue optimizing cross-border RMB settlement services to support more companies in their international ventures [5]

Core Insights - The reform of cross-border RMB business facilitation is becoming a significant measure to empower high-quality development of enterprises and support the construction of a new development pattern [1][3] - The implementation of relevant policies has significantly improved the efficiency of cross-border capital flow for enterprises, effectively reducing operational costs and injecting strong momentum for the real economy to "go global" [1] Group 1: Cross-Border RMB Business Facilitation - A petroleum company in Dongying, Shandong, with a full industrial chain service capability in wellbore technology, has successfully completed the first cross-border RMB settlement for foreign contracting projects in Shandong Province, benefiting from the facilitation policies [1] - From January to July this year, the company processed RMB 360 million through the facilitation channel, achieving "same-day remittance and same-day receipt," greatly enhancing the efficiency of international business operations [1] - The process optimization has led to a significant reduction in the time required for single transactions from one working day to less than half an hour, improving capital turnover efficiency by over 60% [1] Group 2: Risk Management and Technology Empowerment - The bank implements "classified management" for enterprises, achieving precise and differentiated risk control, simplifying the review process for A-class enterprises while strengthening requirements for B and C-class enterprises [2] - A comprehensive management system covering pre-classification of clients, differentiated review during the process, and post-monitoring reports has been established to balance convenience and safety [2] - The deep application of financial technology has accelerated cross-border RMB settlement, with real-time settlement achieved for certain countries, significantly enhancing settlement efficiency and reducing exchange rate risks and transaction costs for enterprises [2]

Core Viewpoint - The Agricultural Bank of China Ningxia Branch is actively supporting the China-Arab States Expo by providing comprehensive financial services to enhance trade and economic exchanges between China and Arab countries, contributing to the Belt and Road Initiative [1][2]. Group 1: Financial Services and Support - The Agricultural Bank of China Ningxia Branch has signed a strategic cooperation agreement with the Ningxia Hui Autonomous Region Commerce Department in 2020 to establish a solid financial support system for foreign trade and investment [1]. - From January to July 2025, the bank achieved international settlements of 370 million USD, cross-border RMB settlements of 27 million RMB, and trade financing of 35 million RMB [1]. - The bank is focusing on showcasing trade financing, international settlement, cross-border RMB settlement, and global supply chain finance services during the expo to help enterprises overcome financial barriers in economic cooperation [2]. Group 2: Service Enhancements and Initiatives - The bank has mobilized a team of professionals to ensure comprehensive financial service support for the expo, implementing detailed plans and strict service protocols [1]. - It aims to provide flexible financing options and expedited approval processes for small and medium-sized enterprises with short-term funding needs, ensuring smooth project execution in line with the expo's economic matchmaking [2]. - The bank is enhancing its international settlement services by adding multilingual staff and service windows at key branches, as well as offering 24/7 emergency business consultations through online channels [2]. Group 3: Strategic Goals and Future Outlook - The Agricultural Bank of China Ningxia Branch is committed to leveraging its financial expertise to promote bilateral trade and capital flow, positioning Ningxia as a crucial financial service hub for the Belt and Road Initiative [2].