Core Insights - Kinsale Capital Group, Inc. reported a revenue of $469.81 million for the quarter ended June 2025, reflecting a year-over-year increase of 22.2% [1] - The company's EPS for the quarter was $4.78, up from $3.75 in the same quarter last year, surpassing the consensus estimate of $4.41 by 8.39% [1] - The reported revenue exceeded the Zacks Consensus Estimate of $434.01 million, resulting in a surprise of 8.25% [1] Financial Metrics - Expense Ratio was reported at 20.7%, slightly better than the estimated 20.9% [4] - Combined Ratio stood at 75.8%, outperforming the average estimate of 78% [4] - Loss Ratio was 55.1%, compared to the average estimate of 57.2% [4] - Net Earned Premiums revenue was $383.61 million, exceeding the average estimate of $373.89 million, with a year-over-year increase of 15.4% [4] - Net Investment Income was $46.47 million, slightly below the average estimate of $47.06 million, but showing a year-over-year increase of 29.6% [4] - Other Income was reported at $0.17 million, significantly lower than the average estimate of $0.54 million, reflecting a year-over-year decrease of 77% [4] - Fee Income reached $10.8 million, surpassing the average estimate of $10.36 million, with a year-over-year increase of 20.1% [4] - Change in the Fair Value of Equity Securities was $28.62 million, well above the average estimate of $8.02 million [4] Stock Performance - Kinsale Capital Group's shares returned +2.9% over the past month, while the Zacks S&P 500 composite increased by +5.7% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]

For the quarter ended June 2025, SouthState (SSB) reported revenue of $664.77 million, up 56.2% over the same period last year. EPS came in at $2.30, compared to $1.79 in the year-ago quarter.The reported revenue represents a surprise of +3.96% over the Zacks Consensus Estimate of $639.47 million. With the consensus EPS estimate being $2.00, the EPS surprise was +15%.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their n ...

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health. Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance. For the quarter ended March 2025, First Bancorp ...