Core Viewpoint - The article emphasizes the strategic transformation and development of Zhongyuan Bank as it enters its second decade, aligning its goals with the "Six Strong Provinces" initiative of Henan Province, focusing on high-quality development and comprehensive financial services [1][3]. Group 1: Strategic Development - Zhongyuan Bank has evolved from a regional city commercial bank to a leading financial institution in Henan, with total assets exceeding 1.4 trillion yuan [1]. - The bank aims to become a first-class city commercial bank and a leader in financial services, focusing on four key roles: government bank, industrial bank, citizen bank, and rural revitalization bank [1][3]. Group 2: High-Quality Development - The bank's strategic transformation began in 2024, emphasizing a differentiated development path to support high-quality growth in the region [3]. - Zhongyuan Bank has signed strategic cooperation agreements with nine city governments and successfully opened provincial social security fund accounts, enhancing government-bank collaboration [3]. Group 3: Financial Services for Citizens - As a "citizen bank," Zhongyuan Bank focuses on serving the long-tail customer base, enhancing its mobile banking services, and launching new financial products to stimulate consumer spending [4]. - The bank has achieved 90% coverage of financial services in rural areas, embedding financial services into grassroots governance to support rural revitalization [5]. Group 4: Support for Innovation and Manufacturing - Zhongyuan Bank is committed to supporting the manufacturing sector, which is crucial for the regional economy, by focusing on the modernization of industrial systems [6]. - The bank has developed a differentiated service system for technology enterprises, providing tailored financial products to meet diverse financing needs [7]. Group 5: Agricultural and Digital Integration - The bank has implemented initiatives to enhance financial services in rural areas, focusing on agricultural financing and digital transformation [9][10]. - By mid-2025, Zhongyuan Bank had developed 92 specialized financial service plans for key agricultural industries, significantly supporting rural economic development [10]. Group 6: Financial Infrastructure Expansion - Zhongyuan Bank has established a comprehensive financial service network in rural areas, including 168 county-level branches and nearly 5,000 rural financial service points [11]. - The bank's mobile banking service has reached 4.19 million users, reflecting its commitment to improving financial accessibility in rural regions [11].