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广东科技、消费、外贸领域迎金融“活水”!“三个100亿”再贷款再贴现专项资金带动贷款929亿元
Guang Zhou Ri Bao· 2025-07-16 16:29
下一步,中国人民银行广东省分行将根据市场需求情况,不断优化政策资金投放模式,为广东经济高质 量发展注入更多政策动能。 今年以来,中国人民银行广东省分行通过设立100亿"焕新贷"支农支小再贷款专项额度,引导广东金融 资源聚集优化消费供给,激发消费活力。截至6月末,已累计发放"焕新贷"支农支小再贷款100亿元,带 动金融机构向消费品制造和服务消费领域投放信贷资金465亿元。 (文章来源:广州日报) 7月16日,广州日报全媒体记者从中国人民银行广东省分行获悉,今年以来,中国人民银行广东省分行 全力贯彻适度宽松的货币政策,创设"三个100亿""粤科融""焕新贷""粤贸贷"支农支小再贷款、再贴现 专项额度,加大对科创、消费、外贸等重点领域的信贷支持,持续赋能广东新质生产力动力升级。2025 年至今,中国人民银行广东省分行设立的"三个100亿"支农支小再贷款、再贴现专项额度带动金融机构 向科技、消费、外贸三大重点领域发放贷款929亿元,在助力广东新质生产力加速发展方面发挥了积极 作用。 今年以来,中国人民银行广东省分行累计发放"粤贸贷"支农支小再贷款50亿元,带动金融机构向外贸领 域投放信贷资金100亿元。金融机构表示, ...
建设国际科技创新中心的金融之力 访中国人民银行广东省分行行长张奎
Jin Rong Shi Bao· 2025-07-08 03:18
Core Viewpoint - Guangdong is positioned as a leading region for technological innovation in China, with a focus on establishing an international technology innovation center in the Guangdong-Hong Kong-Macao Greater Bay Area, emphasizing the importance of a high-quality financial system to support technological innovation [1][2]. Policy Initiatives - The People's Bank of China Guangdong Branch has collaborated with the Guangdong Provincial Science and Technology Department to issue implementation opinions aimed at deepening the integration of technology and finance, focusing on venture capital and various financial support measures [2]. - Specific policies include the "15 Measures for Technology Finance" and the "31 Specific Measures for High-Quality Development of Technology Finance," which aim to enhance financial resource allocation to key areas of technological innovation [2]. Financial Support and Innovation - Guangdong has introduced the first limited recourse supply chain bill discounting business in the country, increasing support for first-time loans to technology SMEs, and establishing three special loan quotas of 100 billion yuan each for various sectors [3]. - By April 2025, 1,585 projects were included in the technology transformation and equipment update list, with signed loan contracts amounting to 177.2 billion yuan and 42.5 billion yuan disbursed [3]. Financing Channels - The Guangdong branch has facilitated the issuance of technology innovation bonds, with a total issuance scale of 4.8 billion yuan from technology enterprises and investment institutions [4]. - Efforts to broaden cross-border financing channels include pilot programs for Qualified Foreign Limited Partners (QFLP) and cross-border capital pools, with 12 fund management companies in Nansha Free Trade Zone obtaining QFLP pilot qualifications, amounting to approximately 28.4 billion yuan in investment [4]. Service Models and Product Innovation - The Guangdong branch has introduced innovative service models such as the "Win-Win Plan for Enterprises" and "Equity Loan Guarantee Lease" to address the financing needs of technology enterprises throughout their lifecycle [5][6]. - New financing products have been developed for different stages of technology enterprises, including "Technology Talent Loans" and "Technology R&D Loans," which consider talent and R&D investment as key credit factors [6]. Future Directions - The Guangdong branch plans to enhance financial support for major national technology tasks and SMEs, focusing on policy tool reinforcement, product and service innovation, and multi-party collaboration to deepen the integration of technology and finance [7][8].