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社保基金免税大礼包来了!帮主郑重为你划重点:四大优惠让养老钱更稳!
Sou Hu Cai Jing· 2025-09-02 16:32
Core Viewpoint - The recent policy change allows the social security fund to enjoy tax exemptions on investment gains, significantly enhancing its capacity to accumulate wealth for future pensions [1][3]. Group 1: Policy Impact - The social security fund will no longer pay value-added tax, corporate income tax, or stamp duty on investment gains, effectively acting as a "profit accelerator" for pension funds [1][3]. - For example, if the social security fund earned 10 billion in investment returns last year, it would have saved 600 million in value-added tax, which can now be reinvested into the pension pool [3]. - The policy has been in effect since April of last year, allowing for refunds on previously overpaid taxes, emphasizing a commitment to maximizing pension fund growth [4]. Group 2: Investment Strategy - As of the end of last year, the cumulative balance of the pension insurance fund reached 8.7 trillion, with 2.34 trillion allocated for investments [3]. - Despite a low return rate of 0.96% last year, the fund has achieved an average annual return of 7.36% over the past 23 years, indicating a long-term investment strategy [3]. - The fund is expected to focus more on stable, long-term sectors such as renewable energy and pharmaceuticals, aligning with national investment priorities [4]. Group 3: Broader Implications - The policy aims to ensure that the social security fund can provide more stable pension payouts as the aging population increases, with over 1 billion people currently enrolled in the pension system [4]. - The government’s approach is seen as a proactive measure to enhance pension reserves, allowing them to grow like a snowball over time [4].
养老早储备,领超2000元福利
中国建设银行· 2025-02-20 08:08
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