近日，中国人民银行、农业农村部联合印发《关于加强金融服务农村改革 推进乡村全面振兴的意 见》。《意见》提出，提升农村基础金融服务水平。进一步优化农村金融网点布局，常态化开展金融知 识普及活动，推动提升农村居民金融素养。加强防范电信网络诈骗、打击非法集资、反假币宣传，保护 农村地区金融消费者权益。深入推进农村信用体系建设，加强涉农信用信息归集共享，拓宽全国中小微 企业资金流信用信息共享平台应用场景。优化助农取款服务，强化移动支付等新兴支付方式普及应用， 引导移动支付向乡村下沉。积极推进国债下乡，持续提升农村地区储蓄国债购买便利性。 ...

两部门：探索农村承包土地经营权抵押融资模式 支持农村集体经济组织开展集体经营性财产股权质押 贷款 智通财经7月24日电，中国人民银行、农业农村部印发《关于加强金融服务农村改革 推进乡村全面振兴 的意见》，促进新时代文明乡风培育。推动盘活农村资源资产。深入推进农村产权流转交易规范化试 点，推动农村产权流转交易和融资服务平台建设应用。鼓励各地探索建立农业设施和畜禽活体的确权颁 证、价值评估、抵押登记、资产处置等管理制度，发挥动产融资统一登记公示系统作用，推动扩大抵押 融资覆盖面。深化集体林权制度改革金融服务，加大林权抵押贷款和林业经营主体中长期贷款投放。探 索农村承包土地经营权抵押融资模式，支持农村集体经济组织开展集体经营性财产股权质押贷款。 ...

Core Viewpoint - Jiangsu Bank has received approval to acquire Jiangsu Danyang Su Yin Village Bank, which will enhance its market presence and improve financial services for small and micro enterprises in the region [1][6]. Group 1: Acquisition Details - Jiangsu Bank will fully take over all assets, liabilities, business operations, and employees of Jiangsu Danyang Su Yin Village Bank, ensuring continuity of service for existing customers [2][4]. - The acquisition includes the establishment of new branches in Danyang, which will allow Jiangsu Bank to better serve local industries and small businesses [5][7]. Group 2: Strategic Implications - The acquisition is part of a broader trend of urban commercial banks acquiring village banks, aimed at optimizing regional financial resource allocation and enhancing competitiveness in rural markets [8]. - Jiangsu Bank aims to leverage its established management systems and financial resources to reduce operational costs and improve efficiency by integrating the village bank into its structure [5][6]. Group 3: Market Context - The acquisition reflects a significant trend in the banking industry, with over 75 village banks being absorbed or merged in 2024, indicating a push for structural optimization and risk management in the banking sector [8]. - The integration of village banks into larger commercial banks is expected to enhance service quality and efficiency, while also stabilizing the rural financial system [9].

本报记者 陈衍水 又是吃虾好时节！每年春秋两季，对虾的肉质最为爽脆可口，蒜蓉粉丝蒸对虾更是闽南宴席上必不可少 的一道菜，让人大快朵颐。 对虾养殖产业是漳州市龙海区的农业支柱产业之一。当地植被保护较为完善，原始生态优势明显，地表 水资源丰富，具有发展对虾养殖业的先天条件，全区对虾养殖面积已达千万亩。 林文杰是当地对虾养殖专业户，最近想把已有的20亩虾塘扩大至35亩，还想增设育苗池5亩。然而，规 模扩大导致林文杰的资金周转出现困难，农行漳州龙海支行辖内海澄支行网点工作人员主动上门为他设 计融资方案，50万元纯信用"惠农e贷"3天之内就顺利到账。 "增收有盼头了，我可以用这笔款继续扩大规模和购买饲料。"林文杰高兴地对《农村金融时报》记者表 示。 "我们持续创新服务模式，精准对接全区对虾养殖业的资金需求，为养殖户提供便捷、高效的纯信用贷 款服务。"农行漳州龙海支行有关负责人告诉记者。 据介绍，近年来，农行漳州龙海支行为支持农村产业发展、助力农民增收致富，对辖内经营主体进行全 面细致的走访和对接，银行、农担公司、农户三方密切配合，为农户提供定制化金融服务。截至目前， 该支行针对对虾养殖产业累计投放纯信用贷款近8000万 ...