夏日的靖西市区，商贸街区人群熙攘。6月15日傍晚，新靖镇幸福大道幸福广场综合楼二楼的壮族 人餐饮店里，已是宾客满堂。然而，就在几个月前，这家餐饮企业遇到了大难题。 "和几家大供货商的合同都签了，新菜品研发、店面升级、宣传推广，样样都要钱，可账上的钱转 不动了。"董事长黄璟说。这家主打民族文化品牌的餐饮企业，曾以独特风味和优质服务赢得口碑。但 去年下半年，随着餐饮市场复苏，新面孔不断涌入，竞争陡然加剧。 想要突围，全面升级势在必行。可一边是迫在眉睫的投入需求，一边是采购合同带来的短期巨大资 金压力，公司现金流骤然吃紧，陷入经营困境。 转机出现在去年8月，在靖西市人社局举办的一场招聘会上，关于"广西创业担保贷款"政策的宣传 展板吸引了黄璟。工作人员详细解释：这项政策旨在为创业者和小微企业"雪中送炭"，通过政府性融资 担保机构分担风险、国家财政给予利息补贴，切实降低融资门槛和成本。 黄璟当场向人社部门工作人员表明了公司困境和融资需求，并提交了贷款申请。靖西市人社局迅速 响应，高效完成了对公司经营状况和资格的审核。紧接着，依托部门与金融机构建立的"双向推送"机 制，这份带着企业迫切期盼的申请， 第一时间被推送到了合作 ...

Group 1 - The core viewpoint is that Guangxi has significantly increased its entrepreneurial guarantee loans, reaching 1.224 billion yuan in the first four months of the year, which is five times that of the same period last year, directly supporting 4,715 entrepreneurs and aiding 149 small and micro enterprises, leading to the creation of 24,000 jobs [1] - The increase in entrepreneurial guarantee loans is attributed to the optimization of the loan mechanism and expanded policy promotion, with measures such as widening application channels, increasing loan limits, simplifying processes, and promoting online applications [1] - The Postal Savings Bank has implemented a "green channel" for rapid loan approval, reducing the average loan approval time from 7 working days to under 3 days, significantly enhancing financing efficiency [1] Group 2 - Guangxi's rural credit cooperatives are actively supporting entrepreneurial guarantee loans, with a focus on establishing assessment and incentive mechanisms to ensure the effective distribution of loans across various regions [2] - The promotion of entrepreneurial guarantee loans in rural areas is being enhanced through coordinated efforts between financial institutions and local governments, expanding policy outreach from central to peripheral areas [2] - A specific case highlights that Guangxi Law and Mediation Intelligent Technology Co., Ltd. received a 990,000 yuan loan, which enabled a system upgrade that shortened case processing time by 60% and increased revenue by 30% [2]