Group 1 - The core concept of fund advisory is to address the issue where "funds make money, but investors do not" [4] - Fund advisors provide expertise similar to other professional consultants in various fields, such as doctors for health issues and lawyers for legal matters [6] - A free course is available to educate investors on the various aspects of fund advisory [5] Group 2 - Global investment through index funds is easier for ordinary investors as it allows them to share in global economic growth and capture more investment opportunities [9][10] - Low correlation between different markets helps in diversifying investments across various stock markets, leading to a more stable overall portfolio [10][11] - Selecting active funds can be challenging due to limited access to information about fund managers, and changes in management can impact fund performance [12][13] - The performance of active funds can decline as their size increases, making smaller, well-performing funds more desirable [14]

Core Viewpoint - The article discusses the emergence and advantages of fund advisory services, which aim to address the issue of fund profitability not translating to investor gains [4]. Group 1: Fund Advisory Services - Fund advisory services are designed to help investors achieve better returns by providing professional guidance [4][5]. - The concept of advisory services is common across various industries, such as healthcare and law, where experts provide necessary advice [6]. Group 2: Benefits of Regular Investment in Index Funds - Regular investment in index funds has three main advantages: 1. Low entry threshold: Investors can start with a small amount, often just a few hundred yuan, making it accessible compared to other investment options like bank wealth management or real estate [11]. 2. Minimal timing requirements: Investors can set a fixed schedule for their investments, reducing the need to time the market actively [12]. 3. Cost averaging: Regular investments allow for purchasing more shares when prices are low, effectively lowering the average cost per share over time [15].