（来源：广州金融） （来源：广州金融） 2025年10月29日，国家外汇管理局发布《国家外汇管理局关于进一步便利外汇资金结算支持外贸稳定发 展的通知》，优化了外贸综合服务企业外汇资金结算，支持银行凭外贸综合服务企业推送的交易电子信 息为企业及其委托客户办理跨境外汇结算。通知发布后，国家外汇管理局广东省分局迅速行动，积极对 接适用便利化措施的目标主体，加力推动政策落实，率先落地全国首笔凭交易电子信息办理外贸综合服 务企业外汇资金结算业务。 广州某外贸综合服务企业A成立于2022年，该企业通过数字化工具，将互联网与传统贸易服务有机结 合，对全链路外贸综合服务进行系统性整合，打造一体化跨境电商数字服务平台，为数十万家中小跨境 电商企业提供物流、仓储、通关、结算、退税等服务，服务中小跨境电商企业"抱团出海"。 在外汇结算环节，A企业作为跨境贸易高水平开放便利化试点优质企业，此前银行已按照外汇政策要求 为其提供了"免于事中逐笔提交资料"等便利化资金结算服务，大幅简化企业结算业务单证，优化企业结 算业务流程。但在外汇结算后，企业仍需耗费一定的人力、物力准备与收汇情况匹配的报关单以备抽 查，时间成本较高，也影响了资金周转效 ...

Core Viewpoint - The State Administration of Foreign Exchange (SAFE) has introduced nine facilitation measures aimed at enhancing the efficiency of foreign exchange support for stable foreign trade development, addressing current challenges in cross-border fund settlement [1][2]. Group 1: Policy Measures - The new policies focus on optimizing facilitation measures, supporting the healthy development of new trade formats, and improving the efficiency of fund usage for trade enterprises [1]. - Key measures include expanding the pilot scope for high-level cross-border trade openness and broadening the types of net settlement for current account funds, which will help reduce the frequency and cost of cross-border remittances for enterprises [1][2]. Group 2: Support for Employees and New Trade Formats - The policies also aim to facilitate salary-related foreign exchange needs for employees of quality enterprises, allowing banks to determine salary exchange amounts based on provided materials, thus improving processing efficiency [2]. - The new policies specifically support emerging trade formats such as cross-border e-commerce and market procurement, encouraging banks to include these entities in facilitation policies and optimizing their foreign exchange settlement processes [2][3]. Group 3: Compliance and Risk Management - The facilitation measures do not imply a relaxation of management; rather, they emphasize that "compliant banks" and "quality enterprises" are prerequisites for enjoying policy benefits, reinforcing the principle of "more integrity, more convenience" [3]. - The policies grant compliant banks greater autonomy while requiring them to establish robust risk management mechanisms, ensuring that foreign exchange operations remain healthy and stable [3]. Group 4: Economic Impact - The implementation of these measures is expected to strengthen the financial infrastructure of China's foreign trade, enhancing the vitality and momentum of cross-border trade [3].

Core Points - The State Administration of Foreign Exchange (SAFE) has issued a notice to enhance the facilitation of cross-border trade and foreign exchange services, aiming to support stable foreign trade development [1][2] - The notice includes measures to optimize and expand pilot programs for high-level cross-border trade openness, covering more regions and types of businesses [1][2] - The initiative aims to improve the efficiency of fund usage for service trade enterprises and reduce financial costs for companies involved in international projects [2] Group 1 - The notice promotes the optimization and expansion of cross-border trade facilitation policies, allowing for a broader range of businesses to benefit from simplified foreign exchange procedures [1] - It encourages banks to adopt more convenient trade fund settlement policies for small and medium-sized enterprises involved in new trade formats, leveraging e-commerce platforms [2] - The SAFE emphasizes the importance of enhancing the efficiency of cross-border fund settlements to better serve the high-quality development of the real economy [2] Group 2 - The notice allows for the direct handling of fund collection and payment for transportation, warehousing, and maintenance fees between domestic enterprises and their trading partners [2] - It supports engineering companies in the centralized allocation of funds across countries and regions, effectively utilizing "idle" funds from overseas projects [2] - The SAFE plans to continue deepening foreign exchange management reforms to further facilitate cross-border trade and improve the quality of cross-border fund settlements [2]

Core Viewpoint - The State Administration of Foreign Exchange (SAFE) has issued a notification to enhance the convenience of cross-border trade settlement and improve the quality of foreign exchange services supporting stable foreign trade development, with new policies aimed at expanding pilot areas and optimizing foreign exchange fund settlement for trade [1][2]. Group 1: Policy Optimization - The notification aims to optimize and expand convenience policies for cross-border trade, covering more regions with compliant business entities that align with national strategic development [2]. - It includes the expansion of net settlement types for quality enterprises under current account, supporting the settlement of fees related to transportation, warehousing, maintenance, and compensation linked to goods trade [2]. - The procedures for quality multinational companies regarding centralized payment and net settlement will be simplified, enhancing the efficiency of foreign exchange policies [2]. Group 2: Support for New Trade Models - The notification supports the healthy development of new trade models, such as cross-border e-commerce, which have become crucial for stabilizing and optimizing foreign trade [3]. - It encourages banks to include more small and medium-sized enterprises engaged in new trade models as quality enterprises eligible for more convenient trade fund settlement policies [3]. - Banks are guided to adopt automated batch review processes for electronic transaction information generated online, facilitating easier foreign exchange transactions for new trade entities [3]. Group 3: Efficiency in Fund Utilization - The notification enhances the efficiency of fund utilization for service trade enterprises, particularly for those involved in overseas contracting projects [4]. - It supports the centralized allocation of funds across countries and regions for contracting enterprises, effectively mobilizing "idle" funds from overseas projects and reducing financial costs [4]. - The management of service trade advance payment business is relaxed, allowing domestic enterprises to conveniently handle related fund transfers with counterparties [4].

Core Viewpoint - The State Administration of Foreign Exchange (SAFE) has issued a notice to further facilitate foreign exchange fund settlement, supporting the stable development of foreign trade [1] Group 1: Policy Changes - The new policy allows compliant banks to provide salary-related materials for foreign employees of high-quality enterprises, enabling them to determine the exempt amount for foreign exchange without the need for documentation [1] - Foreign employees can conduct foreign exchange purchases or settlements within the approved exempt amount without submitting additional documents [1] Group 2: Implementation Guidelines - Banks are required to mark relevant transactions in the remarks section as "Trade Facilitation Pilot Salary" or "High-Level Facilitation Pilot Salary" [1] - Banks must develop tailored plans for enterprises, clearly defining the scope of foreign employees and their salary disbursement arrangements, while ensuring dynamic management of foreign exchange amounts [1] - A mechanism for ongoing management and post-event oversight must be established by banks [1]

Core Viewpoint - The State Administration of Foreign Exchange (SAFE) has issued a notice to further facilitate foreign exchange fund settlement and support stable development of foreign trade [1] Group 1: Policy Enhancements - The notice promotes the expansion of high-level open pilot programs for cross-border trade, covering more regions with genuine needs and compliant business entities [1] - It aims to broaden the types of net settlement for current account funds for pilot enterprises, supporting net settlement of service fees related to goods trade, such as transportation, storage, maintenance, and compensation [1] - The policy seeks to simplify procedures for quality multinational companies regarding current account fund concentration and net settlement, enhancing the effectiveness of foreign exchange facilitation policies [1] Group 2: Support for Enterprises - The notice supports banks in conveniently handling current account foreign exchange business for quality enterprises based on their provided salary materials [1] - It allows banks to determine the amount of foreign exchange settlement for salaries of foreign-related employees, facilitating related business for enterprises [1]

Core Viewpoint - The State Administration of Foreign Exchange (SAFE) is soliciting opinions on a draft notice aimed at further facilitating foreign exchange fund settlement to support stable foreign trade development, encouraging the inclusion of more new trade entities in the facilitation policy [1] Group 1: Trade Facilitation Policies - The draft encourages compliant banks to include trustworthy cross-border e-commerce platforms and foreign trade service enterprises, along with their recommended clients, in the trade facilitation policy or high-level open pilot [1][6] - It outlines various net settlement methods for trade-related payments, including general trade receipts between domestic and foreign affiliated enterprises, and expenses related to goods transportation, storage, and repairs [4][5] Group 2: Simplification for Multinational Corporations - Compliant banks can simplify the procedures for multinational corporations regarding the centralized management of current account funds and net settlement, provided they meet specific criteria [4][5] - The draft specifies that multinational corporations should conduct net settlements at least once a month and adhere to the trade facilitation policy or high-level open pilot regulations [5] Group 3: Employee Remuneration and Payment Facilitation - The draft allows compliant banks to determine exempt amounts for foreign employees' salaries based on provided documentation, enabling direct currency exchange without additional documentation within specified limits [5] - Banks are required to create tailored plans for enterprises, detailing the scope of applicable foreign employees and their salary arrangements [5] Group 4: Optimizing Foreign Trade Service Enterprises - Banks can process cross-border e-commerce settlements and related expenses based on electronic transaction information provided by foreign trade service enterprises, which must meet certain conditions [8] - Foreign trade service enterprises are required to have a robust risk control system and must disclose actual exchange rates to clients [8] Group 5: Service Trade and Project Management - The draft allows banks to directly handle service-related payment advances for trade, such as transportation and logistics costs, under certain conditions [9] - Enterprises engaged in overseas contracting can establish centralized management accounts abroad for better fund allocation and must report their account activities quarterly [9][10] Group 6: Special Foreign Exchange Business Handling - Banks are instructed to establish a system for handling special foreign exchange business related to current accounts, ensuring compliance with the principle of "substance over form" [10][11] - The notice emphasizes the importance of transaction authenticity and compliance monitoring by the SAFE [11]

Core Viewpoint - The State Administration of Foreign Exchange (SAFE) is soliciting opinions on a notice aimed at further facilitating foreign exchange fund settlement to support stable foreign trade development, emphasizing the inclusion of more new trade entities in the facilitation policy [1] Group 1: Policy Encouragement - The notice encourages the inclusion of more new trade entities under the facilitation policy, particularly focusing on cross-border e-commerce platforms and comprehensive foreign trade service enterprises that demonstrate good compliance and integrity [1] - It supports prudent and compliant banks in integrating trustworthy cross-border e-commerce platforms and their recommended clients into the trade facilitation policy or high-level opening pilot programs [1]

Core Viewpoint - The State Administration of Foreign Exchange (SAFE) is seeking public feedback on a draft notification aimed at facilitating cross-border trade payment and enhancing foreign exchange support for stable foreign trade development [1] Group 1 - SAFE has drafted a notification titled "Notice on Further Facilitating Foreign Exchange Fund Settlement to Support Stable Development of Foreign Trade" [1] - The notification is intended to improve the efficiency of foreign exchange services for foreign trade [1] - Public feedback is being solicited through email, mail, and fax, with a deadline set for October 5, 2025 [1]