Core Viewpoint - The Postal Savings Bank of China is enhancing foreign exchange financial services to support foreign-related enterprises in stable operations, particularly focusing on cross-border business needs and providing tailored financial solutions [1] Group 1: Financial Services Initiatives - The bank's branch in Xixian has organized a professional team to engage with local foreign-related enterprises, understanding their cross-border business requirements [1] - A specific case involves a food processing company in Xixian, which exports over 90% of its products, facing significant pressure in foreign exchange settlement and exchange rate risk management due to increasing business volume [1] Group 2: Tailored Solutions - The bank has implemented a "precise service" plan, which includes opening a "foreign exchange risk hedging green channel" for the company, simplifying the forward foreign exchange settlement process, and reducing margin requirements [1] - The bank assists the enterprise in locking in future exchange rates to mitigate volatility risks and provides one-on-one foreign exchange knowledge training through regular visits by foreign exchange specialists [1] Group 3: Future Focus - The initiative reflects the bank's commitment to the "finance for the people" philosophy and its dedication to deepening foreign trade financial services [1] - Moving forward, the bank aims to continuously focus on the needs of foreign trade enterprises, optimize foreign exchange service processes, and enrich the supply of hedging tools to support enterprises in their international expansion efforts [1]

Group 1 - In the first half of 2025, six pilot banks in Qinghai province processed 436 convenient settlement transactions for 25 pilot enterprises, amounting to 5,940 million USD, representing a year-on-year increase of 155% and 106% respectively [1] - The number of foreign exchange derivative contracts signed in Qinghai province increased by 1.5 times year-on-year, with a signing amount growth of 88%, and the foreign exchange hedging ratio improved by 4.9 percentage points [1] - The provincial foreign exchange management bureau has optimized personal foreign exchange services, facilitating the first electronic personal foreign exchange carrying certificate in May, and ensuring uninterrupted foreign exchange services for the 24th Lake Cycling Race [1] Group 2 - In the first half of 2025, the capital project income payment facilitation business processed 6 transactions totaling 1,786 million USD, with 2 new enterprises engaging in capital project digital business, achieving cross-border financing of 1,538 million USD [2] - The cross-border financial service platform has been utilized effectively, with enterprises completing 45 transactions through the platform, resulting in financing exceeding 6,141 million USD [2] - The overall foreign-related economic activities in Qinghai province have shown stable development, with a steady increase in foreign-related income and expenditure, and the total amount of foreign exchange transactions continuing to grow [2]

Core Viewpoint - The article emphasizes the increasing importance of foreign exchange financial services in the context of China's "dual circulation" development strategy and the deepening of enterprises going global, highlighting the role of CITIC Bank's Beijing branch in providing comprehensive foreign exchange services to support the real economy [1] Group 1: Brand Development and Service Differentiation - CITIC Bank's Beijing branch is focused on building the "Xin Foreign Exchange+" brand to create differentiated service advantages in cross-border finance, targeting core business scenarios such as international trade, foreign exchange hedging, and cross-border investment [2] - The "Xin Foreign Exchange+" framework includes a "4+N" comprehensive service system, offering four main pillars: settlement services, financing support, trading services, and intelligent consulting, along with diversified service scenarios like supply chain finance [2] - In 2024, the branch aims to maintain a leading position in the market with an international balance of payments scale of $86.9 billion, a cross-border RMB scale of 166.4 billion yuan, and a 33% increase in foreign exchange value clients [2] Group 2: Innovation in Foreign Exchange Services - The branch leverages its global network to provide global account services, enabling quick cross-border fund transfers and sharing of account information [3] - The "Cross-Border Hundred Guarantee Box" service covers various guarantee needs, supporting enterprises in expanding overseas markets and managing international cooperation [3] - The bank supports direct exchange and settlement in 20 currencies and has introduced the "Exchange at Hand" service for small currencies, facilitating transactions in nearly 150 countries along the Belt and Road [3] Group 3: Digital Transformation - CITIC Bank's Beijing branch has developed a digital foreign exchange service platform to enhance service efficiency through technology [5] - The self-developed foreign exchange trading system, "Foreign Exchange Trading Pass," automates and streamlines the trading process, covering market analysis, risk management, and transaction quoting [5] - The branch has launched various online channels, including online banking and cross-border cash pools, to provide integrated and convenient cross-border financial services [6] Group 4: Future Outlook - The branch plans to continue its customer-centric service philosophy and maintain its strategic positioning as a leading foreign exchange service bank, focusing on innovation in service products and models [6] - The goal is to provide precise, efficient, and convenient foreign exchange services to support high-quality development of the real economy while achieving sustainable growth and value enhancement for the bank [6]