Core Viewpoint - The article emphasizes the role of Postal Savings Bank in facilitating financial support for private enterprises and rural revitalization in Guangdong's Heyuan city, highlighting a collaborative approach between government, banks, and businesses to create a sustainable financial ecosystem [1][8]. Group 1: Financial Support Mechanisms - Postal Savings Bank of Heyuan has established a collaborative platform that allows banks to proactively engage with businesses, breaking down information barriers and creating a "whitelist" of enterprises for targeted financial services [2]. - The bank offers customized financial products to address the specific needs of private enterprises, particularly those with limited assets and collateral, optimizing the credit approval process [2][4]. - The bank has provided credit support to nearly 500 private enterprises and individual businesses in Heyuan, with a loan balance exceeding 1.5 billion, of which nearly 60% is directed towards rural revitalization-related industries [8]. Group 2: Customized Services - The bank's approach includes tailored financial solutions based on the unique circumstances of each business, moving from generic loan products to bespoke services that align with the operational needs of enterprises [3][4]. - For example, a fruit orchard owner received a loan without traditional collateral requirements, enabling him to invest in advanced irrigation systems, resulting in a 30% increase in annual output [3][6]. Group 3: Industry Chain Empowerment - The bank focuses on empowering core enterprises within industry chains, which in turn support smallholder farmers and micro-enterprises, fostering collective growth across the agricultural sector [5][6]. - A notable case is the support provided to Guangdong Xinghui Biotechnology Co., which received a quick loan approval to enhance its oil tea production capabilities, subsequently increasing its processing efficiency by 40% and adding 20 new farmers to its cooperative [5][6]. Group 4: Inclusive Financial Services - The bank has committed to providing 300 million in credit annually to individual business owners and private enterprises, ensuring that financial services reach the grassroots level of the economy [7]. - This initiative includes tailored service packages for different business types, such as retail and agriculture, and aims to make financial services accessible at local bank branches [7]. Group 5: Future Directions - The bank plans to continue innovating its credit products and reducing financing costs for private enterprises, ensuring that financial services are not only precise but also affordable [8].

Group 1 - The core viewpoint of the articles highlights the successful collaboration between Nanjing Bank and a new materials company in Changzhou, resulting in a 10 million yuan fixed asset loan for equipment procurement [1][2] - The new materials company, established in February 2023, specializes in the production of coated aluminum foil and has formed partnerships with several well-known battery manufacturers, positioning itself as a key player in the new energy industry cluster [1] - The loan issuance marks the first successful business facilitated by the Liyang Municipal Enterprise Financial Service Center since its establishment, demonstrating effective collaboration between government, banks, and enterprises to support local economic development [2] Group 2 - Nanjing Bank plans to deepen cooperation with the Liyang Municipal Enterprise Financial Service Center to accurately capture enterprise financing needs and enhance the quality and efficiency of financial services [2] - The initiative aims to address the challenges of "difficult financing" and "expensive financing" faced by private enterprises, ensuring they feel the "financial warmth" through quality financial services [2] - The rapid approval process and efficient service provided by Nanjing Bank's Changzhou branch exemplify the bank's commitment to supporting local businesses in urgent need of funding [1][2]