金融服务民营企业

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“三专两快”让民企不等“贷”
Jin Rong Shi Bao· 2025-08-08 07:57
在江西省"金融活水润民企春风行动"中,农业银行宜春分行创新构建"三专两快"服务体系(即专属 方案、专项通道、专业团队,快速响应、快速落地),全力服务民营经济高质量发展。 精准对接,搭建银企"连心桥"。农业银行宜春分行建立了"行长包片+专员驻点"的双轨机制,10支 金融服务队深入10个县市工业园区开展"扫园行动",通过银企恳谈会、金融夜校等形式,将金融服务送 进企业车间,现场收集融资需求47项。同时,该行设立"民营企业诉求直通车",建立"接诉即办-专项会 商-限时反馈"机制,首批对接的3项企业诉求已解决2项,剩余1项已进入绿色审批通道。 产品创新,破解融资"急难愁"。针对不同企业需求,该行推出多款特色产品,包括"流水e贷",凭 企业经营流水核定额度,已为小微企业主提供合计3650万元的纯信用贷款;"科技e贷",基于知识产权 质押,支持2家高新技术企业获得500万元资金;"抵押e贷",灵活运用厂房、设备等抵押物,帮助企业 快速获得融资。 绿色通道,开启纾困"加速度"。面对辖内文旅企业困境,农行宜春分行启动"护企行动",对23家民 宿、景区运营企业创新推广"惠农e贷-乡旅贷",为5户乡旅客户投放贷款530万元。建立 ...
南京银行常州分行发放1000万元“设备担”固定资产贷款
Jiang Nan Shi Bao· 2025-08-08 02:42
Group 1 - The core viewpoint of the articles highlights the successful collaboration between Nanjing Bank and a new materials company in Changzhou, resulting in a 10 million yuan fixed asset loan for equipment procurement [1][2] - The new materials company, established in February 2023, specializes in the production of coated aluminum foil and has formed partnerships with several well-known battery manufacturers, positioning itself as a key player in the new energy industry cluster [1] - The loan issuance marks the first successful business facilitated by the Liyang Municipal Enterprise Financial Service Center since its establishment, demonstrating effective collaboration between government, banks, and enterprises to support local economic development [2] Group 2 - Nanjing Bank plans to deepen cooperation with the Liyang Municipal Enterprise Financial Service Center to accurately capture enterprise financing needs and enhance the quality and efficiency of financial services [2] - The initiative aims to address the challenges of "difficult financing" and "expensive financing" faced by private enterprises, ensuring they feel the "financial warmth" through quality financial services [2] - The rapid approval process and efficient service provided by Nanjing Bank's Changzhou branch exemplify the bank's commitment to supporting local businesses in urgent need of funding [1][2]
三专两快”让民企不等“贷
Jin Rong Shi Bao· 2025-06-19 03:23
Core Insights - Agricultural Bank of China Yichun Branch has developed an innovative "Three Special and Two Fast" service system to support the high-quality development of private enterprises in Jiangxi Province [1][2] - The bank has established a dual-track mechanism for precise connection between banks and enterprises, facilitating direct communication and addressing financing needs [1][2] Group 1: Service Innovations - The bank has implemented a "President Package + Specialist Station" mechanism, deploying 10 financial service teams to conduct "sweeping actions" in industrial parks, collecting 47 financing needs on-site [1] - A "Private Enterprise Demand Express" system has been set up, resolving 2 out of 3 initial enterprise requests, with the remaining request in a green approval channel [1] Group 2: Product Development - The bank has launched several tailored financial products, including "Flow e-loan" providing a total of 36.5 million yuan in pure credit loans to small and micro enterprises [1] - "Technology e-loan" supports high-tech enterprises with 500,000 yuan based on intellectual property pledges, while "Mortgage e-loan" allows flexible use of collateral to expedite financing [1] Group 3: Ecosystem Building - The bank has formed a "Private Economy Empowerment Alliance" with local government departments to provide value-added services such as policy interpretation and technical upgrades for key industries [2] - The "Golden Spike Lecture Hall" training program has been conducted, covering topics like exchange rate risk management and digital payment tools, reaching over 100 financial personnel [2] Group 4: Accelerated Support - The bank initiated a "Protect Enterprise Action" to assist 23 tourism-related enterprises, providing 5 clients with loans totaling 5.3 million yuan through the "Huinong e-loan - Rural Tourism Loan" [2] - A "Financial Special Commissioner" system has been established to streamline processes for business registration, tax registration, account opening, and financing applications, reducing the overall time by 60% [2] Group 5: Performance Outcomes - The bank's efforts have led to 12 of its client enterprises being recognized as provincial-level specialized and innovative enterprises, with 3 achieving a doubling of annual output value [2] - As of April 2025, the bank's loans to private enterprises increased by 800 million yuan compared to the previous year, demonstrating the effectiveness of its innovative service models and enhanced efficiency [2]
更有担当、更有专业、更有勇气,上海银行推出22条举措,助力民营企业发展
2 1 Shi Ji Jing Ji Bao Dao· 2025-06-06 11:33
Core Viewpoint - Shanghai Bank has initiated new measures to support the high-quality development of private enterprises in response to the changing economic environment and uncertainties faced by Zhejiang enterprises [1][3]. Group 1: Strategic Initiatives - Shanghai Bank signed a strategic agreement with the Shanghai Zhejiang Chamber of Commerce, committing to provide a special credit resource support of 50 billion yuan for member enterprises [3]. - The bank emphasizes the need for a correct financial value perspective, focusing on earning "hard-earned money" and designing tailored solutions for private enterprises [3][4]. Group 2: Service Enhancements - The bank plans to implement "three more" strategies: 1. Greater emphasis on top-level design to enhance service mechanisms for private enterprises [4]. 2. Focus on building a professional service team that understands industry operations and trends [4]. 3. Provide comprehensive services that combine financial and non-financial support to assist private enterprises in navigating challenges [4]. Group 3: Specific Measures for Private Enterprises - The bank's 22 measures for supporting private enterprises include: 1. Increasing financing support through expanded outreach and improved credit mechanisms [5]. 2. Enhancing service efficiency with 24/7 service hotlines and optimized online platforms [5]. 3. Offering specialized services for technology-driven private enterprises and creating a capital market ecosystem for mergers, investments, and listings [5]. 4. Reducing operational costs for private enterprises through fee reductions and comprehensive financial service teams [5].