（原标题：一体化数据库成趋势，中小银行能否抓住AI转型新机遇？） 在人工智能（AI）技术席卷银行业的今天，中小银行是否做好数据基础设施的升级准备？9月11日，在 2025 Inclusion·外滩大会上，中国银行保险报联合OceanBase海扬数据库，与19家银行机构编委单位共同 发布了业内首份《面向AI时代的中小银行数据库研究与展望》（以下简称"报告"）。报告显示，金融市 场的日益开放和竞争的加剧，迫使银行不断提升自身的核心竞争力。数据库作为银行的核心资产，其性 能和功能直接影响着银行的业务效率和客户体验。拥有高效、稳定、智能的数据库系统，能够帮助银行 更快地推出新产品和服务，更好地满足客户需求，从而在激烈的市场竞争中脱颖而出。 报告提及，当前，中国银行业竞争格局呈现显著的集中化趋势。2024年行业分析数据显示，国有大行与 股份制银行以约80%的营收和利润占比持续主导市场，且资源进一步向头部机构聚集，极大挤压了中小 银行的生存空间。相比中小银行，大型银行在科技投入规模、边际效益及人才储备上优势明显，往往能 借助雄厚的技术基础实现更高效的业务赋能和成本管控。 面对竞争压力，中小银行需跳出同质化竞争陷阱，转而借 ...

Core Insights - The Chinese civil aviation industry is experiencing a historic recovery, with passenger transport volume reaching 730 million in the past year, a year-on-year increase of 18.1%, and international passenger volume increasing by 130% [1] - The transformation towards a smart civil aviation sector is being driven by the dual forces of AI technology revolution and domestic upgrades, emphasizing the importance of database technology [1][3] AI and Domestic Upgrade Challenges - The traditional centralized databases are becoming a bottleneck for AI implementation due to rigid architecture and insufficient scalability, hindering real-time analysis and high concurrency processing [2] - The civil aviation sector has a clear timeline for domestic system upgrades, with a target to complete the operational system's domestic upgrade by June 2024 and achieve comprehensive domestic transformation by 2027 [2] - Current core systems still heavily rely on traditional databases like Oracle and MySQL, posing data security risks and dependency issues [2] Integrated Database for Smart Civil Aviation - The "root self-research" database is essential for avoiding risks associated with foreign open-source technologies, ensuring 100% self-research as a foundational upgrade [3] - The database should allow for smooth migration from existing systems, be easy to manage, and offer low costs, with OceanBase providing high performance and compatibility [3] - Future-oriented databases must support multi-architecture integration to ensure business continuity in critical operations [4] High Availability and Disaster Recovery - Integrated databases can achieve high availability and disaster recovery through various deployment models, ensuring minimal downtime and robust operational continuity [4] - OceanBase has achieved RPO=0 and RTO<8s, providing a strong safety net for complex civil aviation scenarios [4][6] Multi-Workload and Multi-Modal Integration - The ability to handle multiple workloads (TP+AP) is crucial for real-time adjustments during peak booking periods, ensuring rapid response times [5] - The database must support multi-modal data processing to effectively manage semi-structured and unstructured data, enhancing operational efficiency [5] Industry Adoption and Success Stories - China Aviation Information Technology Co. has initiated a pilot upgrade of its core systems based on OceanBase, aiming for full domestic integration by 2024 [6] - China United Airlines has successfully implemented OceanBase, enabling innovative services like the first blind box ticketing system, demonstrating the database's reliability and performance [6] - Changlong Airlines has reported a 70% reduction in storage costs and zero downtime since adopting OceanBase, showcasing its effectiveness in real-time data analysis [6][7] Conclusion - The civil aviation industry is leveraging integrated databases as a pivotal tool for digital transformation, aiming to build a secure, agile, and intelligent data foundation to support the development of smart civil aviation [7]