来源：中国农业银行 1月28日，农业银行2026年党建和经营工作会议在京召开。会议以习近平新时代中国特色社会主义思想 为指导，全面贯彻党的二十届四中全会、二十届中央纪委五次全会、中央经济工作会议、中央农村工作 会议精神，深刻学习领会习近平总书记在省部级主要领导干部专题研讨班开班式上的重要讲话精神，落 实全国金融系统工作会议部署，总结2025年工作，部署2026年重点任务。党委书记、董事长谷澍就2026 年党建和经营工作作了讲话，党委副书记、行长王志恒主持会议并对2026年业务经营作具体安排。农业 银行党委成员，董事会和高管层成员出席会议。 会议认为，2025年是很不平凡的一年。全行认真贯彻党中央、国务院各项决策部署，牢牢把握"防风 险、促高质量发展"工作主线，统筹推进党的建设、金融服务和业务经营，各项目标任务顺利完成，高 质量发展迈出新的步伐。 ——全面从严治党持续向纵深推进。严格落实"第一议题"制度，深入学习宣传贯彻党的二十届四中全会 精神，党的政治建设不断加强。扎实推进中央巡视整改，认真开展深入贯彻中央八项规定精神学习教 育，深入推进风腐同查同治，营造了风清气正的政治生态。下沉党建工作重心，加强干部人才队 ...

Core Viewpoint - The Agricultural Bank of China is focusing on implementing the spirit of the 20th Central Committee's Fourth Plenary Session, emphasizing financial services for the real economy and risk prevention while promoting high-quality development [1] Group 1: Financial Strategy and Development - The bank aims to plan key financial service work for the "14th Five-Year Plan" period, guided by the spirit of the plenary session [1] - There is a commitment to enhance financial services for the real economy, with a focus on supporting the development of new productive forces tailored to local conditions [1] - The bank will prioritize increasing financial supply in rural areas to support agricultural modernization and achieve common prosperity [1] Group 2: Economic Support and Reform - The bank is set to actively support the expansion of domestic demand, boost consumption, and enhance financial services for effective investment [1] - There is a focus on accelerating the construction of a smart banking system to enhance internal development momentum [1] - The bank will continue to implement the central government's decisions and ensure safety in production management while striving to meet annual economic and social development goals [1] Group 3: Risk Management - The bank emphasizes the importance of balancing development and security, effectively preventing financial risks in key areas [1] - There is a commitment to uphold the overall national security concept in its operations [1]

Group 1 - The core viewpoint of the articles is the implementation of a remote online service system by ICBC Wuhan Branch to enhance branch operation reform, achieving full coverage and integration of services by 2025 [1][2][3] - As of May 2025, ICBC Wuhan Branch has achieved three breakthroughs: 100% of all branches have established an open "Counter Communication" environment, 100% of branch business rooms have completed the deployment of the remote "Counter Communication" system, and key pilot branches have achieved full coverage of remote "Counter Communication" services [1] - The remote "Counter Communication" focuses on addressing three core pain points in traditional branch services: low efficiency in handling complex transactions, resource shortages during peak business hours, and insufficient service coverage in remote areas [1] Group 2 - The project emphasizes compatibility with domestic operating systems such as Kylin and Tongxin UOS, while retaining Windows system compatibility, to avoid reliance on a single system and mitigate business interruption risks [2] - A detailed implementation plan was developed by the bank's financial technology department, including a training program that has conducted three sessions to enhance the skills of operational staff [2] - The project has improved the utilization rate of old equipment by 45% and saved over 800,000 yuan in hardware costs, while enhancing operational efficiency and achieving resource management [2] Group 3 - The bank plans to continue improving the remote service system, aiming for full coverage of remote services across all branches within the year, and to transition digital operations towards intelligent services [3]

Core Viewpoint - Hengyin Technology (603106) is focusing on increasing R&D investment in the fintech sector, with a commitment to maintaining R&D expenses at over 10% of revenue, aiming for technological advancements and commercial applications in banking [2][3] Group 1: Financial Performance - In Q1 2025, Hengyin Technology reported a main revenue of 94.03 million yuan, a year-on-year increase of 1.27% [3] - The net profit attributable to shareholders reached 5.35 million yuan, showing a significant year-on-year increase of 125.24% [3] - The net profit after deducting non-recurring items was 3.61 million yuan, reflecting a year-on-year increase of 116.18% [3] - The company's gross margin for Q1 2025 was 28.99% [3] - The debt ratio stood at 22.19%, with financial expenses reported at -0.9898 million yuan [3] Group 2: Business Strategy and Operations - Hengyin Technology is a leading provider of smart banking solutions centered around financial self-service equipment, facilitating the transformation of traditional banks into smart banks [2] - The company is actively involved in the renovation of smart bank outlets, focusing on cash and non-cash products, as well as payment security solutions [2] - The company does not engage in businesses related to digital currency [2]