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三大产品平衡供需,帆陌科技以技术突围与生态构建助力低空安全
Sou Hu Cai Jing· 2025-07-14 02:35
Core Insights - The low-altitude economy has been officially recognized in the 2024 government work report, with a target to develop a trillion-level market by 2030 [1] - Fanmo Technology has emerged as a pioneer in low-altitude insurance, leveraging a "technology + insurance" model to support the standardized development of China's low-altitude economy [1] Company Development - Fanmo Technology was established in 2015, coinciding with the rise of the drone consumer market, and identified a gap in low-altitude insurance offerings [2] - The company launched the world's first comprehensive commercial drone insurance, "Fanmo Feibao," addressing the industry's insurance void and revitalizing market growth [2] Industry Milestones - In 2017, Fanmo successfully handled the first drone insurance claim, establishing itself as a benchmark in the industry and demonstrating the value of drone insurance to users and insurers alike [4] - By 2019, the company adopted a dual strategy to enhance service efficiency, offering customized services to users and professional support to insurance companies [5] Service Efficiency - In 2021, Fanmo implemented a "dynamic insurance solution" for a major drone logistics company, showcasing its ability to adjust premiums based on real-time risk and complete claims processing within 48 hours [7] - The company has developed three core products—Fanmo Feibao, Fanmo You+, and Fanmo Yun e—to balance the needs of insurance companies and users, creating a complete "data-service-technology" loop [7][8] Product Innovation - The core product "Fanmo Feibao" now integrates drone and low-altitude insurance, offering various scenario-based protections [8] - "Fanmo You+" provides comprehensive claims services, while "Fanmo Yun e" offers a pricing engine to assist insurance companies in their drone insurance operations [8] Market Position - After ten years, Fanmo has established a significant market presence, covering all 31 provinces in China and providing insurance services with a total coverage exceeding 34.2 billion yuan for over 10,000 corporate clients [10] - The company has formed deep partnerships with over 600 drone manufacturers, creating a technology-driven insurance service chain that promotes healthy industry development [10] Recognition and Future Direction - Fanmo has received multiple accolades, including "Pioneer Enterprise in China’s Drone Industry" and "Global InsurTech Case Award," and holds over 30 software copyrights [10] - The company aims to continue its dual-driven strategy of "technology + insurance" to enhance its technical capabilities and service levels, contributing to the safe and healthy development of the low-altitude economy [10]