三是风险抵补能力进一步增强。天津银行业加大计提减值准备力度，增厚化险资源。截至6月末，天津银行业资产减值损失准备金额1546.01亿元，同比增加 29.33亿元，拨备覆盖率238.4%，同比提升12.1个百分点，高于全国8.1个百分点。 服务实体经济能力增强 2025年上半年，天津地区生产总值8706.6亿元，同比增长5.3%，向好势头持续巩固。其中，金融业增加值1360.18亿元，同比增长4.5%，占GDP比重15.6%， 继续保持稳健增长，有效发挥了金融业支柱产业作用。 截至2025年6月末，天津银行业总资产7.07万亿元，同比增长6.35%；总负债6.73万亿元，同比增长6.32%。各项存款4.86万亿元，同比增长8.54%；各项贷款 4.97万亿元，同比增长3.28%。其中，辖内金租公司资产总额9260.89亿元，较年初增加269.12亿元，增幅3%，居全国前列。租赁资产总额7716.18亿元，较年 初增加108.56亿元，增幅4.42%。天津保险业总资产2583.4亿元，同比增长13.0%；总负债2406.54亿元，同比增长12.7%。 行业发展态势良好 一是银行业净息差止降企稳。截至6月末，天津银 ...

Group 1 - Tianjin is promoting the "technology-industry-finance" new cycle mechanism to enhance the depth and effectiveness of technology finance through improved organizational systems, credit services, insurance guarantees, and pilot equity investments [1] - As of 2023, Tianjin has established 61 technology-focused branches within its banking institutions, with a loan balance of 288.3 billion yuan to technology innovation enterprises, marking a 20% year-on-year increase, and 50% of these loans are credit loans [1] - The Tianjin insurance industry has provided insurance coverage of 486.49 billion yuan through technology insurance, with the "laboratory all-risk insurance" covering 1.14 million yuan for 46 laboratories [1] Group 2 - A new long-term mechanism for the "technology-industry-finance" cycle has been jointly issued by Tianjin financial regulatory authorities, expanding financial service institutions to include securities, funds, leasing, and factoring [2] - The work plan includes six key measures with 15 specific initiatives aimed at enhancing financial services for technology innovation, including strengthening top-level design, improving organizational structure, and optimizing financial support products [2] - The Tianjin financial regulatory bureau aims to guide financial institutions to increase support for technology innovation, focusing on the financial needs of technology innovation and enhancing the adaptability of financial services [2]