未来，中信银行广州分行将继续秉持服务实体经济的初心，持续深化与银联、清算机构及同业的合作， 进一步推动粤港澳大湾区支付互联互通，以中信智慧和中信力量助力区域经济高质量发展，为新一轮高 水平对外开放作出贡献！（段楷榕） 编辑：湛玮琦 面对粤港澳大湾区日益频繁的跨境贸易与资金往来，提升结算效率是资金顺畅流动的关键。传统跨境汇 款流程烦琐、耗时长、成本高，而中信银行广州分行的自动化汇款产品解决了这一痛点。客户可通过手 机银行或网银等线上工具操作，大部分流程由系统自动完成，耗时从T+1变为T+0，甚至缩短至几分钟 内。截至2025年11月，中信银行广州分行汇入汇款自动化率已提升至32.7%，通过自动化处理的汇入金 额约300亿美元。 此外，中信银行广州分行积极响应国家关于提升贸易投资便利化水平的部署要求，推行并落地多项高水 平便利化试点政策，让外汇资金收付手续更为简洁。以某化工企业为例，推行高水平便利试点后，该企 业单笔付汇业务平均处理时间从此前的2.5小时缩短至8分钟。得益于高水平的便利试点政策、汇款自动 化等科技手段，企业能够更快地回笼资金，资金周转效率得到有效提升。 转自：新华财经 近日，广东省人民政府发布通报 ...

Group 1 - The core viewpoint of the news is the signing of a business cooperation framework agreement between Dongxing Securities and MOX, aimed at enhancing financial collaboration and expanding the bond market in Macau [1][2] - MOX is recognized as the first financial institution in Macau to provide comprehensive bond services, playing a crucial role in developing the local bond market [1] - The cooperation will focus on overseas bond issuance and listing, leveraging MOX's platform for efficient service and Dongxing Securities' domestic client resources for successful bond issuance [1][2] Group 2 - Future collaboration will include the application of blockchain technology in the entire bond process, enhancing digital financial innovation [2] - The agreement is seen as a significant development practice in the financial sector, injecting new momentum into the coordinated development of financial markets in Macau and mainland China [2] - The partnership aims to support cross-border financing mechanisms, including Chinese dollar bonds and offshore RMB bonds, to attract quality issuers in Macau [1][2]

Core Insights - Shenzhen has significantly improved the efficiency of cross-border fund collection for multinational companies, reducing the process from 10 days to just 10 minutes, showcasing the city's financial reform achievements [1] - As of July 2023, 55 multinational companies have participated in the pilot program for cross-border fund pools, benefiting nearly 2,000 member enterprises with a total business volume of $350 billion [1] Group 1: Reform Opportunities - Shenzhen serves as a natural testing ground for financial reforms due to its active outward-oriented economy and dense cluster of multinational company headquarters [2] - The pilot program for cross-border fund pools is a systematic institutional innovation focusing on three breakthroughs: account integration, quota enhancement, and process simplification, which directly benefit multinational enterprises [2] Group 2: National Demonstration - The successful experience of Shenzhen's pilot program has attracted national attention, leading to the promotion of 22 innovative measures by the National Development and Reform Commission in October 2023, including the cross-border fund pool initiative [3] - In December 2024, the State Administration of Foreign Exchange further optimized the pilot policies in Shenzhen and 10 other provinces, enhancing support for cross-border investment and financing for multinational companies [3] - The development trajectory of Shenzhen's cross-border fund pool reflects a strategic path of financial reform, starting from enterprise pain points, innovating through systems, and ultimately forming replicable experiences [3]

Core Insights - Shenzhen has significantly improved the efficiency of cross-border fund collection for multinational companies, reducing the process from 10 days to just 10 minutes, showcasing the city's financial reform achievements [1] - As of July 2023, 55 multinational companies have participated in the pilot program for cross-border fund pools, benefiting nearly 2,000 member enterprises with a total business volume of $350 billion [1] Group 1: Reform Opportunities - Shenzhen serves as a natural testing ground for financial reforms due to its active outward-oriented economy and concentration of multinational company headquarters [2] - The pilot program for cross-border fund pools is a systematic institutional innovation focusing on three breakthroughs: account integration, quota enhancement, and process simplification, which directly benefit multinational enterprises [2] Group 2: National Demonstration - The successful experience of Shenzhen's pilot program has attracted national attention, leading to the promotion of 22 innovative measures by the National Development and Reform Commission in October 2023, including the cross-border fund pool initiative [3] - In December 2024, the State Administration of Foreign Exchange further optimized the pilot policies in Shenzhen and 10 other provinces, enhancing support for cross-border investment and financing for multinational companies [3] - The development trajectory of the cross-border fund pool pilot reflects Shenzhen's strategic path in financial reform, starting from enterprise pain points, innovating through systems, and ultimately forming replicable experiences [3]