在不少人看来，徐州市并非传统冰雪胜地，之所以能够凭借对"冷资源"的精细化开发实现"热经济"突 围，核心在于跳出"有什么用什么"的惯性思维，转向"缺什么补什么"的需求导向。针对南方游客对优质 雪质的期待，造雪工人时常凌晨4点调试参数，打造"踩之咯吱作响"的粉雪质感；面对不同群体需求， 三大雪场差异化布局，从初学者专用道到资深玩家挑战的高级道，从亲子戏雪区到夜间雪乡场景，实 现"全龄段、全时段"覆盖。这种精准赋能的思维，让游客雪地"滑得好"升级为"玩得嗨"。这充分证明， 资源无优劣，关键在"精准赋能"的价值重构，即便是非稀缺性资源，只要精准匹配消费需求、补齐硬件 短板，就能激活潜在价值。 □ 孟亚生 近日，天降大雪，徐州市大景山、督公山、茱萸山三大滑雪场银装素裹，逾20万平方米雪场全面开放， 吸引了四面八方的游客前来赏冰玩雪，乐享冬日的美好时光。据了解，近年来，徐州市积极开发冰雪经 济，用"冷资源"撬动千万级消费场景，实现了"一片雪花带火一座城"效应。 当冰雪运动不再是北方专属，当冬季文旅摆脱"淡季魔咒"，徐州市的探索与实践，为更多非传统冰雪地 区巧用"冷资源"开发"热经济"提供了借鉴。立足自身禀赋，找准消费痛点 ...

Core Insights - The article highlights the growth and transformation of volunteer services in Henan, emphasizing the increase in registered volunteers and organizations, with over 3 million volunteers and more than 60,000 service organizations as of now [1][8]. Group 1: Integration and Collaboration - The volunteer service model in Henan has shifted from isolated efforts to professional collaboration, with the implementation of a "professional social work + volunteer service" model in 128 communities [2]. - The combination of "social work blue" and "volunteer red" has led to a more precise and regularized approach to volunteer services, moving away from temporary activities [3]. Group 2: Precision Empowerment - Volunteer services in Henan are increasingly focused on precise targeting of service recipients and content, such as the use of AI in psychological assessments to improve conflict resolution success rates [4]. - Initiatives like the "Micro Run Together" project provide personalized running companionship for children with autism, showcasing tailored support [4]. - The "Warm Heart Interconnection Port" in Pingdingshan offers targeted support for gig economy workers, including rest areas and safety training [4]. Group 3: Ecological Protection - Volunteer services in Henan are becoming more specialized and regularized, particularly in ecological protection efforts along the Yellow River [5]. - Events like the "Guarding the Blue Sky Spirit" activity involve volunteers and special needs families in wetland conservation, highlighting community engagement in environmental protection [5]. Group 4: Youth Engagement - Young volunteers are becoming the backbone of volunteer services in Henan, with over 300 youth volunteers serving an average of 12,000 tourists daily during peak travel periods [6]. Group 5: Cultural Change - Volunteer services are playing a unique role in promoting cultural civility and community harmony, with initiatives like the creation of scripts that incorporate cultural change concepts into performances [7]. Group 6: Technological Support - Technology is enhancing the efficiency and management of volunteer services, with the "Volunteer Henan" information service system utilizing IoT, big data, and cloud technology to create a "smart public welfare" service system [8]. - The platform has facilitated 450,000 projects and activities, totaling over 70 million service hours across the province [8].

Core Viewpoint - The recent incident of a man being questioned by a bank while attempting to withdraw 40,000 yuan highlights the excessive measures taken by financial institutions in anti-fraud efforts, which, while well-intentioned, have led to unnecessary inconveniences for law-abiding citizens [1][2]. Group 1: Anti-Fraud Measures and Their Implications - The initial intent of anti-fraud measures is to protect citizens' financial security, especially as telecom and online fraud becomes increasingly sophisticated [1]. - However, the rigid execution of these measures can lead to a misalignment with the essence of financial services, creating multiple hidden risks [1]. - Recent regulatory changes have removed the strict requirement for banks to inquire about the source of cash transactions over 50,000 yuan, yet some banks have lowered this threshold to 10,000 yuan, effectively shifting regulatory burdens onto the public [2]. Group 2: Challenges Faced by Banks - The current fraud detection methods employed by banks are outdated and lack precision, leading to misjudgments that infringe on customers' rights to withdraw their funds [2]. - The pressure of risk management is disproportionately placed on frontline staff, who lack the necessary authority and comprehensive data to accurately assess risks, resulting in potential conflicts with customers [2]. - This "pressure down" model not only burdens employees with undue responsibility but also hampers the establishment of a systematic and intelligent anti-fraud capability within banks [2]. Group 3: Recommendations for Improvement - To reconcile the conflict between anti-fraud efforts and customer convenience, banks should transition from excessive scrutiny to precise empowerment, achieving a balance between security and service [3]. - There is a need for enhanced focus from bank executives on anti-fraud initiatives, along with increased resource allocation and inter-departmental collaboration [3]. - Banks should shift the focus of anti-fraud responsibilities from frontline staff to specialized risk management teams, providing clear operational guidelines to alleviate pressure on employees [3]. - The integration of advanced technologies, such as big data analytics, is essential for real-time risk assessment and the automatic identification of suspicious activities, ensuring a balance between effective fraud prevention and seamless customer service [3].