Core Points - A local bank has requested employees to return holiday bonuses received over the past three years, which has sparked industry attention [1] - Employees reported being asked to return a total of approximately 14,000 yuan, with an initial payment of 2,500 yuan required upfront, followed by deductions from their salaries [1] - The bank stated that this action is part of efforts to standardize the distribution of allowances and benefits in compliance with relevant regulations [1] Group 1 - The bank involved is Guangzhou Rural Commercial Bank, which has faced scrutiny due to the holiday bonus refund requests [1] - Previous instances of banks requesting the return of holiday bonuses have been noted, including a case in 2022 where an employee was asked to return 600 yuan for a holiday bonus due to compliance issues [1] - The Guangdong Provincial Federation of Trade Unions issued guidelines earlier this year regarding the management of grassroots union funds, which may relate to the compliance issues surrounding holiday bonuses [2] Group 2 - The guidelines specify that holiday gifts can be given to union members during national holidays, with a total annual amount not exceeding 3,000 yuan per person [2] - The distinction between refunding holiday bonuses and "reverse salary claims" is highlighted, with the latter being a common practice among banks, especially listed ones, to recover performance-related pay due to violations or risks [2] - Since the implementation of the performance pay recovery mechanism in early 2021, 13 listed banks have disclosed specific amounts recovered, totaling nearly 300 million yuan over three years [2]

还有员工透露，上述过节费或涉及合规问题，因此被要求退回。 第一财经发现，上述网帖均指向广州农商行。就此，第一财经向该行求证， 广州农商行回应称："一方面，这是我行进一步规范津贴福利发放，确保符合 相关制度和规定；另一方面，我行也向全行员工说明了相关情况，绝大部分员工予以理解和支持。" 2025.10. 19 本文字数：1120，阅读时长大约2分钟 作者 | 第一财经 安卓 近日，多名某农商行员工在社交平台上发帖称，该行要求员工退回3年前至今的过节费。此事引发业内关注。 "要求先交2500元，剩余部分在工资中倒扣。"一名该行员工称。另一名员工也表示，没有看到相关的书面通知，而是由各（分支行）行长一层一层口头 传达的， 要求员工将2022年后的所有过节费退回，每人合计接近1.4万元，第一期先退2500元，后续的从工资里扣。 根据实施细则，基层工会逢年过节可以向全体会员发放节日慰问品。逢年过节的"年节"是指国家规定的法定节日（即元旦、春节、清明节、劳动节、端 午节、中秋节和国庆节）。节日慰问品 原则上为符合中国传统节日习惯的用品和职工群众必需的生活用品等。年度总额一般不超过人均3000元。可结合 实际采取便捷灵活的 ...

规范津贴福利发放 近日，多名某农商行员工在社交平台上发帖称，该行要求员工退回3年前至今的过节费。此事引发业内 关注。 "要求先交2500元，剩余部分在工资中倒扣。"一名该行员工称。另一名员工也表示，没有看到相关的书 面通知，而是由各（分支行）行长一层一层口头传达的，要求员工将2022年后的所有过节费退回，每人 合计接近1.4万元，第一期先退2500元，后续的从工资里扣。 据了解，此前也曾出现过有银行要求员工退回过节费的先例，比如2022年，一银行员工发帖称，收到行 里的通知，要求退回2019年的"冬至"节日费600元，不过，网帖图片显示，该行是"根据巡查整改要 求"，也就是说，这600元节日费本身存在违规。 关于过节费的合规问题，第一财经查阅发现，广东省总工会曾于今年年初印发《广东省基层工会经费收 支管理实施细则》，自印发之日起施行。 根据实施细则，基层工会逢年过节可以向全体会员发放节日慰问品。逢年过节的"年节"是指国家规定的 法定节日（即元旦、春节、清明节、劳动节、端午节、中秋节和国庆节）。节日慰问品原则上为符合中 国传统节日习惯的用品和职工群众必需的生活用品等。年度总额一般不超过人均3000元。可结合实际 ...

Summary of Key Points Core Viewpoint - The recent strong performance of the banking sector has drawn attention to the salary situation of listed banks, with significant differences in average salaries between state-owned banks and joint-stock banks [1][2]. Salary Data of State-Owned Banks - In the first half of 2025, the average monthly salary for employees in state-owned banks ranged from 25,400 to 28,400 yuan, with Agricultural Bank having the lowest average salary at 25,100 yuan [4][11]. - The total salary expenditure for Agricultural Bank reached 68.658 billion yuan, ranking first among state-owned banks, followed by Industrial and Commercial Bank with 65.471 billion yuan [3][4]. Salary Data of Joint-Stock Banks - Joint-stock banks generally offered higher average monthly salaries, with China Merchants Bank and Industrial Bank exceeding 45,000 yuan, specifically 50,100 yuan and 45,700 yuan respectively [6][7]. - The total salary expenditure for China Merchants Bank was 35.484 billion yuan, leading among joint-stock banks, while several others exceeded 10 billion yuan [5][6]. Employee Count Changes - Many banks reported a reduction in employee numbers, with Agricultural Bank reducing its workforce by 9,606 employees, and Industrial and Commercial Bank by over 6,700 employees [8][12]. - In contrast, China Merchants Bank was the only bank to increase its employee count, adding 867 employees [10][12]. Performance-Based Salary Mechanisms - Several banks have implemented performance-based salary mechanisms, including deferred payment and clawback provisions for high-risk positions, as seen in the practices of Minsheng Bank and Shanghai Pudong Development Bank [13][14]. - The trend of extending salary resources to county-level operations is noted, with Agricultural Bank allocating over 50% of its recruitment plan to county areas to support rural revitalization efforts [16].

Core Viewpoint - The 2024 annual reports of listed banks reveal significant performance salary clawbacks, with a total amount exceeding 113 million yuan across nine banks, indicating a growing trend in enforcing accountability in executive compensation [1][4]. Summary by Category Performance Salary Clawbacks - Nine listed banks have disclosed their performance salary clawback situations in their 2024 annual reports, including major banks like Bank of China, Zhejiang Commercial Bank, and Bohai Bank [1][4]. - The total amount of clawbacks reported by these banks exceeds 113 million yuan, with Bank of China leading at 32.5 million yuan [1][4]. - The average clawback amount per person was highest at Bohai Bank, reaching 39,264.71 yuan, while Bank of China and Harbin Bank also reported significant average clawbacks exceeding 10,000 yuan [2][4]. Year-on-Year Comparison - Compared to 2023, several banks, including China Merchants Bank and Weihai Bank, did not disclose specific clawback amounts for 2024, despite having reported significant figures in the previous year [6]. - In 2023, China Merchants Bank had the highest clawback amount at 43.29 million yuan, affecting 4,415 employees with an average clawback of approximately 9,805 yuan [6]. Disclosure Trends - Zhejiang Commercial Bank and Zhongyuan Bank disclosed specific clawback amounts for the first time in 2024, indicating an improvement in transparency [7]. - Bohai Bank and Dongguan Rural Commercial Bank have consistently disclosed their clawback amounts for three consecutive years, showing a commitment to accountability [5][6]. Regulatory Context - The regulatory framework for performance salary clawbacks has been strengthened over the years, with guidelines established by the former China Banking Regulatory Commission and the China Banking and Insurance Regulatory Commission [10][11]. - As of 2023, over 95% of banking institutions have implemented performance salary clawback mechanisms, reflecting a significant shift towards more robust governance in the banking sector [11].