准备在成都买房的小伙伴注意~ 成都购房政策汇总来啦！ 本篇文章内容较长，大家仔细阅读噢 信息索引↓↓↓ 02 限售政策 根据2025年7月21日发布房产新政的17条措施： 限购限售、购房优惠、人才预留房源 公积金贷款、商贷、商转公、税费 一 成都限购限售政策 01 限购政策 从2024年4月29日起，成都全市已全面取消限购。 成都目前不限购，也不审核购房条件，不限制购买套数，商品住房项目也不再实施公证摇号选房。 目前购房补贴政策正在生效的有：武侯区、青羊区、金牛区、龙泉驿区、新都区、温江区、东部新区、蒲江县、邛崃市、崇州市 目前购房补贴政策已过期的有：成华区、锦江区、天府新区、青白江区、新津区、大邑县、都江堰市、郫都区、双流区、高新区 目前有购房补贴规划的有：金堂县、简阳市、彭州市(以实际为准) | 成都限售政策 | | | --- | --- | | 时间 | 政策 | | 成都全市范围内新购商品住房(除定向销售项目外)和二手住房的, | 2024年10月15日 (含)起 | | 取得《不动产权证书》后即可上市交易,不限售。 | | | 2017年4月13日 | 成都全市范围内购买新房和二手房的,不限售 - ...

Core Insights - The central argument highlights the disconnect between housing policies aimed at stimulating the real estate market and the underlying factors affecting birth rates, suggesting that merely making housing more accessible may not significantly influence young people's willingness to have children [1][3][8]. Group 1: Housing Market Dynamics - The balance of personal housing loans has reached 40.7 trillion yuan, accounting for 57.3% of total household debt, with the 31-35 age group representing over 60% of 172 million homebuyers [1]. - Recent policies have introduced a down payment of 15% and a mortgage interest rate of 3.5%, yet there is skepticism about whether these measures will effectively encourage young people to have children [3][4]. - In the second quarter, transactions for improved housing increased by 12%, but 72% of homebuyers aged 31-35 indicated a preference to upgrade their homes before considering having children [4]. Group 2: Financial Burdens and Fertility - The debt-to-income ratio for the 25-35 age group is alarmingly high at 138.6%, with monthly mortgage payments consuming 53.7% of their income, surpassing international warning levels [4]. - A report from the China Population and Development Research Center indicates that a 10% decrease in housing prices only raises the willingness to have children by 1.8%, while a similar reduction in education expenses increases this willingness by 4.2% [5]. - The hidden costs of childbirth, including career interruptions and lower salaries post-maternity leave, further deter young couples from starting families [5][6]. Group 3: Integrated Policy Approaches - A recent survey revealed that cities implementing combined housing and childcare subsidies saw an increase in the percentage of homebuyers planning to have children from 28% to 43%, compared to a mere 5% increase in cities offering only housing incentives [7]. - The data suggests that the core issue is not merely about rescuing the housing market but rather about integrating fertility support into housing policies [8]. - In cities where both mortgage incentives and fertility subsidies were introduced, the growth rate of commodity housing sales was 7.3 percentage points higher than in cities with only mortgage incentives [8].

新建商品住宅价格环比(与7月相比)下跌0.5%，同比(与去年8月相比)下跌1.5%。从区域来看，章江新区、蓉江新区等核心地段的新房价格相对坚挺， 不少品牌楼盘单价仍维持在1.2万-1.5万元/平方米;但老城区及部分非核心区域的新房，价格有小幅回调。 2025年8月份，70个大中城市中，各线城市商品住宅销售价格环比下降，同比降幅总体继续收窄。 | | | | | --- | --- | --- | | | | | | 城市 | | 环比 | 同比 | 1-8月平均 | | | 环比 | 同比 | 1-8月本拉 | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | | | | 上年同月 | 上年同期 | | 城市 | | 上年同月 | 上年同期 | | | | 上月=100 | =100 | =100 | | | 上月=100 | =100 | =100 | | 北 | 京 | 98.8 | 96.9 | 97.7 | | 唐//山 | 99.4 | 91.0 | 89.4 | | 天 | 津 | 99.6 | 97.0 | વેર ત ...