12月5日，中国平安AH股盘中拉升，A股一度涨超6%报62.2元/股；H股亦一度涨超6%报到60.3港元/股。 大摩还看好金融+医养行业空间：（1）居民财富将保持年均8%增长；（2）"超级老龄化"趋势带来养老刚性需求；（3）中 高端医疗服务需求增长。平安在四个方面有独特优势：（1）综合金融模式，覆盖客户全生命金融理财需求；（2）以客户 为中心，深挖客户价值、钱包份额；（3）轻资产医疗养老服务能力快速建设，未来有望成为第二增长曲线；（4）AI in All，科技赋能效率提升。市场担心的主要风险已经过去：（1）地产风险逐步出清；（2）科技子公司更加赋能主业；（3） 偿付能力风险有限；（4）利差损风险可控。 紧跟中国平安上涨，港股市场平安好医生(1833.HK)拉升涨3%，报14.5港元，领衔互联网医疗服务赛道。消息面上，摩根士 丹利将中国平安加入重点关注名单，仍列为首选。大摩认为，现在更加看好中国平安，相信平安可以抓住居民理财、医疗 健康和养老领域的关键增长机会。同时，市场的主要担忧正在逐步出清，为估值提升铺平道路。 港股频道更多独家策划、专家专栏，免费查阅>>责任编辑：山上 ...

大摩指出，预计未来居民财富年均8%增长、"超级老龄化"趋势及中高端医疗需求释放，为"金融+医 养"赛道打开万亿市场空间。平安的综合金融模式、客户价值深挖能力、轻资产医养服务布局及"AI in All"战略形成独特优势。同时地产风险逐步出清等因素化解了市场核心担忧，为估值修复铺路。 财务层面，大摩预测平安营运ROE 2028年将恢复至14%-15%，2026年NBV增速超20%且未来三年平均 增速超15%，CSM增速有望2026年转正，成长潜力显著。 好的 12月5日，保险板块集体走强，中国平安AH股同步强势拉升。截至当日14:23，中国平安A股上涨 6.35%，报62.45元，盘中持续放量，此时段成交额已超60亿元；H股同步大涨3.21%，报58.55港元。其 强劲走势带动中国太保、中国人保等板块个股集体跟涨，保险板块整体涨幅居前。 当地时间12月4日摩根士丹利发布的最新研报。该投行将中国平安纳入重点关注名单并维持 "首选" 评 级，还将A股目标价从70元上调至85元，H股目标价从70港元上调至89港元。 ...

上天天基金APP搜索777注册即可领500元券包，优选基金10元起投！限量发放！先到先得！ 大摩放利好！ 12月5日上午，中国平安AH股盘中跳涨，A股一度涨1.5%，报59.45元/股；H股一度涨2.6%，报到58.15港 元/股。 消息面上，有A股"吹哨人"之称摩根士丹利突放大利好，将中国平安加入重点关注名单，仍列为首选。该行将 中国平安A股目标价从70元/股上调至85元/股，H股目标价从70港元/股上调至89港元/股。 大摩放利好 保险股迎重大机遇？ 保险行业净资产从2024年年初的2.7万亿元增长至2025年9月的3.7万亿元，重回快速增长轨道；同期保险行 业总资产从31.8万亿元增长至40.4万亿元；资产负债表良性扩张趋势得到充分验证。受益于净资产恢复增 长，且增速略快于总资产，保险行业权益乘数从2024年年初的11.9倍下降至10.8倍。 除了大摩之外，12月5日，中信证券对于保险股亦有非常正面的看法。 中信证券认为，保险股面临重大机 遇。保险行业已从资产负债表衰退叙事中率先走向良性扩张，周期向好正式确立，预计2026年向上趋势进一 步加强，体现为：净资产恢复并维持较快增长、分红险作为主力产品更加畅 ...

Group 1 - The core point of the article highlights Shenzhen's rapid wealth growth, with a staggering increase of 142% in millionaires from 2014 to 2024, positioning it alongside New York and Tokyo as one of the wealthiest cities globally [1][2] - Shenzhen has 50,800 millionaires, 156 centi-millionaires, and 22 billionaires, showcasing its significant economic development [2] - Forbes comments that while Shenzhen may not be the richest city in the world, its growth rate surpasses that of any other city [2] Group 2 - The article discusses the historical context of Shenzhen's development, tracing back to the "Shekou Spirit," which emphasizes efficiency and customer service as foundational principles [3][4] - Shenzhen's transformation from a small area to a global financial hub is attributed to its innovative mindset and the pioneering efforts of companies like Ping An [5][6] - The city has a robust entrepreneurial ecosystem, with 2.623 million private enterprises and a leading number of listed companies, indicating a strong foundation for future growth [5][6] Group 3 - Ping An has evolved from a small insurance company to a comprehensive financial group, ranking 47th in the Fortune Global 500 with revenues of $158.6 billion in 2025 [26][27] - The company has a massive asset scale of $1.8 trillion, making it the largest insurance group globally [27] - Ping An serves nearly 247 million customers, with a significant increase in new clients year-on-year, reflecting its strong market presence [29][30] Group 4 - The article emphasizes Ping An's innovative approach, integrating technology into its services, which has positioned it as a leader in the financial sector [36][38] - The company has made significant strides in artificial intelligence and data analytics, enhancing its service efficiency and customer experience [36][38] - Ping An's strategy includes a focus on healthcare and elderly care, addressing the challenges posed by an aging population in China [44][51] Group 5 - The integration of financial services with healthcare and elderly care is seen as a strategic move to create a comprehensive ecosystem that meets the evolving needs of customers [52][60] - Ping An's model of "one customer, multiple products" aims to streamline services and improve customer satisfaction [35][64] - The company's ability to respond quickly to customer needs, as demonstrated in emergency situations, showcases its operational efficiency and commitment to service [65][66]