金融助力实体经济
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金融助力消费“活” 科技赋能产业“新”
Nan Fang Du Shi Bao· 2025-09-29 23:15
Group 1: Core Insights - Agricultural Bank of China Dongguan Branch focuses on serving the real economy and aligns with national strategies and local industry characteristics to support high-quality development in Dongguan [2] - The bank promotes inclusive financial products like "Technology e-loan" and "Settlement e-loan" to assist small and medium-sized潮玩 (trendy toy) enterprises in overcoming funding challenges [3][4] - As of June 2025, the bank's agricultural loan balance exceeds 31 billion yuan, demonstrating its commitment to rural finance [6] Group 2: Industry Development - Dongguan is recognized as the "Capital of Trendy Toys," producing approximately 25% of global anime derivatives and 85% of China's潮玩 [3] - The bank actively engages with潮玩 enterprises through product promotion and policy seminars to enhance financial support and knowledge [3] - A specific潮玩 company received 7 million yuan in credit through "Technology e-loan" to capitalize on market opportunities [3] Group 3: Support for Agriculture and Rural Development - The bank strengthens cooperation with grain producers and storage companies, providing credit support across the entire agricultural supply chain [6] - A small agricultural enterprise received a tailored financing solution, including a "Huinong e-loan," to expand its operations [6][7] - The bank also supports rural cultural tourism projects, offering customized financial services to help revitalize historical sites [7] Group 4: Consumer Engagement and Economic Activation - The bank enhances consumer experiences through various promotional activities in large supermarkets, contributing to over 10 billion yuan in credit card transactions [8] - It offers flexible housing loan products and collaborates with smart home suppliers to facilitate quality living for new residents [8] - The introduction of personal comprehensive consumption credit loan products like "Wangjie Loan" aims to alleviate short-term financial pressures for consumers [8]
建行宿迁分行:金融“活水”浇灌消费热土 政银联动激发经济活力
Jiang Nan Shi Bao· 2025-05-19 09:52
Group 1 - Consumption is a key driver for economic growth and a crucial link in facilitating domestic circulation, with the bank implementing policies to stimulate consumption and release potential [1] - During the "May Day" holiday, the bank launched a series of promotional activities to boost consumption, integrating financial services with various consumer scenarios [2][3] - The bank issued over 10 million yuan in consumption vouchers through the "Jianhang Life" app, leading to a significant increase in foot traffic in local commercial areas, with a year-on-year growth of over 60% [3] Group 2 - The bank's employees formed a "Party Member Assault Team" to provide on-site financial services, assisting merchants and consumers in utilizing the consumption vouchers effectively [4] - Over 900 local quality merchants registered for the promotional activities, benefiting from the government's policies and experiencing increased customer traffic [4] - The bank plans to continue enhancing its financial service ecosystem through technology and data empowerment to support high-quality local economic development [5]