本报讯 记者马玲报道 为贯彻落实党中央、国务院决策部署，加大对中小微企业的金融支持力度， 中国人民银行决定增加支农支小再贷款额度5000亿元，将支农支小再贷款额度与再贴现额度打通使用。 在支农支小再贷款项下设立民营企业再贷款，额度1万亿元，引导地方法人金融机构进一步聚焦重点， 加力支持民营中小微企业。民营企业再贷款的期限、利率、发放方式等与现行支农支小再贷款一致。 责任编辑：袁浩 ...

银行频道更多独家策划、专家专栏，免费查阅>> 责任编辑：钟离 为贯彻落实党中央、国务院决策部署，加大对中小微企业的金融支持力度，中国人民银行决定增加支农支小再贷款额度5000亿元，将支农支小再贷款额度与 再贴现额度打通使用。在支农支小再贷款项下设立民营企业再贷款，额度1万亿元，引导地方法人金融机构进一步聚焦重点，加力支持民营中小微企业。民 营企业再贷款的期限、利率、发放方式等与现行支农支小再贷款一致。 ...

北京商报讯(记者董晗萱)1月15日，据中国人民银行官网，为贯彻落实党中央、国务院决策部署，加大 对中小微企业的金融支持力度，中国人民银行决定增加支农支小再贷款额度5000亿元，将支农支小再贷 款额度与再贴现额度打通使用。在支农支小再贷款项下设立民营企业再贷款，额度1万亿元，引导地方 法人金融机构进一步聚焦重点，加力支持民营中小微企业。民营企业再贷款的期限、利率、发放方式等 与现行支农支小再贷款一致。 ...

本文编选自"中国人民银行"官网，智通财经编辑：冯秋怡。 智通财经APP获悉，1月15日，央行发文表示，为贯彻落实党中央、国务院决策部署，加大对中小微企 业的金融支持力度，中国人民银行决定增加支农支小再贷款额度5000亿元，将支农支小再贷款额度与再 贴现额度打通使用。在支农支小再贷款项下设立民营企业再贷款，额度1万亿元，引导地方法人金融机 构进一步聚焦重点，加力支持民营中小微企业。民营企业再贷款的期限、利率、发放方式等与现行支农 支小再贷款一致。 ...

Core Insights - The People's Bank of China announced that six financial institutions in Shanghai successfully connected to the national credit information sharing platform for small and micro enterprises by October 2025, including four foreign banks, one rural commercial bank, and one private bank [1] - The platform aims to enhance the credit information interconnectivity for small and micro enterprises, serving as a crucial financial infrastructure to support high-quality economic development [1] Group 1: Participation and Impact - The inclusion of four foreign banks expands the platform's coverage and enriches the types of participants, injecting new momentum into the platform's support for economic development [1] - HSBC China plans to focus on small and micro enterprises as primary application targets, using the platform's information to verify business authenticity and scale, thereby mitigating financial risks [1] Group 2: Implementation Strategies - Standard Chartered Bank (China) is utilizing the platform for offline collateralized credit products, gradually establishing a mature application mechanism and integrating it into the credit business process [2] - Fubon Bank (China) is implementing application strategies for corporate and retail small micro-enterprise clients, using the platform for pre-loan assessments and post-loan management to reduce financing costs and enhance risk assessment capabilities [2] Group 3: Platform Development and Usage - Since the platform's launch in October 2024, the Shanghai headquarters of the People's Bank has actively supported its development and application, facilitating the connection of various institutions [3] - As of now, 30 banking institutions in Shanghai have connected to the platform, with over 100,000 queries made in the first three quarters of the year, supporting credit worth 41.2 billion yuan for over 6,800 enterprises, with more than 80% being small micro-loan enterprises [3]

Core Viewpoint - The People's Bank of China (Shanghai Headquarters) announced that by October 2025, six additional banking institutions in Shanghai will join the national credit information sharing platform for small and micro enterprises, enhancing the platform's coverage and service capabilities [1][2]. Group 1: Platform Overview - The fund flow information platform is a crucial financial infrastructure aimed at improving the credit information interconnectivity for small and micro enterprises, supporting the financial sector's broader initiatives [2][3]. - The inclusion of four foreign banks in Shanghai expands the platform's reach and diversifies the types of participating institutions, thereby injecting new momentum into the platform's support for high-quality economic development [2][3]. Group 2: Bank Participation and Strategies - HSBC China plans to focus on "credit white households" and "first-time borrowers" among small and micro enterprises, using platform data to verify business authenticity and scale, while mitigating financial risks [2][3]. - Standard Chartered Bank aims to establish a mature application mechanism for fund flow products by initially focusing on offline collateralized credit products and gradually integrating these into their credit business processes [2][3]. - Fubon Bank intends to utilize fund flow information for pre-loan assessments and post-loan management, aiming for comprehensive coverage across all branches and products to better understand client operations and reduce financing costs [3]. - Nanyang Commercial Bank leverages fund flow reports for credit management and risk assessment, having already conducted its first inquiry on existing small and micro credit clients to evaluate their repayment capabilities [3]. Group 3: Impact and Future Directions - As of now, 30 banking institutions in Shanghai have connected to the fund flow information platform, with over 100,000 inquiries made in the first three quarters of the year, resulting in credit support of 41.2 billion yuan benefiting over 6,800 enterprises, predominantly small and micro businesses [4]. - The People's Bank of China (Shanghai Headquarters) will continue to guide financial institutions in exploring new applications and developing tailored credit products to better support small and micro enterprises in obtaining financing [4].