在企业上市期，《工作方案》进一步明确做好上市服务，释放资本效能。深化与沪深北港交易所合 作，开展资本市场"助航行动"，搭建企业与资本对接桥梁；完善拟上市企业梯队建设，组织专业服务团 队和交易所专家实地调研，帮助企业规范治理结构，提升经营业绩；发挥青岛市推动企业上市工作专班 作用，提供全流程上市辅导，推动优质海洋企业登陆资本市场。 此次《工作方案》的出台，是青岛市深化"金融+产业"工作机制，精准对接海洋产业发展需求的具 体实践。下一步，青岛市委金融办将持续强化各部门工作协同，压实金融机构工作责任，统筹推进方案 落实见效，助力海洋企业从初创到上市全链条发展，让金融"活水"精准滴灌蓝色经济，为打造引领型现 代海洋城市提供坚实金融保障。 在企业成长期，《工作方案》聚焦企业市场拓展的需求，加大金融赋能。围绕成长期企业知识产权 丰富但固定资产不足的特点，深化海洋知识产权质押融资创新，提升融资额度；推出渔船抵押、海域使 用权抵押等特色信贷产品，运用大数据提升信贷审批效率；推广"青担·海洋e担"服务，发挥融资担保增 信作用；构建多方位海洋保险体系，强化海洋风险防控能力。 在企业成熟期，《工作方案》持续优化金融服务，助力企业做 ...

Core Viewpoint - The recent issuance of the "Financial Support for the Full Lifecycle Development of the Marine Industry Work Plan" by multiple departments in Qingdao aims to integrate various financial resources to support the development of marine enterprises throughout their different growth stages, enhancing the modern marine industry system with robust financial backing [1][2][3] Group 1: Initial Stage of Enterprises - The work plan focuses on addressing financing bottlenecks for marine enterprises in their initial stage by leveraging marine industry funds and enhancing technology innovation support [1] - It encourages the establishment of marine specialty branches by banks and insurance institutions to accelerate the aggregation of marine financial resources [1] Group 2: Growth Stage of Enterprises - The plan emphasizes financial empowerment for enterprises in their growth stage, introducing innovative financing options such as intellectual property pledge financing and specialized credit products like fishing vessel and marine usage rights mortgages [2] - It aims to enhance credit approval efficiency through big data and promote a comprehensive marine insurance system to strengthen risk prevention [2] Group 3: Mature Stage of Enterprises - For mature enterprises, the work plan encourages financial institutions to provide a comprehensive suite of services, including technology transformation loans and cross-border settlement [2] - It also promotes the use of merger loans and futures hedging tools to meet the needs for integration and risk management [2] Group 4: Listing Stage of Enterprises - The work plan outlines specific measures to support enterprises during their listing phase, including collaboration with stock exchanges to facilitate capital market access [2] - It emphasizes the importance of building a robust pipeline of prospective listed companies and providing full-process listing guidance to enhance governance and operational performance [2] Group 5: Overall Implementation - The issuance of the work plan represents a practical step in Qingdao's efforts to deepen the "finance + industry" mechanism, aligning financial services with the development needs of the marine industry [3] - The Qingdao Municipal Financial Office will continue to strengthen inter-departmental collaboration and ensure the effective implementation of the plan to support the full-chain development of marine enterprises [3]