炒股就看金麒麟分析师研报，权威，专业，及时，全面，助您挖掘潜力主题机会！ 来源：中国基金报 原标题：1.6万亿资产农商行，被罚！ 12月25日，国家金融监督管理总局重庆监管局发布行政处罚公告显示，重庆农商银行及旗下分支机构因 涉及多项违法违规行为，被罚款870万元，2名涉事责任人被终身禁业，其中还包括已于去年"落马"的该 行原副行长舒静。 因多项业务违规被罚870万元 行政处罚公告显示，重庆农商银行存在的违法违规行为包括贷款"三查"不尽职；对大额风险损失的调查 和问责不到位；非现场统计数据差错；未核实保证金来源；滚动开票。 鉴于上述违法违规行为，国家金融监督管理总局重庆监管局表示，对重庆农商银行罚款870万元，同时 对该行累计10名涉事责任人予以禁业、警告及罚款。 | 行政处罚 | 序 | | 主要违法违规 | 行政处罚 | 作出决定 | | --- | --- | --- | --- | --- | --- | | 决定书文 | ਫੇ | 当事人名称 | 行为 | 内容 | 机关 | | ap | | | 贷款"三查" | | | | | 1 | | 不尽职;对大 | | | | | | | 额风险损失的 ...

Core Viewpoint - Shenzhen Shengdijia Payment Co., Ltd. has been listed as a "defendant" in a legal case with an execution amount of 16,883,702 yuan, alongside three other companies under the Shengdijia Group [1][2]. Group 1: Legal Issues - The case number is "(2025)粤0305执11221号" and the executing court is the Shenzhen Nanshan District People's Court [1]. - Other companies listed as defendants include Shenzhen Shengdijia Land Co., Ltd., Shenzhen Shengdijia Real Estate Development Co., Ltd., and Guangdong Shengdijia Group Co., Ltd., all with the same execution amount [2]. - Guangdong Shengdijia Group Co., Ltd. is the controlling entity of the other three companies [2]. Group 2: Company Background - Shengdijia Payment was established in 2013 with a registered capital of 100 million yuan and is a professional service platform focused on financial payment under Shengdijia Group [2]. - The company holds both internet payment and bank card collection licenses, making it one of the few in China with such qualifications [3]. Group 3: Regulatory Penalties - In 2025, Shengdijia Payment faced penalties from the People's Bank of China for violations, with fines exceeding 10 million yuan [3]. - Specific violations included breaches of merchant management regulations, clearing management regulations, and customer identity verification obligations [5]. - The total fines imposed by the Shenzhen branch of the People's Bank of China amounted to 737,000 yuan and 324,000 yuan for various infractions [5].

Core Points - The Hong Kong Securities and Futures Commission (SFC) has completed the distribution of approximately HKD 19 million to affected clients of Hong Kong Macro Investment Limited as compensation, following a court order expected in January 2025 [1] - The SFC initiated legal proceedings in November 2022 after detecting financial misconduct by Hong Kong Macro, leading to the appointment of a manager to recover and manage the company's assets [1] - The investigation revealed that the sole director and shareholder of Hong Kong Macro, Chan Kei, sold securities without client authorization, misappropriated the proceeds, and forged client statements to conceal unauthorized transactions [1] - Chan admitted to misappropriating approximately HKD 58 million from clients between 2011 and 2019 and was sentenced to 160 hours of community service after expressing remorse and repaying affected clients [1] Regulatory Actions - The SFC's actions demonstrate a commitment to maintaining market integrity and enhancing investor protection, emphasizing zero tolerance for dishonest behavior by intermediaries [2] - The SFC aims to uphold public confidence in the financial market through strict enforcement of regulations [2]

Company Dynamics - On July 4, the Shanghai Regulatory Bureau of the National Financial Supervision Administration disclosed that Hangzhou Bank's Shanghai branch was fined 3.8 million yuan due to multiple violations, with several responsible individuals also receiving warnings and fines [2][3] - Hangzhou Bank, established in September 1996 and headquartered in Hangzhou, went public on the Shanghai Stock Exchange on October 27, 2016. The bank has over 200 branches, primarily operating in Hangzhou and other cities in Zhejiang Province, with a presence in developed economic zones such as the Yangtze River Delta and the Pearl River Delta [2] - This fine marks the first regulatory penalty for Hangzhou Bank in 2025, indicating a complex web of violations across various business areas, revealing significant gaps in risk management and internal controls [2][3] - In the credit business, issues with the "three checks" (pre-loan investigation, in-loan review, and post-loan inspection) were particularly prominent, with serious violations of prudent operational rules noted in the pre-loan investigation of working capital loans and the supervision of loan usage [2][3] Regulatory Actions - The penalties not only affected Hangzhou Bank's Shanghai branch but also led to warnings and fines for several individuals, including assistant managers and branch heads, for serious violations in personal loan management, property loan management, and other areas [4] - Specific individuals received warnings and fines of 50,000 yuan each for their roles in various violations, emphasizing the regulatory focus on enhancing compliance awareness among senior management [4] Financial Performance - As of the first quarter of 2025, Hangzhou Bank reported total assets of 2.22 trillion yuan, total loans of 995.196 billion yuan, total liabilities of 2.08 trillion yuan, and total deposits of 1.35 trillion yuan. The bank achieved revenue of 9.978 billion yuan and a net profit attributable to shareholders of 6.021 billion yuan during the reporting period. The non-performing loan ratio stood at 0.76%, with a provision coverage ratio of 530.07% [4]