当前，深圳正在更高起点、更高层次、更高目标上深化改革、扩大开放，充分激发全社会创新创造 活力和高质量发展内生动力。 在位于深圳宝安的一家小家电成品制造企业，自动化设备正在完成印刷电路板组装按键等工作。通 过"智改数转"，企业平均生产效率提升近50%。 蔚蓝制造（深圳）有限公司制造总监黄文进：以往我们的生产线、生产精度和产品的一致性都很难 得到保障，在应用了自动化的生产线之后，在精度和生产工艺上面得到更高的提升和改善。 在深圳，传统产业焕新蝶变，战略性新兴产业拔节生长，未来产业也在加快布局。深圳今年还发布 了具身智能机器人技术创新与产业发展行动计划，通过政策创新，为40多家相关企业发放了首期近2亿 元的"训力券"。 深圳市科技创新局科技重大专项处副处长李坊标：计划到2027年，新增估值过百亿的企业10家，营 收超10亿的企业达到20家，产业集群和相关企业达到1200家以上，从技术攻关到应用场景的开放到规模 化量产，真正让具身智能机器人成为我们新质生产力的一个代表。 "十四五"期间，深圳以科技创新推动产业创新，加快培育和发展新质生产力。"创新之城"的全面建 设，离不开改革的牵引，2020年，以建设中国特色社会主义 ...

01 中国银联联合国家体育总局发布《2025-2027年金融支持体育消费活动方案》 据中国银联官网消息，近日，国家体育总局在深圳举办"全民全运"文体商旅融合促消费活动。活动中， 中国银联执行副总裁胡浩中代表国家体育总局和中国银联，发布由双方联合制定的《2025-2027年金融 支持体育消费活动方案》。文化和旅游部、体育消费和赛事经济试点单位、全国体育部门相关负责同志 及媒体代表现场见证。 根据《2025-2027年金融支持体育消费活动方案》，中国银联将积极推进三方面的工作： 一方面，加深"平台化"政银企联动，加大体育消费惠民力度。中国银联将深入联动地方体育主管部门、 商业银行，结合体育场景实际需求开展"银联优惠日"等折扣、积分兑换、消费券多样活动，打造政、 银、企多重优惠体系，共同提升促消费、惠民生效果。 361度与机器人公司斯坦德达成战略合作 据财经网消息，近日，361度与机器人公司斯坦德达成战略合作，双方将围绕AI智能与运动产业融合展 开深度合作。根据协议，双方将成立专注于AI智能领域的合资公司，并建立"未来运动探索实验室"，共 同研发适用于机器人穿戴的服装、鞋类、配饰等装备，在具身智能机器人材料领域形成 ...

Group 1 - The article highlights a new consumer interaction trend in over 20 cities, where consumers can receive cash red envelopes or various coupons by simply tapping their phones on a blue circle next to elevator advertisements [1][2] - This initiative, developed by Focus Media in collaboration with Alipay, leverages over 3 million elevator points and targets 400 million mainstream consumers in urban areas, effectively transforming elevator waiting times into valuable consumer engagement moments [2][4] - The program aims to stimulate economic activity by converting potential demand into purchasing power, thereby enhancing the daily lives of urban residents [2][4] Group 2 - The technology ensures safety by requiring users to unlock their phones and be within approximately 1 cm of the sensor to activate the reward system, preventing unauthorized access and financial risks [3] - The initiative has received positive feedback from urban residents, particularly office workers and community members, who appreciate the convenience and value added to their waiting time [3] - The collaboration aligns with national policies to expand domestic demand and invigorate consumer spending, with the potential to create a significant impact on local economies [4] Group 3 - The innovative model of "technology empowerment for livelihood" is seen as a way to integrate digital economy benefits into community and urban life, creating a new pathway for the deep integration of digital and real economies [4] - The initiative is expected to help small businesses navigate operational challenges while meeting citizens' aspirations for a better quality of life [4] - As more cities participate and additional benefits are introduced, the small action of "tapping" in elevator scenarios is anticipated to generate substantial market vitality [4]

Group 1 - Qingdao University announced the procurement of 7217 air conditioners for student dormitories, following the unfortunate death of a dormitory staff member, which was suspected to be due to heatstroke [3] - The procurement project includes the installation of over 7300 air conditioners with 1st-level energy efficiency and remote control features, as per the announcement made in March [3] - The contract for the air conditioner procurement was signed on June 23, 2025, with Qingdao Haiyuan He Commercial Trading Co., Ltd. as the supplier [3] Group 2 - Star Material announced on July 7 that it has submitted an application for the public issuance of H-shares and listing on the Hong Kong Stock Exchange [2] Group 3 - Romoss, a well-known power bank brand, announced a shutdown due to a recall of 491,700 units, resulting in estimated direct losses exceeding 40 million yuan, with monthly losses potentially reaching 200 million yuan [5] - The official flagship store of Romoss on various platforms has been closed, indicating significant operational challenges [5] Group 4 - Xiaomi reported a surge in air conditioner sales in Northeast China and Inner Mongolia, with sales reaching up to 20 times that of the same period last year due to high temperatures [8][9] Group 5 - Huayou Cobalt expects a net profit increase of 55.62% to 67.59% for the first half of 2025, driven by integrated operations and rising cobalt prices [18] - Guoli Co., Ltd. anticipates a net profit increase of 130.91% to 158.08% for the same period, attributed to the booming electric vehicle industry and effective cost management [19] - Yanjing Beer forecasts a net profit growth of 40% to 50% for the first half of 2025, supported by systemic reforms and enhanced market vitality [20]

Core Viewpoint - The launch of the cross-border payment system marks a significant innovation in China's financial payment sector, enabling real-time cross-border remittance services between mainland China and Hong Kong, thus enhancing the financial lives of residents in both regions [1] Group 1: Efficiency and User Experience - The cross-border payment system significantly improves the efficiency of cross-border payment services, allowing funds to be transferred in seconds compared to the traditional 1 to 3 working days [2] - It supports various channels such as mobile banking and online banking, enhancing the convenience and comfort of transactions for residents [2] Group 2: Cost Reduction - The system effectively reduces transaction costs associated with cross-border payments by streamlining the clearing process and minimizing intermediary involvement [3] - During the pilot phase, several participating banks offered fee waivers, indicating a potential for lower overall costs even if fees are reinstated in the future [3] Group 3: Promotion of Renminbi Internationalization - The cross-border payment system supports real-time exchange and clearing of Renminbi and Hong Kong dollars, contributing to the internationalization of the Renminbi [3] - It is expected to facilitate the expansion of Renminbi usage in cross-border trade and potentially connect with more countries in the future [3] Group 4: Strengthening Hong Kong's Financial Hub Status - The system enhances the safety, efficiency, and convenience of payment services for economic activities and personnel exchanges between Shenzhen and Hong Kong, promoting economic integration [4] - It supports high-frequency payment scenarios such as salary disbursement and tuition fees, fostering talent exchange and cooperation in education and healthcare [4] - By reducing cross-border payment barriers, the system is poised to bolster Hong Kong's position as an offshore Renminbi hub and strengthen its status as an international financial center [4]

Core Points - The cross-border payment system between mainland China and Hong Kong, known as "Cross-Border Payment Pass," was launched on June 22, allowing for real-time fund transfers between the two regions [1] - The system connects the mainland's online payment interbank clearing system with Hong Kong's Fast Payment System, significantly reducing the cost and time associated with cross-border remittances [1][2] - Users can transfer funds without incurring exchange fees, as the process requires only the input of a mainland bank account number, streamlining the payment process for various services such as tuition fees and insurance premiums [1] Group 1 - The Cross-Border Payment Pass enables "instant transfers" for Hong Kong residents, enhancing their ability to work and live across regions [1] - The system reduces the number of processing steps in cross-border transactions, leading to lower remittance costs [1] - The new payment service supports various financial services, including tuition payments, medical fees, and salary disbursements, making it more convenient for users [1] Group 2 - The initiative is expected to strengthen Hong Kong's position as an international financial center and a hub for offshore RMB business, according to experts [2]

Core Viewpoint - The launch of the Cross-Border Payment System, a collaboration between the People's Bank of China and the Hong Kong Monetary Authority, aims to enhance cross-border payment efficiency and service levels between mainland China and Hong Kong, reinforcing Hong Kong's status as an international financial center [1]. Group 1 - The Cross-Border Payment System connects the mainland's online payment interbank clearing system with Hong Kong's Fast Payment System, facilitating efficient, convenient, and secure cross-border payment services for residents of both regions [1]. - The system is set to go live on June 22, 2025, marking a significant step in promoting cooperation between mainland China and Hong Kong [1]. - The initiative is part of the central government's support for Hong Kong's development and aims to facilitate economic and trade activities as well as the movement of people between the two regions [1]. Group 2 - The People's Bank of China plans to strengthen regulatory cooperation with the Hong Kong Monetary Authority to ensure the smooth operation of the Cross-Border Payment System [1]. - There will be ongoing collaboration with the operators of the two regions' fast payment systems and participating institutions to refine relevant institutional arrangements based on the system's operational status [1]. - The initiative is expected to contribute to the high-quality development of China's cross-border payment system and support a high level of opening up [1].

Group 1: Stock Performance and Risks - Huayang New Materials (600281.SH) has experienced significant stock price fluctuations, with a cumulative increase that deviates from the industry average, indicating potential irrational speculation risks [1] - The company clarified that its main business does not involve rare earth permanent magnets, focusing instead on precious metal recovery and processing, which is facing rising raw material costs due to increasing precious metal prices [1] - Jinniu Chemical (600722.SH) reported that its methanol sales prices have not changed significantly despite a 20% increase in stock price over three trading days, indicating stable market conditions [4] Group 2: New Product Developments - Guoxin Technology (688262.SH) successfully tested its new quantum-resistant password card, CCUPHPQ01, and has sent samples to multiple clients for application development [2] - Rongchang Biopharmaceutical (688331.SH) received orphan drug designation from the EU for its product Tai Itasip, which is the first dual-target fusion protein drug for treating myasthenia gravis, providing policy support for its development in the EU [8] Group 3: Corporate Actions and Financial Updates - Lakala (300773.SZ) is in discussions regarding its H-share listing, which faces significant uncertainty in approval and regulatory processes [3] - Dematech (688360.SH) entered a strategic cooperation agreement with Shanghai Zhiyuan New Technology to explore innovative applications of embodied intelligent robots in logistics [9] - Yashi Chuangneng (603378.SH) announced a potential forced reduction of 3% of its shares due to a margin call affecting its major shareholder [10] - Siwei Technology (688213.SH) reported a decrease in the shareholding ratio of its major shareholder, the National Integrated Circuit Industry Investment Fund II, from 7.35% to 6.99% [11] - Jingyi Equipment expects a revenue increase of 36.54% to 42.48% year-on-year for the first half of 2025, projecting revenue between 690 million to 720 million yuan [12]

Core Insights - China UnionPay has achieved multiple key technological breakthroughs under the "14th Five-Year Plan" national key R&D project focused on financial fraud detection and payment processing market violations, enhancing risk prevention capabilities in the financial payment industry [1][2]. Group 1: Key Technological Breakthroughs - Development of a large-scale graph network construction and retrieval method, creating a financial transaction graph network with 1 billion nodes and 10 billion edges, enabling millisecond-level response queries for large-scale temporal financial graphs [2]. - Introduction of a secure query solution based on salted hashing, designed for asymmetric encryption high-performance anonymous queries, allowing efficient retrieval of large-scale data without exposing user query content or identity [2]. - Innovation in data and knowledge-driven financial fraud detection technology, effectively addressing the challenges of anomaly detection in small and unbalanced sample scenarios, laying the foundation for a new fraud detection model [2]. Group 2: New Financial Payment Risk Prevention Capabilities - Establishment of an intelligent fraud detection platform, creating a large-scale financial payment transaction graph and risk profiles for hundreds of millions of users and merchants, modeling risk in six scenarios including telecom fraud and merchant violations [3]. - Development of a financial fraud data open-sharing platform, utilizing privacy-preserving computing technologies to enable secure sharing of risk information among multiple parties while protecting institutional privacy [3]. - Leadership in constructing standards for heterogeneous platform interconnectivity in privacy computing, achieving interoperability among commercial banks, leading tech companies, and internet institutions [3]. Group 3: Industrial Application of Technological Achievements - Collaboration with nearly 40 user institutions, including financial institutions and telecom operators, to conduct demonstration applications of technological achievements, receiving positive feedback on the effectiveness of these technologies in risk detection and fraud identification [4]. - The demonstration applications span various types of banks and technology companies, confirming the value of these technologies in timely risk detection and enhancing fraud identification accuracy [4]. - Future plans include deepening technological iterations, promoting data integration, model co-construction, and product standardization to support the construction of new financial payment risk prevention infrastructure [4].