结合今年11月1日实施的《上海市老年人权益保障条例》，此次敬老月活动突出法治护老特色，首 次将《条例》修订内容融入线上竞答，结合直播与公益大使宣传，打造"指尖上的法治课堂"。敬老月还 以品质养老为主旋律，升级银发生活节，打造银发经济新场景，比如制定《上海市银发友好型商场评价 标准》，推动商业场所适老化改造，激活银发消费潜力。敬老月里，本市将通过"来沪动|健身地图"小 程序持续发放助老体育消费券，支持老年人以优惠价格到定点体育场馆体验健身服务。 敬老月期间，沪上多家企业及机构积极响应。如百联集团启动银发特色促消费活动，发放银发消费 券大力度惠民；银联在部分社区长者食堂推出支付优惠，老年人使用银联卡或云闪付支付即可享受满减 优惠，敬老月期间，每天享受满10元减2元的优惠。 据介绍，本次敬老月活动立足本市户籍老年人口577.62万（占总人口37.6%）的形势，针对"低龄老 人占比47.9%、80岁以上高龄老人86万、独居老人33.62万"的多元结构，构建"精准兜底+活力赋能"的全 维度服务体系。活动既聚焦高龄、失能、独居等特殊群体，通过社区嵌入式养老设施、健康义诊筑牢民 生底线，更面向低龄活力老人，依托"老来赛"智 ...

Core Viewpoint - The article highlights the pervasive consumer rights issues in various sectors, emphasizing the importance of effective complaint channels like "Black Cat Complaints" and official platforms such as "12315" and "People's Daily Leadership Message Board" for resolving disputes efficiently [1][5][6]. Group 1: Black Cat Complaints - Black Cat Complaints serves as a comprehensive tool for consumer rights protection, allowing users to file complaints across various scenarios, including online shopping and financial services, through multiple platforms like WeChat and Alipay [1][2]. - The platform ensures rapid processing of complaints, with most cases being reviewed on the same day if evidence is complete, alleviating consumer anxiety regarding the complaint process [3]. - Transparency is a key feature, as users can track the status of their complaints in real-time, reducing the likelihood of delays from merchants [4]. Group 2: Official Complaint Channels - The 12315 platform acts as an authoritative resource for addressing serious violations, such as selling counterfeit goods or engaging in false advertising, by facilitating investigations and imposing penalties on non-compliant businesses [5]. - The People's Daily Leadership Message Board is designed to address systemic issues within specific industries, enabling consumers to report widespread problems that may lead to regulatory actions and industry-wide reforms [6][7]. Group 3: Efficient Complaint Process - The article outlines a streamlined process for consumers to follow when filing complaints, emphasizing the importance of gathering necessary evidence and maintaining communication with complaint handlers [9]. - It encourages consumers to utilize both Black Cat Complaints for immediate issues and 12315 for more serious violations, promoting a proactive approach to consumer rights protection [8].

9月22日，银联国际与葡萄牙国家航空公司（下称葡航）在西班牙马德里签署全面受理合作协议，葡航 线上线下渠道将全面开通银联受理服务。合作落地后，葡航官网、APP、线下POS终端及电话预订中心 等所有销售渠道，均可使用银联信用卡和借记卡购买机票、预定相关服务。 ...

Core Viewpoint - The upcoming National Day and Mid-Autumn Festival holidays are expected to see a surge in cross-border tourism and shopping, which also increases the risk of various scams targeting consumers [2]. Group 1: Consumer Risks - Various scams are anticipated during the holiday period, including phishing links, suspicious calls, and malware apps [2]. - Consumers are advised to be cautious of SMS links and to avoid disclosing sensitive information such as card numbers, expiration dates, CVN codes, and dynamic verification codes [4][3]. - It is crucial to verify any suspicious messages regarding refunds or account freezes by contacting official customer service [4]. Group 2: App and Transaction Security - Users should be wary of calls from individuals claiming to be customer service representatives, especially those requesting actions related to fee cancellations or insurance [5]. - It is recommended to only download apps from official app stores and to be alert for any unusual behavior on mobile devices, such as requests for accessibility permissions [6]. - Setting up balance transaction alerts and monitoring for unusual transactions through bank apps or SMS notifications is advised [7][8].

Core Viewpoint - The Chaoyang District is showcasing innovative experiences at the Service Trade Fair, combining cultural tourism and finance to create new lifestyle opportunities [1] Group 1: Event Highlights - The event features popular original IPs such as WAKUKU, SIINONO, and Youli, along with limited edition cultural heritage products like Molly [1] - Engaging activities include robot dance performances and presentations from leading AI and GC companies [1] Group 2: Financial Innovations - The introduction of a financial cube for easy foreign currency exchange and convenient payment solutions [1] - The integration of cultural tourism with financial services aims to enhance user experience and promote a trendy lifestyle [1]

Group 1 - The core viewpoint of the articles highlights the significant growth in tourism and cultural consumption in Jiangsu province during the summer period, with a total of 1.92 billion visitors and a consumption total of 843.7 billion yuan, reflecting year-on-year increases of 7.6% and 7.19% respectively [1] - The UnionPay data indicates that out-of-province cultural tourism consumption reached 109.82 billion yuan, marking a year-on-year growth of 13.81%, accounting for 30.96% of the industry’s out-of-province consumption, an increase of 2.5 percentage points [1] - Museums in the province have extended their opening hours and launched night tours, resulting in an increase in visitor numbers and cultural product sales, with 28.61 million visitors and cultural revenue of 148 million yuan during the summer [1] Group 2 - The "Su Chao" events have effectively driven tourism consumption, with 30 events held during the summer, attracting 5.16 million out-of-town visitors, a year-on-year increase of 18.26%, and generating 4.39 billion yuan in out-of-province cultural tourism consumption, up 19.88% [2] - 79% of ticket holders purchased related cultural products, while 21% stayed in local hotels, and 66% visited local attractions [2] - Nighttime cultural consumption saw a boost with 60 night consumption gathering areas hosting "second scene" activities, leading to 21.06 billion yuan in nighttime spending, a year-on-year increase of 8.32% [2]

Group 1: Market Overview - The Hong Kong capital market is expected to see a significant recovery in 2025, with IPO financing reaching HKD 132.9 billion in the first eight months, marking a 50% increase compared to the total for 2024 [1] - The secondary market for Hong Kong stocks has shown even stronger performance, with fundraising reaching HKD 190.5 billion, which is 3.8 times higher than the total for 2024 [1] Group 2: Company Specifics - China Ruyi's capital increase in July 2025 amounted to HKD 3.9 billion, making it the tenth largest fundraising project of the year, with a discount of less than 4.5%, the lowest among the year's rapid placement projects [4] - The company experienced a turnaround in profitability in the first half of 2025, achieving a net profit of HKD 1.235 billion, a 57% year-on-year increase [4] - Despite strong performance in film and gaming, the announcement of a 30% stake acquisition in Wanda Quick Money Financial led to a decline in stock price due to concerns over strategic trust [4][5] Group 3: Financial Risks - Wanda Quick Money Financial has faced compliance issues, receiving four fines from the central bank totaling over HKD 17 million since 2022, raising concerns about its risk profile [5] - The valuation of Wanda Quick Money has significantly decreased from HKD 3.3 billion to HKD 800 million over 11 years, indicating potential asset quality issues [5] - The delayed delivery of shares from the capital increase process has raised questions about the authenticity of the financing, impacting market confidence [5]

Group 1 - Shenzhen is deepening reforms and expanding openness at a higher starting point, level, and goal, aiming to stimulate innovation and high-quality development [1] - The average production efficiency of a small home appliance manufacturing company in Shenzhen has increased by nearly 50% through automation and digital transformation [1] - Shenzhen has launched an action plan for the innovation and industrial development of embodied intelligent robots, distributing nearly 200 million yuan in training vouchers to over 40 related companies [1] Group 2 - By 2027, Shenzhen plans to add 10 companies with valuations over 10 billion yuan and 20 companies with revenues exceeding 1 billion yuan, aiming for over 1,200 related enterprises in the industry cluster [2] - The city is focusing on breaking the constraints that inhibit innovation development, with a comprehensive reform pilot initiated in 2020 [2] - Shenzhen is enhancing its international payment systems to facilitate cross-border transactions for foreign residents, improving convenience in financial services [3] Group 3 - The GDP of Shenzhen is projected to grow from 2.78 trillion yuan in 2020 to 3.68 trillion yuan in 2024, reflecting the impact of ongoing reforms [4] - The central government has tasked Shenzhen with building a model city for socialism with Chinese characteristics and advancing the Guangdong-Hong Kong-Macao Greater Bay Area development [4]

Group 1: Financial Support for Sports Consumption - China UnionPay and the National Sports Administration jointly released the "2025-2027 Financial Support for Sports Consumption Activities Plan" to enhance sports consumption [3][4] - The plan focuses on three main areas: deepening platform-based collaboration, creating a "Payment+" ecosystem, and enhancing digital capabilities to boost consumer confidence in sports [3][4] Group 2: Strategic Partnerships in Sports and Technology - 361 Degrees and robot company Stand have formed a strategic partnership to integrate AI technology with the sports industry, establishing a joint venture and a "Future Sports Exploration Laboratory" [5] - The collaboration aims to optimize production processes and enhance consumer experience through smart retail solutions [5] Group 3: Financial Performance of Xtep Group - Xtep Group reported a 7.1% year-on-year increase in revenue for the first half of 2025, reaching 6.838 billion yuan, with the main brand's revenue growing by 4.5% [6][7] - The group's gross profit margin stood at 45.0%, and net profit attributable to shareholders increased by 21.5% to 914 million yuan [6][7] Group 4: New Product Launches and Collaborations - KELME and the Asian Football Confederation launched the new official match ball for the 25/26 AFC Elite League and AFC Second Division, symbolizing a new chapter in their partnership [8] - Juventus and Giorgio Armani announced a collaboration to design formal wear for the Juventus first team, enhancing the club's connection with the fashion world [9]

Core Viewpoint - The Chengdu World University Games serves as a significant catalyst for boosting the local cultural and tourism consumption, enhancing the overall consumer experience through collaboration among government, financial institutions, and platform enterprises [3][7]. Group 1: Economic Impact - Chengdu's aviation port recorded over 3.58 million inbound and outbound passengers by the end of July, marking a year-on-year increase of 13.21% [5]. - The city ranks highly as a domestic travel destination during the summer peak, driven by the World University Games [5]. - The introduction of the "ticket root economy" integrates various consumption resources across events, performances, exhibitions, and tourist attractions [5]. Group 2: Consumer Behavior - The local dining sector, particularly hot pot, has seen a significant increase in transaction volume, with overall restaurant payment transactions rising nearly 60% year-on-year, and hot pot transactions increasing by 52.7% [6]. - New leisure consumption scenarios have emerged during event intermissions, with foot massage services' gross merchandise volume (GMV) surging by 78.9% [6]. Group 3: Collaborative Efforts - The Chengdu Cultural and Tourism Bureau launched a 10 million yuan tourism accommodation voucher program, collaborating with major platforms to provide additional subsidies and promotional activities [7]. - Financial institutions, such as the Industrial and Commercial Bank of China Chengdu branch, have enhanced payment convenience for foreign tourists by offering services like quick cash exchange [7][8]. - The integration of consumer vouchers, payment methods, and promotional rights has created a seamless experience for visitors, showcasing the hospitality of Chengdu [8].