Group 1 - The decline in deposit interest rates has led to a competitive "customer acquisition battle" among banks, with wealth management products becoming a popular alternative for investors [1] - As of the end of June, the scale of the bank wealth management market has returned to over 30 trillion yuan, with cash management products being a key focus for banks [1][2] - The average annualized yield for cash management wealth management products remains above 1%, making them attractive compared to the current deposit interest rate of 0.05% [1] Group 2 - Guangfa Bank announced an upgrade to its cash management product "Smart Gold" starting July 14, which will involve the removal of three money market fund products and the addition of three new ones [2][5] - Other banks are also optimizing their cash management products, with adjustments to sales channels and single account holding limits [5][8] - For example, the single account holding limit for "Zhaoying Daily Gold" products has been significantly increased, indicating a trend towards accommodating larger investments [5][7] Group 3 - Several banks, including Zhaoyin Wealth Management and Guangfa Wealth Management, have initiated a "fee reduction wave" to attract customers, with management fees being lowered to as low as 0% [8][9] - Guangfa Bank has issued over 40 announcements regarding fee reductions for various wealth management products, with reductions of up to 25 basis points [9] - The current fee reduction strategy is seen as a short-term measure to attract clients and respond to interest rate cuts, while also indicating a shift towards service optimization in the industry [9][10]

去年开始，重庆有不少住宅小区都开始跟物业公司谈"降费"问题，最终成功将物业费降了下来。 不过，最近事情风向又有变——重庆至少已有十个住宅小区的物业公司宣布主动退出物业服务，直接撤 场不干了。 比如近期，重庆加州物业服务有限公司发布公告，宣布将于8月31日退出中渝春华秋实小区二期的物业 服务。该物业公司称，服务中渝春华秋实小区二期已经10年有余，2025年3月，小区召开业主大会，表 决通过物业服务降费调整方案，根据公示结果，住宅由高层2.0元/平方米/月和别墅3.5元/平方米/月统一 调整为1.30元/平方米/月，商业由5.0元/平方米/月调整为3.0元/平方米/月，车位由80元/个/月调整为40元/ 个/月。 重庆加州物业服务有限公司表示，结合目前该项目的实际经营现状，无法接受如此大幅降费，原物业服 务费定价是基于长周期服务平均成本而制定，随着时间推移，人工成本的上涨、设备设施的老化、园林 绿植的退化等，都将导致物业服务运营成本的刚性上涨。该公司称，业主大会关于物业费的表决结果， 背离物业管理市场实际，由此将导致物业管理服务质量出现严重下降，工作将存在严重的隐患和风险。 物业公司退出服务的原因集中于物业续签降 ...

上市公司2024年年报披露结束，公募年度财务数据同步浮出水面。整体来看，2024年近五成基金公司营 业收入同比增长，若从净利润表现看，数据可统计的74家基金公司合计赚377.74亿元。中海基金、红塔 红土基金业绩"翻身"，同比扭亏为盈。不过，同期也有7家机构录得亏损。其中，南华基金净利润由盈 转亏。在业内人士看来，在多轮降费潮影响下，基金公司业绩呈现一定分化，部分基金公司可能得益于 自身规模优势、创新能力、研发能力或服务能力，在降费影响下，提升了自身竞争优势，进一步提升了 市场份额及业绩表现。 营业收入最高增超2000% 公募最新经营业绩揭晓。显示，2024年数据可统计的64家基金公司合计实现营业收入1141.48亿元。其 中，易方达基金营业收入121.09亿元，成为唯一一家营业收入超百亿元的基金公司，但相关数据同比小 幅下滑，降幅为3.13%。 除易方达基金，2024年营业收入超过50亿元的还有华夏基金、南方基金、广发基金、富国基金、天弘基 金和招商基金6家，排在第二名至第七名，数据依次为80.31亿元、75.23亿元、72.6亿元、64.05亿元、 53.94亿元、53.08亿元。 此外，还有汇添富基金、 ...