为加强金融知识普及教育，深入开展"金融教育宣传周"进校园活动，2025年9月18日，工银安盛人寿聊城中支 走进聊城大学，面向大学生开展以防范"校园贷""套路贷"等非法金融活动为主题的宣传教育，切实提升大学生 金融风险防范意识和能力。 本次活动是工银安盛聊城中支践行金融机构社会责任、推进金融消费者教育的重要举措。通过本次宣传教育， 有效助力学生群体树立理性消费观念，增强自我保护能力，为构建平安校园、和谐金融环境贡献积极力量。 活动期间，针对大学生群体金融知识相对薄弱、容易陷入非法借贷陷阱的特点，工作人员通过案例剖析、宣传 折页发放和现场互动答疑等多种形式，深度揭露"校园贷""套路贷"的运作内幕，包括其背后隐藏的超高利率、 暴力催收以及虚假营销等本质危害，帮助学生认清所谓"美容贷""培训贷""刷单贷"等各类变种套路。同时，结 合辖内正在开展的大学生互联网贷款规范整治行动，引导学生识别非法金融营销，自觉远离不良借贷陷阱。宣 传中还重点介绍了国家助学贷款等正规借贷渠道，明确告知学生在遭遇非法金融活动时的应对措施与合法维权 途径，切实保障自身权益。 ...

为进一步增强企业员工对非法金融活动的风险识别与防范能力，筑牢企业资金安全防线，近日，民生银 行济南市中支行走进企业，开展"远离非法金融，守护资金安全"专题宣传活动。通过案例剖析、互动答 疑、情景模拟等形式，向企业员工普及非法集资、网络诈骗、非法借贷等常见非法金融活动的特征及防 范要点，获得企业高度认可。 活动现场，该支行工作人员结合企业员工特点，重点剖析了"高息诱惑""虚假投资""非法网络贷款"等非 法金融活动的典型套路。例如，以"年化收益率超15%"为噱头的非法集资项目，往往通过"拉人头返 利""虚构项目合同"等手段诱导投资，最终导致资金链断裂；而非法网络贷款，则可能暗藏"砍头息""暴 力催收"等风险。 为提升宣传趣味性，活动设置了"非法金融情景模拟"环节。工作人员扮演"非法集资推销员""网贷客 服"等角色，模拟"高收益投资推荐""低息贷款办理"等场景，邀请员工现场应对。此外，活动还通过问 答形式巩固知识，企业员工们踊跃抢答，现场气氛热烈。 该支行负责人表示，此次活动是该行深化银企合作、践行社会责任的重要举措。此次活动不仅提升了企 业员工对非法金融活动的辨识能力，也彰显了该支行在服务实体经济、守护群众财产安 ...

Group 1 - The core objective of the "Stay Away from Illegal Finance" campaign is to enhance public awareness of financial risks and protect consumer assets by focusing on high-risk groups and areas [1][2] - The campaign targets specific demographics, including the elderly, small business owners, and young investors, with tailored strategies to address their unique vulnerabilities [1][2] Group 2 - Common types of illegal financial activities include illegal fundraising, unauthorized securities trading, and fraudulent virtual currency schemes, which often promise high returns and involve deceptive practices [2] - The campaign provides clear reporting and legal recourse pathways for the public to report illegal financial activities and seek protection under the law [2] Group 3 - The campaign employs various promotional methods, including in-branch displays, educational videos, and one-on-one consultations to raise awareness among customers [3][5] - Community outreach efforts include financial fraud prevention lectures and the distribution of informative materials in areas with high elderly populations [5] Group 4 - Post-campaign surveys indicate a significant increase in public awareness, with 85% of participants able to identify multiple types of illegal financial activities [6] - The campaign successfully intercepted two illegal financial schemes and prevented over 100,000 yuan in potential losses for clients [7]

申万宏源证券有限公司（以下称"本公司"）近期发现有人冒用本公司及员工"陈佳馨""陈旻"等 名义向投资者开展非法金融活动。具体表现为：不法分子自称"章建平""廖爱国"向投资者宣称与申 万宏源新疆公司谈好协议，可通过大户室交易，拉投资者进入群名为"老章打板训练营99"的蓝莺IM 群，群内有自称我司的工作人员"陈佳馨""陈旻"，并诱导投资者下载名为"宏源DH"的APP进行打 新和买卖股票等虚假交易，相关活动已涉嫌诈骗。 上述不法行为严重侵害了投资者合法权益，损害了本公司声誉，造成恶劣影响。在此，本公司 郑重提示和声明如下： 一、不要添加陌生人的QQ号，加入来路不明的QQ群、微信群，不听信他人宣传通过扫码或点 击链接随意下载来路不明APP或交易软件，切勿在来路不明的App和交易软件里进行注册操作，在 未确定对方身份的情况下，不轻易涉及资金来往。 二、本公司官方信息发布渠道及软件下载地址如下，请投资者务必通过公司官方渠道获取、查 询本公司信息，防止上当受骗： 1、官方网站：www.swhysc.com 2、官方电话：95523 6 、官方软件下载地址： https://www.swhysc.com/swhysc/ser ...

Core Viewpoint - The company has identified illegal financial activities being conducted by fraudsters using its name and the names of its employees, which severely harm investor rights and the company's reputation [1][2]. Group 1: Illegal Activities - Fraudsters are luring investors to download the "Xinqu Chat APP" and claiming to open accounts in the company's FICC system, promising allocation of new shares [1]. - These individuals further induce clients to download a non-official trading software "Shenwan Tong APP" for fake transactions, which constitutes fraud [1]. Group 2: Investor Warnings - Investors are advised not to add unknown QQ accounts or join suspicious QQ or WeChat groups, and to avoid downloading apps or trading software from unverified sources [1][2]. - The company emphasizes the importance of using official channels for information and software downloads to prevent falling victim to scams [1]. Group 3: Legal Actions - The company reserves the right to take legal action against any individuals or institutions impersonating it or its employees in illegal financial activities, which disrupts market order and harms investor rights [1].

Core Viewpoint - The announcement by Qilu Bank highlights the prevalence of illegal financial activities disguised as "high returns, low risk" in the booming financial consumer market, urging consumers to enhance their risk awareness and ability to identify and resist such illegal activities [1][6]. Group 1: Identification of Risks in Financial Consumption - Five major financial consumption areas are identified where illegal activities are prevalent, including: - **Private Investment Intermediaries**: Unapproved financial companies and platforms use popular concepts like "new energy" and "blockchain" to create fictitious investment projects, leading to significant financial losses for consumers [1]. - **Elderly Care Sector**: Scammers exploit the information asymmetry and lower risk awareness of the elderly, promising high returns through schemes like "retirement financial products" and "housing for elderly care," often resulting in fund misappropriation [2]. - **Agricultural Sector**: In rural areas, illegal financial activities appear under the guise of "agricultural cooperatives" and "poverty alleviation projects," targeting farmers' lack of financial knowledge and promising high returns [3]. - **Retail Market**: Some merchants lure consumers with "prepaid card rebates" and "shopping returns," leading to significant financial losses when businesses suddenly close [4]. - **Cultural and Tourism Sector**: Fraudsters use concepts like "tourism real estate" and "cultural digital currency" to package illegal fundraising projects, making it difficult for ordinary consumers to discern legitimacy [5]. Group 2: Consumer Protection Strategies - Four key strategies are recommended for consumers to enhance their self-protection: - **Maintain Rationality**: Consumers should reject offers of "high returns" and be cautious of promises like "capital preservation with high returns," as these often violate financial principles [4]. - **Verify Licensed Operations**: It is crucial for consumers to verify the qualifications of financial service providers and choose those with proper licenses issued by regulatory authorities [5]. - **Avoid Illegal Lending Channels**: Consumers are advised to refrain from clicking on unknown links or transferring money to unfamiliar accounts to avoid falling into illegal lending traps [5]. - **Strengthen Evidence Awareness**: Consumers should keep thorough records of transactions and evidence in case of suspected illegal financial activities, and report any losses to the authorities promptly [5].

Core Viewpoint - The company warns investors about fraudulent activities where impostors are posing as employees to deceive clients, emphasizing the importance of verifying identities and using official channels for communication and transactions [1][2]. Group 1: Fraudulent Activities - Impostors are using various phone numbers and WeChat nicknames to contact clients, claiming reasons such as "change of account manager" or "relocation of the office" to offer unauthorized services [1]. - These fraudulent actions are aimed at extracting client commission information and making illegal stock recommendations, which constitutes a scam [1]. Group 2: Investor Warnings - The company advises investors not to add unknown QQ numbers or join suspicious groups, and to avoid downloading unverified apps or trading software [1]. - Investors are urged to verify information through official channels to prevent falling victim to scams [2]. Group 3: Legal Actions - The company reserves the right to take legal action against any individuals or entities impersonating its employees and engaging in illegal financial activities [2]. - A reminder is issued for investors to enhance their risk awareness and to report any suspected fraudulent activities to law enforcement [2]. Group 4: Official Channels - The company provides its official website, customer service phone number, and social media accounts for investors to access verified information [3].

Group 1 - The core theme of the activity is "Protecting the Wallet and Safeguarding the Happy Family," aimed at enhancing public awareness and capability to prevent illegal financial activities [1] - The outdoor promotion involved distributing materials on preventing illegal fundraising and telecom fraud, and educating the public on financial knowledge and skills to avoid illegal financial activities [1] - Real-life cases were used during the outdoor promotion to illustrate the risks associated with high-return financial products, resonating with the audience and prompting discussions about the dangers of such investments [1] Group 2 - The company is committed to fulfilling its social responsibility by making the dissemination of financial knowledge and improving public awareness of illegal financial activities a long-term and important task [1] - The initiative aims to build a solid defense for safeguarding the financial security of the public, thereby contributing to the protection of their financial assets [1]

Core Viewpoint - The company has identified illegal financial activities impersonating its APP, which misleads investors into downloading a counterfeit trading software and engaging in fraudulent transactions [1][2]. Group 1: Illegal Activities - The fraudulent activities involve promoting a fake APP named "SWHY" through social media, leading investors to register with personal information and promising false profits [1]. - Victims are then coerced into paying a percentage of supposed dividends to withdraw their funds, indicating a clear scam operation [1]. Group 2: Company Response - The company emphasizes the importance of verifying the authenticity of communication and not engaging with unknown contacts or downloading unverified applications [2]. - Official channels for information and software downloads are provided to ensure investors access legitimate resources and avoid scams [1][4]. Group 3: Legal Action - The company reserves the right to take legal action against individuals or entities impersonating its name and conducting illegal financial activities, which disrupts market order and harms investor rights [1].