SAN FRANCISCO, Jan. 05, 2026 (GLOBE NEWSWIRE) -- A securities class action styled Nayak v. Klarna Group plc, et al., No. 1:25-cv-07033 (E.D.N.Y.) has been filed, seeking to represent investors who purchased or otherwise acquired Klarna Group plc (NYSE: KLAR) securities in the company’s September 2025 initial public offering. National shareholder rights law firm Hagens Berman continues to investigate claims that Klarna’s offering documents violated federal securities laws and urges investors who suffered sig ...

Klarna Group plc (NYSE:KLAR) is among the 7 Best Digital Payments Stocks to Invest In Now. Klarna Group plc (KLAR) Collaborates With Coinbase For Stablecoin Funding On December 19, 2025, Fortune revealed that Klarna Group plc (NYSE:KLAR) and cryptocurrency exchange Coinbase have partnered. According to cryptocurrency reporter Ben Weiss, the agreement is to take institutional investors’ funds denominated in stablecoins. The buy now, pay later company, which had traditionally avoided involvement in cryptoc ...

“The Ghost of Christmas Present” might turn out to be the phantom debt consumers accrued on gifts this holiday season: Shoppers put a record $10 billion worth of purchases on buy now, pay later plans in November, Adobe found, and $1 billion on Cyber Monday alone. About half of Americans have used BNPL services, according to industry estimates, to purchase everything from designer purses to burritos. In fact, from that vantage point, the debt might be less like the cheery spirit that showed Ebenezer Scroo ...

Core Insights - Klarna Group has positioned itself as a leading player in the buy now, pay later (BNPL) fintech sector, despite experiencing a stock market decline of over 30% since its September IPO [1] - The overall performance of BNPL stocks, including Sezzle, has been weak, with Sezzle down approximately 20% since Klarna's IPO and over 40% at its October low [2] - Patient investors may find potential in Klarna as it is expected to outperform the S&P 500 in the coming year due to several favorable factors [2] Demand and Growth - The Klarna Card, launched in the U.S. on July 4, has seen rapid adoption, achieving over 1 million sign-ups in its first 11 weeks and reaching 4 million sign-ups within four months [4] - Klarna reported a 28% year-over-year revenue increase, with U.S. revenue surging by 51%, largely driven by the success of the Klarna Card [5] - The card has gained acceptance among over 850,000 retailers, enhancing accessibility to BNPL services and expected to continue driving growth into 2026 and beyond [6] User Base Expansion - Klarna's user base has expanded significantly, with 27 million new users added in the latest quarter, bringing the total to 114 million active users globally [9] - The growth in user numbers and the popularity of the Klarna Card indicate a rising demand for BNPL services, countering criticisms regarding the sustainability of such financial products [8]

This story was originally published on Payments Dive. To receive daily news and insights, subscribe to our free daily Payments Dive newsletter. Dive Brief: Buy now, pay later company Zip has received a warehouse facility of about $283 million from Victory Park Capital, the investment firm announced Monday. Atlas SP Partners partnered with Victory Park Capital to facilitate the transaction. The two-year deal will support Zip’s U.S. BNPL receivables, allowing the company, which has a U.S. headquarters in ...

Two-thirds of Americans have less in their savings accounts than they did last year, according to a new KeyBank survey. If your balance is shrinking, too, you’re not alone — and there are clear reasons why this is happening. Read Next: 6 Things You Must Do When Your Savings Reach $50,000 Find Out: If You’re Thinking About Getting a CD, Suze Orman Says You Should Do It Now — Here’s Why Here’s a look at why bank balances are shrinking, and how you can turn things around if this is true for you. Why Americ ...

With prices rising and airfare still sky-high, the “buy now, pay later” (BNPL) boom has officially hit vacations. More than half of Americans now use BNPL, and nearly one in five plan to use it to pay for holidays, according to The New York Times (NYT). (1) But experts warn that while spreading out payments for a beach getaway may seem harmless, it can come with hidden risks. BNPL plans divide payments into installments. “Break anything into four and it’s more affordable, but life happens and people for ...

Group 1: Mastercard and Tencent Partnership - Mastercard is partnering with Tencent to integrate its Move funds transfer service with Tencent's TenPay and Weixin Pay, allowing international senders to transfer money directly to recipients in China [1][2] - This collaboration aims to capture a share of the inbound payment flows to China, which received over $31 billion in international P2P transfers in 2024 [2] Group 2: Visa's Expansion in Cross-Border Payments - Visa is collaborating with OwlTing Group to launch OwlPay Cash, enabling users in the U.S. to make local currency remittances to 26 countries, including Mexico and India [4][6] - Both Visa and Mastercard are focusing on expanding their roles in cross-border payments to diversify revenue streams beyond traditional card transactions [5] Group 3: Worldline's Strategic Moves - Worldline has sold its Swedish subsidiary CoreOrchestration for approximately $160 million to focus on its core payments business amid regulatory pressures [14][15] - The company has previously divested units totaling about $600 million to manage financial challenges and lower its earnings outlook [15] Group 4: SumUp's New Offerings - SumUp is set to launch cash deposit services for merchants in the UK, Italy, Spain, and France, enhancing their banking solutions [20][21] - The company has attracted over €1 billion ($1.2 billion) in customer deposits across 1.5 million business accounts, indicating significant growth [21] Group 5: Socure's Acquisition of Qlarifi - Socure has acquired Qlarifi, a buy now, pay later credit startup, to enhance its identity verification technology and credit decisioning capabilities [24][25] - The acquisition aims to build infrastructure for responsible lending and improve consumer protection in the BNPL sector [25][26]

Core Viewpoint - Affirm's stock has experienced a significant decline of 24% over the past three months, despite a remarkable increase of approximately 365% over the past three years, raising questions about its current investment appeal [1]. Group 1: Company Performance - Affirm's gross merchandise volume reached $10.8 billion in Q1 of fiscal year 2026, marking a 42% year-over-year increase [4]. - The company has generated free cash flow of $769 million over the past four quarters, representing 22% of its revenue, and reported a net income of just under $81 million in the latest quarter [5]. - Delinquency rates have remained stable, consistent with levels from 2024 and 2025, indicating a solid credit performance [4]. Group 2: Competitive Position - Affirm continues to stand out in the buy now, pay later industry by not charging hidden or late fees, which are common complaints among users of similar services [2]. - The company has established partnerships with major brands and e-commerce platforms, including Amazon, Apple, and Shopify, which have contributed to its business growth despite low consumer sentiment [3]. - Affirm's enterprise-value-to-revenue ratio has more than doubled to 8.1 over the past three years, indicating an increase in the stock's valuation [9]. Group 3: Market Outlook - The buy now, pay later sector remains competitive, and Affirm must maintain high execution standards to succeed [8]. - The recent five-year extension of the partnership with Amazon is a positive development, although reliance on a single partner could pose risks [8]. - Despite the current stock price volatility, Affirm is still considered relevant in the market, but investment in the stock may require a long-term perspective and a diversified portfolio approach [9].

Key Takeaways Klarna launches Tap to Pay in 14 European markets to extend its flexible-payment reach.The rollout builds on debit-first Klarna Card traction and rising global user and transaction activity.Klarna also posts record U.S. Black Friday results with 45% GMV growth across key retail categories.Klarna Group plc (KLAR) has rolled out Tap to Pay across 14 European markets, bringing its flexible-payment ecosystem directly into brick-and-mortar retail at scale. The move taps into a major growth runway, ...