Core Viewpoint - UMH Properties reported a revenue increase of 10.5% year-over-year for Q2 2025, with earnings per share (EPS) showing significant improvement compared to the previous year, although it fell short of consensus estimates [1]. Financial Performance - Revenue for the quarter was $66.64 million, exceeding the Zacks Consensus Estimate of $66.16 million by 0.74% [1]. - EPS for the quarter was $0.23, a notable increase from $0.01 in the same quarter last year, but below the consensus estimate of $0.25, resulting in an EPS surprise of -8% [1]. - Sales of Manufactured Homes reached $10.48 million, surpassing the two-analyst average estimate of $10.17 million, reflecting an 18.6% year-over-year increase [4]. - Rental and Related Income was reported at $56.17 million, slightly above the estimated $55.99 million, marking a 9.1% increase compared to the previous year [4]. - Diluted Net Income Per Share was $0.03, which was lower than the estimated $0.04 by three analysts [4]. Stock Performance - Over the past month, UMH shares have returned -2.4%, contrasting with a +0.5% change in the Zacks S&P 500 composite [3]. - The stock currently holds a Zacks Rank 4 (Sell), indicating potential underperformance relative to the broader market in the near term [3].

Core Insights - Preferred Bank (PFBC) reported revenue of $70.65 million for the quarter ended June 2025, marking a year-over-year increase of 1.6% and exceeding the Zacks Consensus Estimate of $70.15 million by +0.71% [1] - The earnings per share (EPS) for the same period was $2.52, compared to $2.48 a year ago, with an EPS surprise of +3.7% against the consensus estimate of $2.43 [1] Financial Performance Metrics - Efficiency Ratio was reported at 31.8%, slightly higher than the estimated 31.3% by analysts [4] - Net Interest Margin stood at 3.9%, surpassing the average estimate of 3.8% [4] - Net charge-offs to average loans were 0%, significantly better than the estimated 0.3% [4] - Average Interest-Earning Assets were reported at $6.98 billion, matching the estimate [4] - Total noninterest income was $3.77 million, slightly above the estimated $3.73 million [4] - Net interest income before provision for credit losses was $66.87 million, exceeding the average estimate of $66.39 million [4] Stock Performance - Shares of Preferred Bank have returned +13.8% over the past month, outperforming the Zacks S&P 500 composite's +5.4% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]

Core Insights - F.N.B. reported revenue of $438.21 million for Q2 2025, an 8.5% year-over-year increase, with EPS of $0.36 compared to $0.34 a year ago, exceeding Zacks Consensus Estimates [1] - The revenue surprise was +4.13% over the estimated $420.82 million, while the EPS surprise was +9.09% over the consensus estimate of $0.33 [1] Financial Performance Metrics - Efficiency Ratio stood at 54.8%, better than the average estimate of 56.3% from three analysts [4] - Net Interest Margin was 3.2%, surpassing the average estimate of 3.1% from three analysts [4] - Average Balance of Total Interest Earning Assets was $44.04 billion, exceeding the average estimate of $43.87 billion from two analysts [4] - Total Non-Performing Loans were reported at $117 million, significantly lower than the estimated $171.33 million [4] - Net charge-offs to average loans were 0.3%, slightly above the estimated 0.2% [4] - Mortgage banking operations generated $6.31 million, below the average estimate of $7.62 million [4] - Total Non-Interest Income was $91.02 million, exceeding the average estimate of $89.16 million [4] - Insurance commissions and fees were $5.11 million, slightly below the estimated $5.43 million [4] - Net Interest Income reached $347.2 million, higher than the average estimate of $332.4 million [4] - Bank owned life insurance income was $3.84 million, below the average estimate of $5.14 million [4] - Capital markets income was $6.9 million, exceeding the average estimate of $5.13 million [4] - Trust services income was $11.59 million, slightly below the average estimate of $11.82 million [4] Stock Performance - F.N.B. shares returned +12.6% over the past month, outperforming the Zacks S&P 500 composite's +4.2% change [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating potential for near-term outperformance against the broader market [3]

Core Insights - Landstar System (LSTR) reported revenue of $1.15 billion for Q1 2025, a year-over-year decline of 1.6%, with EPS of $0.85 compared to $1.32 a year ago, indicating a decrease in profitability [1] - The revenue exceeded the Zacks Consensus Estimate of $1.13 billion by 1.95%, while the EPS fell short of the consensus estimate of $0.92 by 7.61% [1] Financial Performance Metrics - Revenue per load for Ocean and air cargo carriers was $7,197, surpassing the average estimate of $6,579.53 [4] - Revenue per load for Rail Intermodal was $2,843, below the average estimate of $3,170.29 [4] - Total number of loads was 500,170, exceeding the average estimate of 484,455 [4] - Truck Transportation loads totaled 484,900, compared to the average estimate of 468,390 [4] - Investment income was reported at $3.60 million, above the average estimate of $2.88 million, representing a year-over-year increase of 5.5% [4] Revenue Breakdown - Revenue from Other sources was $19.66 million, below the average estimate of $23.67 million, reflecting a year-over-year decline of 22.4% [4] - Revenue from Rail Intermodal was $17.49 million, compared to the average estimate of $21.94 million, marking a year-over-year decrease of 23% [4] - Truck Transportation revenue was $1.05 billion, slightly above the average estimate of $1.02 billion, with a year-over-year decline of 1.8% [4] - Revenue from Ocean and air cargo carriers was $65.64 million, exceeding the average estimate of $60.40 million, with a year-over-year increase of 21.4% [4] - Revenue from Other Truck Transportation was $92.08 million, surpassing the average estimate of $74.63 million, indicating a year-over-year increase of 28% [4] - Revenue from Less-than-truckload services was $22.44 million, below the average estimate of $25.58 million, reflecting a year-over-year decline of 12.4% [4] Stock Performance - Landstar shares have returned +1.8% over the past month, underperforming the Zacks S&P 500 composite's +9.1% change [3] - The stock currently holds a Zacks Rank 5 (Strong Sell), suggesting potential underperformance in the near term [3]

Core Insights - Affirm Holdings reported revenue of $783.14 million for the quarter ended March 2025, reflecting a year-over-year increase of 35.9% [1] - The company's EPS was $0.01, a significant improvement from -$0.43 in the same quarter last year, resulting in an EPS surprise of +111.11% [1] - The reported revenue was slightly below the Zacks Consensus Estimate of $783.85 million, indicating a surprise of -0.09% [1] Key Financial Metrics - Gross Merchandise Volume (GMV) reached $8,558 billion, exceeding the average estimate of $8,129.51 billion [4] - Transactions per Active Consumer were 6, surpassing the estimated average of 5 [4] - Active Consumers totaled 22, slightly above the average estimate of 21 [4] - Revenue from the Merchant network was $213.97 million, compared to the estimated $199.48 million, marking a year-over-year increase of 34.3% [4] - Revenue from the Card network was $58.57 million, exceeding the estimated $46.40 million, with a year-over-year growth of 64.2% [4] - Revenue from Interest income was $402.70 million, slightly below the estimated $414.44 million, but still reflecting a year-over-year increase of 27.6% [4] - Revenue from Servicing income was $32.05 million, above the estimated $31.25 million, representing a year-over-year change of 26.7% [4] - Revenue from Gain on sales of loans was $75.84 million, below the estimated $81.19 million, but showing a significant year-over-year increase of 88.7% [4] Stock Performance - Affirm Holdings' shares have returned +16.3% over the past month, outperforming the Zacks S&P 500 composite's +11.3% change [3] - The stock currently holds a Zacks Rank 1 (Strong Buy), suggesting potential for outperformance in the near term [3]

Core Insights - Warby Parker Inc. reported revenue of $223.78 million for the quarter ended March 2025, reflecting an 11.9% year-over-year increase [1] - The earnings per share (EPS) for the same period was $0.12, up from $0.08 a year ago, aligning with the consensus EPS estimate [1] - The reported revenue fell short of the Zacks Consensus Estimate of $225.88 million, resulting in a surprise of -0.93% [1] Financial Performance Metrics - Active customers reached 2.57 million, exceeding the average estimate of 2.53 million by five analysts [4] - Average revenue per customer was $310, slightly below the average estimate of $317.31 based on five analysts [4] - The store count at the end of the period was 287, surpassing the average estimate of 285 based on four analysts [4] Stock Performance - Warby Parker's shares have returned -2.2% over the past month, contrasting with the Zacks S&P 500 composite's +11.3% change [3] - The stock currently holds a Zacks Rank 4 (Sell), indicating potential underperformance relative to the broader market in the near term [3]

Core Insights - Kemper reported revenue of $1.19 billion for the quarter ended March 2025, reflecting a 5% increase year-over-year, while EPS rose to $1.65 from $1.07 in the previous year [1] - The revenue fell short of the Zacks Consensus Estimate of $1.23 billion, resulting in a surprise of -3.56%, whereas the EPS exceeded expectations by +11.49% against a consensus estimate of $1.48 [1] Financial Performance Metrics - Total Incurred Loss and LAE Ratio for Specialty Property & Casualty Insurance - Commercial Automobile was reported at 76.9%, higher than the estimated 74.9% [4] - Total Incurred Loss and LAE Ratio for Specialty Property & Casualty Insurance - Personal Automobile was reported at 69.9%, better than the estimated 72% [4] - Earned premiums for Life and Health Insurance were $99.70 million, surpassing the average estimate of $97.26 million, marking a year-over-year increase of +2.5% [4] - Earned Premiums for Specialty Property & Casualty Insurance were $962.20 million, below the average estimate of $980.22 million, but showing a year-over-year increase of +14.6% [4] - Net investment income for Specialty Property & Casualty Insurance was $101.20 million, lower than the estimated $106.71 million, with a year-over-year change of +0.8% [4] - Net investment income for Life and Health Insurance was $48.40 million, exceeding the estimate of $46.75 million, reflecting a +9.3% year-over-year change [4] - Earned Premiums for Personal Automobile within Specialty Property & Casualty Insurance were $753.70 million, below the estimate of $789.32 million, with a year-over-year increase of +11.6% [4] - Earned Premiums for Commercial Automobile within Specialty Property & Casualty Insurance were $208.50 million, slightly above the estimate of $202.42 million, showing a significant year-over-year increase of +26.6% [4] - Total revenues for Life and Health Insurance were $148.80 million, surpassing the estimate of $144.04 million, indicating a +4.9% year-over-year change [4] - Other Income for Specialty Property & Casualty Insurance was $1.30 million, exceeding the estimate of $1.15 million, with a year-over-year increase of +18.2% [4] - Net Investment Income for Specialty Property & Casualty Insurance was $50.50 million, slightly below the estimate of $51.32 million, reflecting a year-over-year increase of +22.9% [4] - Overall earned premiums were reported at $1.09 billion, below the two-analyst average estimate of $1.12 billion, with a year-over-year change of +5.4% [4] Stock Performance - Kemper's shares have returned +9.1% over the past month, compared to a +10.6% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]

Core Insights - Evertec reported revenue of $228.79 million for the quarter ended March 2025, reflecting an 11.4% increase year-over-year and a surprise of +4.88% over the Zacks Consensus Estimate of $218.15 million [1] - The company's EPS for the quarter was $0.87, up from $0.72 in the same quarter last year, with a surprise of +7.41% compared to the consensus estimate of $0.81 [1] Revenue Breakdown - Payment Services - Puerto Rico & Caribbean generated $55.16 million, exceeding the average estimate of $54.90 million, representing a year-over-year increase of +4% [4] - Payment Services - Latin America reported revenues of $83.78 million, surpassing the average estimate of $81.76 million, with a year-over-year growth of +12.9% [4] - Merchant acquiring, net revenues were $47.65 million, above the average estimate of $45.83 million, showing a +10.6% increase year-over-year [4] - Business solutions revenues reached $65.56 million, exceeding the average estimate of $60.27 million, with a year-over-year change of +12.8% [4] - Corporate and Other segment reported a loss of -$23.35 million, better than the average estimate of -$24.23 million, with a year-over-year change of +0.9% [4] Stock Performance - Over the past month, Evertec's shares have returned +8.2%, while the Zacks S&P 500 composite has changed by +10.6% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market in the near term [3]

Core Insights - Symbotic Inc. reported revenue of $549.65 million for the quarter ended March 2025, reflecting a year-over-year increase of 29.5% [1] - The earnings per share (EPS) was -$0.04, a decline from $0.22 in the same quarter last year, indicating a significant EPS surprise of -180.00% compared to the consensus estimate of $0.05 [1] - The reported revenue exceeded the Zacks Consensus Estimate of $517.91 million by 6.13% [1] Revenue Breakdown - Revenue from software maintenance and support was $6.69 million, surpassing the average estimate of $5.65 million from two analysts [4] - Revenue from systems reached $513.37 million, exceeding the two-analyst average estimate of $486.48 million [4] - Revenue from operation services was $29.59 million, also above the average estimate of $25.45 million from two analysts [4] Stock Performance - Shares of Symbotic Inc. have increased by 28.4% over the past month, outperforming the Zacks S&P 500 composite, which saw a change of +10.6% [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]

Financial Performance - Camden National reported $60.05 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 44.4% [1] - EPS for the same period was $0.95, compared to $0.86 a year ago, indicating growth [1] - The reported revenue exceeded the Zacks Consensus Estimate of $57.16 million by 5.06%, while the EPS fell short of the consensus estimate of $0.99 by 4.04% [1] Key Metrics - Net interest margin was 3%, surpassing the two-analyst average estimate of 2.9% [4] - Annualized net charge-offs to average loans were 0.1%, compared to the estimated 0% by analysts [4] - Average balance of total interest-earning assets was $6.42 billion, slightly below the two-analyst average estimate of $6.44 billion [4] - Efficiency ratio (GAAP) was 74%, better than the estimated 81.9% by analysts [4] - Total non-interest income was $11.20 million, below the estimated $11.89 million [4] - Net interest income was $48.86 million, exceeding the estimated $45.94 million [4] Stock Performance - Shares of Camden National have returned +9% over the past month, while the Zacks S&P 500 composite increased by +11.5% [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]