The Q4 CFO survey, it's back and we're asking the biggest corporate financial decision makers about their business, the economy, and how they're using artificial intelligence. Every quarter, we ask about risk. CFOs say currently the biggest risk to their business, it's consumer demand.41% with that answer tied for second would be Fed policy and overregulation, both at right around 14%. Still, CFOs seem confident on the strength of the economy with more than half saying the US will not experience a recession ...

Innovation has essentially stopped in the EU because of the strangulation by overregulationThe regulations are insane in the EU and we need to abolish it. ...

Core Viewpoint - The executive chair of Spain's Santander, Ana Botin, cautioned against overregulation in Europe, highlighting it as a potential risk that could negatively impact economic growth on the continent [1] Group 1 - Ana Botin emphasized the importance of avoiding excessive regulatory measures in Europe [1] - The warning reflects concerns about the balance between regulation and economic growth [1] - The statement indicates a broader industry sentiment regarding the implications of regulatory frameworks on financial institutions [1]

Innovation & Regulation - AI辅助人类将优于纯AI [1] - 过度监管扼杀创新 [1] CeFi & DeFi - Bitget 致力于连接 TradFi（传统金融）、CeFi（中心化金融）和 DeFi（去中心化金融）[1] - Bitget 正在构建一个适用于所有资产的通用交易所 [1]

Industry Regulation & Development - US has made it difficult to build things due to overregulation [1] - Environmental regulations have contributed to de-industrialization [2] Semiconductor Industry & Manufacturing - TSMC is building a large FAB system in Arizona, potentially producing up to 7% of US chip needs [2] - Chip plant construction is rapid, requiring constant adjustments, but faces regulatory hurdles from local building inspectors [2]

Industry Challenges - Construction industry faces significant challenges due to fragmentation, overregulation, and underinvestment [1] - Overcoming these challenges will require a substantial effort [1]