Shares of Fiserv plunged Wednesday after the Milwaukee-based fintech firm reported weaker-than-expected earnings, slashed its guidance and announced a leadership overhaul. https://t.co/Lj41xM80As ...

MONTEVIDEO, Uruguay--(BUSINESS WIRE)--Mercado Libre (NASDAQ: MELI), Latin America's leading e-commerce and fintech platform, today announced its third quarter 2025 financial results, with net revenue growing 39% YoY to US$7.4 billion, marking the 27th consecutive quarter of growth above 30% YoY. Market share and NPS data show that we have significantly strengthened our competitive position through the same period. In Q3, we went even further by investing in the expansion of free shipping. ...

TORONTO--(BUSINESS WIRE)---- $PAID #Fintech--XTM Inc. ("XTM†or the "Company†) (CSE: PAID / OTCQB: XTMIF / FSE: 7XT), a fintech company providing automated tip calculation, instant payout and earned wage access ("EWA†) solutions through its AnyDayâ"¢ platform, today announced that it has elected to satisfy accrued interest payable on its outstanding convertible debentures as at September 30, 2025 through the issuance of common shares. ...

Key Points Fiserv's third-quarter report arrived with huge sales and earnings misses. The company also issued major downward revisions for its organic revenue growth and earnings targets. Organic revenue growth is now expected to come in at roughly 4%, and adjusted earnings per share are projected to dip slightly. 10 stocks we like better than Fiserv › Fiserv (NYSE: FI) stock is getting crushed in Wednesday's trading following a very disappointing quarterly report. The fintech company's share pric ...

Oct 29, 2025 2:41 PM Eastern Daylight Time CPI Card Group Partners With Karta to Deliver Groundbreaking Digital Security for Prepaid Cards Share Collaboration bridges physical and digital payment landscape to help prevent gift card fraud, connecting physical, mobile, and online use through contactless prepaid payment cards LITTLETON, Colo.--(BUSINESS WIRE)--CPI Card Group Inc. (Nasdaq: PMTS), a payments technology company providing a comprehensive range of payment cards and related digital solutions, today ...

Core Insights - Both Futu Holdings Limited (FUTU) and Nu Holdings (NU) are significant players in the fintech sector, with FUTU focusing on digital brokerage in Hong Kong and internationally, while NU serves the Latin American market with banking and financial services [1] Futu Holdings (FUTU) - FUTU achieved a remarkable 69.7% year-over-year revenue growth in Q2 2025, driven by its integration of AI into operations [2] - The company expanded its client base by adding 262,000 funded accounts in Q2 2025, totaling 2.7 million, reflecting a 42% year-over-year increase [3] - Total assets under management for FUTU surged 104.4% year-over-year as of Q2 2025, supported by partnerships with over 80 fund companies [4] - FUTU's strategy includes leveraging AI in its products, with offerings like Futubull AI and moomoo AI enhancing its global reach [6] Nu Holdings (NU) - NU added over 4.1 million customers in Q2 2025, bringing the total to 122.7 million, which represents a 17% year-over-year growth [7] - The company reported $3.7 billion in revenue for Q2 2025, a 29% increase year-over-year, with average revenue per active customer rising 18% to $12 [8] - NU's digital-first model, particularly through its NuBank, has disrupted traditional banking in Brazil and is expanding into Colombia and Mexico [9] - The company demonstrated effective risk management, with a 30-basis point decline in the 15-90-day non-performing loan ratio, indicating improved asset quality [11] Financial Estimates - The Zacks Consensus Estimate for FUTU indicates a 42.9% growth in sales and a 66.9% increase in EPS for 2025 [12] - For NU, the estimates suggest a 32.2% growth in sales and a 24.4% increase in EPS for 2025 [13] Valuation Comparison - NU is trading at a forward price-to-sales multiple of 4.13, lower than its 12-month median of 3.65, while FUTU's forward earnings multiple is 9.82, above its median of 7.24 [15] Conclusion - Both FUTU and NU are strong contenders in the fintech space, but NU is positioned as a more attractive investment due to its rapid customer base expansion and efficient business model [18] - Despite both companies being fundamentally strong, NU's lower valuation compared to FUTU suggests it may offer better long-term returns for investors [19]

Core Insights - Fiserv shares are experiencing significant declines, with nearly two-thirds of their value lost since the beginning of the year, following a disappointing earnings report and leadership changes [1][3]. Financial Performance - Fiserv reported adjusted earnings of $2.04 per share, with revenue growth of 1% year-over-year to $5.26 billion, falling short of analyst expectations of $2.63 and $5.69 billion respectively [2]. - The company has lowered its 2025 organic revenue growth target to a range of 3.5% to 4%, and adjusted EPS target to $8.50-$8.60, down from a previous projection of about 10% organic revenue growth and adjusted EPS of $10.15 to $10.30 [2]. Leadership Changes - Fiserv is undergoing a leadership shakeup under new CEO Mike Lyons, who took over in May. The company has appointed Paul Todd as the new CFO, effective Friday, succeeding Robert Hau [4][8]. - The board will see changes with Gordon Nixon, Céline Dufétel, and Gary Shedlin replacing three members on January 1, with Nixon becoming Independent Chairman [8]. Strategic Initiatives - The company has launched an action plan called "One Fiserv," focusing on client service, technology solutions, and innovation, with a key component being the Clover point-of-sale payments system [5]. - Fiserv has also announced the acquisition of part of TD Bank's merchant processing business in Canada and a deal with the bank group's Merchant Solutions unit [5]. Stock Market Activity - Following the earnings report and guidance reset, Fiserv's shares dropped more than 40%, reaching their lowest level since late 2018 [3][7]. - The company plans to transfer its stock listing to Nasdaq from the New York Stock Exchange on November 11, changing its ticker symbol to "FISV" from "FI" [9].

Core Insights - Fiserv's shares dropped over 40% following disappointing earnings and a lowered growth forecast for the second consecutive quarter, with analysts describing the results as "shockingly bad" [1][5][10] - The company's core payments and merchant business is under increasing pressure due to intense competition and a slowdown in consumer spending [1][12] Financial Performance - Fiserv reported third-quarter adjusted EPS of $2.04, significantly below Wall Street's estimate of $2.64, and adjusted revenue of $4.92 billion, missing expectations of $5.36 billion [13] - The company now expects annual revenue growth of 3.5% to 4%, down from a previous forecast of 10%, and adjusted profit per share is projected between $8.50 and $8.60, reduced from $10.15 to $10.30 [10] Leadership Changes - Fiserv announced a major overhaul of its senior leadership, appointing a new finance chief and two co-presidents, indicating potential internal challenges or a strategic shift [2][4] - Paul Todd has been named the new chief financial officer, succeeding Robert Hau, who will transition to a senior adviser role [18] Market Reaction - The disappointing results have negatively impacted investor sentiment, with analysts expressing concerns about the company's near-term outlook and the broader fintech sector also experiencing declines [6][7] - Fiserv's stock has lost nearly 64% of its value this year, potentially erasing around $29 billion from its market capitalization [20]

Financial Performance - Fiserv's new leadership indicated the company would not meet financial forecasts previously established [1]

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