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Fidelity National Information Services(FIS) - 2025 Q2 - Earnings Call Presentation
2025-08-05 12:30
Financial Performance - Adjusted revenue grew by 5%[9] - Adjusted EBITDA margin reached 39.8%[10] - Adjusted EPS increased by 1% to $1.36[10] - The company returned $459 million to shareholders and is on track for $1.2 billion in share repurchases for the year[10] - Adjusted free cash flow was $292 million, with a 52% conversion rate[21] Segment Results - Banking Solutions adjusted revenue grew by 6%, with a 43.6% adjusted EBITDA margin[24] - Capital Markets adjusted revenue grew by 5%, with a 50.3% adjusted EBITDA margin[24] - Year-to-date adjusted revenue for Banking Solutions grew by 4%, with a 41.9% adjusted EBITDA margin[26] - Year-to-date adjusted revenue for Capital Markets grew by 7%, with a 49.3% adjusted EBITDA margin[26] Outlook - The company raised its full-year revenue outlook to a range of $10.52 billion to $10.57 billion, reflecting an adjusted revenue growth of 4.8% to 5.3%[27] - The adjusted EPS growth outlook was raised to 10% to 11%, with a range of $5.72 to $5.80[27] - Third-quarter revenue is projected to be between $2.65 billion and $2.665 billion, with adjusted revenue growth of 3.8% to 4.4%[29]
Broadridge(BR) - 2025 Q4 - Earnings Call Presentation
2025-08-05 12:30
Financial Performance Highlights - Broadridge's FY25 recurring revenue grew by 7% in constant currency[14] - Adjusted EPS grew by 11% in FY25[14] - Closed sales reached $288 million in FY25[14] - Q4'25 Recurring revenues were $1424 million, a 7% increase[23] - Adjusted EPS for Q4'25 was $355, a 1% increase[23] Segment Performance (Recurring Revenue) - ICS (Investor Communication Solutions) recurring revenues for FY25 were $2732 million, up 6%[25] - GTO (Global Technology and Operations) recurring revenues for FY25 were $1776 million, up 8%[28] - Capital Markets recurring revenue grew by 6% to $1115 million in FY25[28] - Wealth & Investment Management recurring revenue grew by 12% to $661 million in FY25[28] Growth Drivers and Future Outlook - Equity position growth was 16% in FY25[31] - Internal Trade Growth was 13% in FY25[31] - Broadridge expects 5-7% recurring revenue growth in constant currency for FY26[14] - Broadridge projects 8-12% adjusted EPS growth for FY26[14]
Broadridge Reports Fourth Quarter and Fiscal 2025 Results
Prnewswire· 2025-08-05 11:00
Core Insights - Broadridge Financial Solutions reported a strong fiscal year 2025 with a 7% growth in recurring revenues and an 11% increase in adjusted EPS, alongside closed sales of $288 million [1][2][3] Financial Performance - Recurring revenues for Q4 2025 reached $1,424 million, a 7% increase from $1,326 million in Q4 2024, while total revenues increased 6% to $2,065 million from $1,944 million [1][7] - For the fiscal year 2025, total revenues were $6,889 million, up 6% from $6,507 million in fiscal year 2024, with recurring revenues at $4,508 million, also a 7% increase [1][12] - Operating income for Q4 2025 was $499 million, a 13% increase from $441 million in Q4 2024, with an operating income margin of 24.1% [1][7] - Diluted EPS for fiscal year 2025 was $7.10, a 21% increase from $5.86 in the previous year [1][12] Dividend and Shareholder Returns - The Board approved an 11% increase in the annual dividend to $3.90 per share, marking the 19th consecutive annual dividend increase [2][16] Strategic Initiatives - The company invested in strategic M&A to enhance its wealth business in Canada and repurchased $100 million of its shares, reflecting strong free cash flow and balanced capital allocation [2] - Broadridge announced the proposed acquisition of Acolin Group Holdco Limited for approximately $70 million, aimed at strengthening its European fund distribution network [15] Future Guidance - For fiscal year 2026, Broadridge anticipates 5-7% growth in recurring revenues and 8-12% growth in adjusted EPS [3][4]
The Gross Law Firm Reminds Shareholders of a Lead Plaintiff Deadline of September 22, 2025 in Fiserv, Inc. Lawsuit – FI
GlobeNewswire News Room· 2025-08-04 20:35
Core Viewpoint - The Gross Law Firm is notifying shareholders of Fiserv, Inc. regarding a class action lawsuit due to allegations of misleading statements and failure to disclose critical issues related to the company's Clover platform and its impact on revenue growth [1][3]. Group 1: Allegations - The complaint alleges that Fiserv forced merchants using its older Payeezy platform to switch to the Clover platform due to cost issues and other problems [3]. - Clover's revenue growth was temporarily inflated by these conversions, masking a slowdown in new merchant acquisitions [3]. - A significant number of former Payeezy merchants transitioned to competing solutions due to Clover's high pricing and inadequate customer service [3]. - As a result of losing these merchants, Clover's growth in Gross Payment Volume (GPV) and revenue became unsustainable [3]. - Fiserv's positive statements regarding Clover's growth strategies and business prospects during the class period were deemed materially false and misleading [3]. Group 2: Class Action Details - The class period for the lawsuit is defined as July 24, 2024, to July 22, 2025 [3]. - Shareholders are encouraged to register for the class action by September 22, 2025, to be eligible for potential recovery [4]. - Registration includes enrollment in a portfolio monitoring software to provide updates throughout the case [4]. Group 3: Law Firm Background - The Gross Law Firm is a nationally recognized class action law firm dedicated to protecting investors' rights against deceit and illegal business practices [5]. - The firm aims to ensure companies adhere to responsible business practices and seeks recovery for investors affected by misleading statements [5].
Can Fidelity National Beat Q2 Earnings on Capital Market Strength?
ZACKS· 2025-08-04 17:46
Core Insights - Fidelity National Information Services, Inc. (FIS) is expected to report second-quarter 2025 results on August 5, 2025, with earnings estimated at $1.36 per share and revenues at $2.58 billion [1][8] - The earnings estimate has remained stable over the past 60 days, with a year-over-year revenue growth of 3.5% anticipated [2][8] - The full-year 2025 revenue estimate for FIS is $10.47 billion, indicating a 3.4% year-over-year increase, while the EPS for the current year is projected to grow by approximately 10.2% [2][8] Earnings Performance - FIS has consistently beaten consensus estimates in the last four quarters, with an average surprise of negative 5.9% [4] - The company has a positive Earnings ESP of +0.67% and a Zacks Rank of 2 (Buy), suggesting a strong likelihood of an earnings beat this quarter [5][6] Revenue Breakdown - Revenue growth is expected to be driven by a 6% increase in Capital Market Solutions and a 3.8% increase in Banking Solutions [8][9] - Total recurring revenues are projected to grow by around 3% year-over-year, with North America and All Other revenues expected to increase by 2.8% and 5.4%, respectively [10] EBITDA Expectations - Adjusted EBITDA is forecasted to be between $1.020 billion and $1.035 billion, with margins anticipated between 39.8% and 40% [8][11] - The adjusted EBITDA for Capital Market Solutions is expected to grow by 4.9% year-over-year, while Banking Solutions is projected to see a 1.9% increase [11] Operating Expenses - Total operating expenses are expected to rise by only 0.6% year-over-year, which may positively impact overall profitability [12]
Upstart Q2 Preview: Anticipating Strong Consumer Loan Growth, Initiate With Buy
Seeking Alpha· 2025-08-04 16:28
Core Insights - The article discusses the current market trends and potential investment opportunities within specific sectors, highlighting the importance of thorough analysis before making investment decisions [1][2]. Group 1: Market Trends - Recent market fluctuations have shown a significant impact on investor sentiment, with a notable increase in volatility observed in the tech sector [1]. - Analysts are focusing on the recovery patterns of various industries post-pandemic, particularly in consumer discretionary and travel sectors, which are showing signs of rebound [1]. Group 2: Investment Opportunities - There are emerging opportunities in renewable energy companies, driven by increased government incentives and consumer demand for sustainable solutions [1]. - The healthcare sector is also highlighted as a potential area for growth, especially companies involved in biotechnology and telehealth services, which have gained traction during the pandemic [1]. Group 3: Risks and Considerations - Investors are advised to remain cautious of potential regulatory changes that could impact certain industries, particularly in technology and finance [1]. - The article emphasizes the need for continuous monitoring of economic indicators that could affect market stability and investment returns [1].
Upstart: Everyone Gave Up. I Didn't. And I'm Still Super Bullish
Seeking Alpha· 2025-08-04 15:21
Group 1 - Upstart is expected to report its Q2 2025 earnings on Tuesday after hours, which is highly anticipated by investors [1] - The core thesis revolves around Upstart's ability to attract outside investors to take on its balance sheet loans [1] Group 2 - The marketplace highlights a portfolio of undervalued investment opportunities, focusing on stocks with rapid growth potential and strong management [2] - The emphasis is on selecting the most attractive investments, with a commitment to thorough analysis and stock picking [2] Group 3 - The platform aims to simplify investing by showcasing stocks that deliver strong gains, contributing to the growth of savings [3] - Deep Value Returns' Marketplace is noted for its rapid growth and high-quality, actionable stock picks [3]
FISERV INVESTOR NOTICE: Robbins Geller Rudman & Dowd LLP Announces that Fiserv, Inc. Investors with Substantial Losses Have Opportunity to Lead Investor Class Action Lawsuit - FI
Prnewswire· 2025-08-04 15:00
SAN DIEGO, Aug. 4, 2025 /PRNewswire/ -- Robbins Geller Rudman & Dowd LLP announces that purchasers or acquirers of Fiserv, Inc. (NYSE: FI) common stock between July 24, 2024 and July 22, 2025, all dates inclusive (the "Class Period"), have until September 22, 2025 to seek appointment as lead plaintiff of the Fiserv class action lawsuit. Captioned City of Hollywood Police Officers' Retirement System v. Fiserv, Inc., No. 25-cv-06094 (S.D.N.Y.), the Fiserv class action lawsuit charges Fiserv as well as certain ...
Here's Why StoneCo (STNE) is Poised for a Turnaround After Losing 22.3% in 4 Weeks
ZACKS· 2025-08-04 14:35
Core Viewpoint - StoneCo Ltd. (STNE) has experienced significant selling pressure, resulting in a 22.3% decline over the past four weeks, but analysts anticipate better earnings than previously predicted, indicating potential for recovery [1]. Group 1: Technical Analysis - The Relative Strength Index (RSI) is a momentum oscillator that helps identify whether a stock is oversold, with readings below 30 indicating oversold conditions [2]. - STNE's current RSI reading of 27.46 suggests that the heavy selling may be exhausting, indicating a potential bounce back towards equilibrium in supply and demand [5]. Group 2: Fundamental Analysis - There is a strong consensus among sell-side analysts to raise earnings estimates for STNE, with a 3.5% increase in the consensus EPS estimate over the last 30 days, which typically correlates with price appreciation [7]. - STNE holds a Zacks Rank 1 (Strong Buy), placing it in the top 5% of over 4,000 ranked stocks based on earnings estimate revisions and EPS surprises, further supporting the potential for a near-term turnaround [8].
FTFT Announces the Official Establishment of RWA Division
Prnewswire· 2025-08-04 08:59
Core Insights - Future FinTech Group Inc. has established a Real-World Asset Tokenization Division to explore stablecoin issuance and asset tokenization under Web3.0 architecture [1] - The division aims to obtain regulatory licenses for stablecoins and tokenized assets while ensuring compliance with relevant authorities [2][3] - The company plans to evaluate potential underlying assets such as gold, Bitcoin, and U.S. Treasury bonds to back its stablecoin and RWA issuance [4] Company Structure and Leadership - Mr. Kai Xu has been appointed as President of the RWA Division, overseeing strategic planning and daily management [2] - Ms. Jia Chen has been appointed Vice President of the RWA Division, focusing on compliance and regulatory communication with Hong Kong authorities [3] - CEO Hu Li emphasized the importance of building a robust technical architecture for stablecoin management and asset valuation [4] Strategic Goals - The RWA Division will lead the design and implementation of on-chain processes for real-world assets, including risk management and trading mechanisms [4] - The company aims to coordinate its reserve crypto assets and digital asset trading business as part of its integrated development strategy [2][4] - Professor Yu Xiong will assist in engaging with regulatory agencies and strategic partners to support the sustainable growth of the stablecoin and RWA businesses [4]