Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. President Donald Trump-backed World Liberty Financial announced Wednesday that it has applied for a U.S. national banking license to issue and custody its dollar-pegged World Liberty Financial USD (USD1) stablecoin. A Federally-Regulated Stablecoin Bank? The decentralized finance platform stated that its subsidiary, WLTC Holdings LLC, applied to the Office of the Comptroller of the Currency to establish ...

National average HELOC and lump-sum home equity loan rates have dipped closer to 7%. Second mortgage home equity rates are at their lowest level in years. HELOC and home equity loan rates: Saturday, January 10, 2026 According to Curinos data, the average monthly HELOC rate has fallen to 7.25%, down 19 basis points from one month ago. The national average rate on a home equity loan is 7.56%, down three basis points. Both rates are based on applicants with a minimum credit score of 780 and a maximum comb ...

Group 1: Bharti Group Performance - The Bharti group was the biggest gainer among India's top business conglomerates in calendar year 2025, with a combined market capitalisation increase of 37.3% to Rs 14.7 trillion from Rs 10.7 trillion at the end of December 2024 [3][4] - Bharti Airtel, the flagship company, saw its market capitalisation rise by 40.1% to Rs 12.67 trillion from Rs 9.05 trillion at the end of December 2024 [4] Group 2: Comparison with Other Business Groups - The combined market capitalisation of the country's 10 largest family-owned business groups increased by 10% to Rs 126.4 trillion from Rs 114.9 trillion at the end of CY24 [5] - Vedanta, owned by Anil Agarwal, was the second-biggest gainer with a market capitalisation increase of 36.3% to around Rs 5 trillion from Rs 3.67 trillion [5] - Reliance Industries, led by Mukesh Ambani, ranked third with a market capitalisation increase of 24.7% to Rs 23.4 trillion from Rs 18.73 trillion [7] Group 3: Market Trends and Sector Performance - Traditional industries such as manufacturing, mining, and infrastructure saw gains, with the Bajaj group up 21.1%, Kumar Mangalam Birla up 17%, and Mahindras up 17% [9] - The Tata group, despite retaining the top position, experienced a decline of 10.9% in market capitalisation to around Rs 27.7 trillion [10] - The Adani group lost its third rank to the Bharti group, while the Vedanta group climbed four places to ninth rank from 13th [10]

Core Viewpoint - The article provides a comprehensive guide on the annual declaration and payment of business ledger stamp duty, including calculation methods, applicable tax rates, and available preferential policies for taxpayers [19]. Group 1: Tax Declaration and Calculation - Taxpayers, including domestic units or individuals, must declare and pay the business ledger stamp duty within fifteen days after the end of the fiscal year [2]. - The taxable amount is calculated as: Taxable Amount = Tax Base × Applicable Tax Rate, where the tax base is the total amount of paid-in capital (equity) and capital reserves recorded in the ledger [3][23]. - The applicable tax rate for business ledger stamp duty is 0.25% [4][24]. Group 2: Preferential Policies - From January 1, 2023, to December 31, 2027, small-scale VAT taxpayers, small and micro enterprises, and individual businesses can enjoy a 50% reduction in various taxes, including stamp duty (excluding securities transaction stamp duty) [5][25]. - From August 1, 2023, to December 31, 2027, banks and financial asset management companies are exempt from stamp duty on contracts and property transfer documents related to the disposal of non-performing assets [6][25]. - Insurance guarantee fund companies are exempt from stamp duty on newly established business ledgers until December 31, 2027 [8][26]. Group 3: Electronic Tax Filing Process - To file for business ledger stamp duty, taxpayers must log into the electronic tax bureau and navigate to the tax declaration section [9][29]. - The process includes selecting the tax period, entering relevant information for stamp duty, and confirming the details before submission [12][13][32]. - The system automatically applies the "six taxes and two fees" preferential policy if the taxpayer qualifies, displaying the total tax reduction [14][33].

Core Insights - Current cash management options are providing competitive yields, with rates ranging from low-3% to around 5%, allowing savers to earn returns without market risk [3][9] - A comprehensive chart has been created to compare the best-paying options across various cash categories, including high-yield savings accounts, CDs, brokerage cash options, and U.S. Treasuries [4][12] - The right account choice can significantly impact earnings on liquid savings, with potential earnings on a $10,000 deposit reaching approximately $200 in six months at a 4% interest rate [7][8] Cash Management Options - High-yield savings accounts, CDs, brokerage options, and U.S. Treasuries are highlighted as the top choices for earning solid returns without market exposure [9][10] - The best savings accounts and CDs allow for locking in high yields for a specified period, while brokerage cash options and Treasuries offer flexibility and stability [4][11] Earnings Potential - A breakdown of potential earnings on different balances over six months shows that at a 5% APY, a $10,000 deposit could yield $247, while a $25,000 deposit could yield $617 [8] - The analysis indicates that even cautious savers can achieve meaningful earnings by selecting the right accounts [6][9] Rate Variability - The rates for savings accounts and money market accounts are variable and can change over time, while CDs and Treasuries provide fixed yields for a set duration [10][14] - The report emphasizes the importance of being aware of current rates across different cash management products to maximize earnings [12][13]

Market Overview - Investors should not overreact to uneventful unemployment data, as it allows for a focus on broader market trends and rallies beyond last year's winners [1] - Money is aggressively rotating into overlooked sectors, particularly data storage stocks, which have seen significant rallies while former market leaders struggle [2] Company Insights - Apple and Nvidia have not performed well despite strong underlying businesses, as they have become sources of funds for investors seeking new opportunities [3] - Upcoming earnings season is expected to start strong with JPMorgan Chase, although caution is advised regarding CEO Jamie Dimon's potential risk emphasis [6] - Delta Air Lines is anticipated to report strong results, with banks like Citigroup, Wells Fargo, Bank of America, Goldman Sachs, and Morgan Stanley also expected to perform well [7] Economic Indicators - The December consumer price index will be more significant than recent labor data, with signs of persistent inflation impacting consumer sentiment and presidential policies [5] - The JPMorgan Healthcare Conference is expected to generate merger-and-acquisition activity, with interviews of pharmaceutical executives planned [4] Sector Focus - Attention is on Taiwan Semiconductor Manufacturing Company, which may influence Nvidia's stock performance [8] - Transport stocks are also in focus, with expectations that a solid report from J.B. Hunt will support a bullish outlook on FedEx [9]

Recent data backs up that assessment. U.S. GDP grew at an annual rate of 4.3% in the third quarter of 2025 — the strongest pace since late 2023 and well above economists’ expectations for a 3.2% increase (4).“So far, the forecasts for a U.S. recession are coming up dry as productivity continues to backstop growth.”“The U.S. appears to be winning the trade war with tariffs curbing the imports of foreign goods, but America’s trading partners are not holding any grudge as they continue to buy more American goo ...

The live video conference may be accessed directly through this link, https://triumph-financial-q4-2025- earnings.open-exchange.net/registration or via the Company's IR website at ir.triumph.io through the Financial Results link. An archive of this video conference will subsequently be available at the same location, referenced above, on the Company's website. About Triumph DALLAS--(BUSINESS WIRE)--Triumph Financial, Inc. (NYSE: TFIN) today announced that it expects to release its fourth quarter financial r ...

RBC Avion Rewards Redemption - Air CanadaHi EveryoneI recently redeemed Avion Rewards Points for an Air Canada Giftcard.They arrived in the mail and it was a piece of paper with giftcard inside. Somehow - it was thrown out and it was the same night as garbage day so its long gone. I am so frustrated! Spoke to one agent at RBC avion and they said there was no way they could help.Does anyone know if there's a way to get the giftcard re-issued & resent? Should I try again? Hypothetically, what if the gift car ...

BNY, one of the largest global financial services platforms with over $55 trillion in assets, has launched a tokenized deposit capability on its Digital Assets platform. This new feature mirrors institutional clients’ existing cash balances on a private blockchain. It enables near-real-time settlement. The service begins with collateral and margin workflows. BNY’s traditional core banking systems keep all official records in their own private blockchain. BNY launched this new service after deploying toke ...