Ariel Investments, an investment management company, released its “Ariel Global Fund” third-quarter 2025 investor letter. A copy of the letter can be downloaded here. Global equities rallied in the third quarter, driven by AI enthusiasm, resilient corporate earnings, the first U.S. rate cut of the year, and targeted policy easing across key regions. Against this backdrop, the Ariel Global fund traded +4.99% higher in the quarter, compared to the +7.62% return of the MSCI ACWI Index and +6.13% return of the ...

2025年三季度银行业运行呈现"息差阶段性企稳、不良小幅双升"的鲜明特征。 金融监管总局日前发布的2025年三季度银行业保险业主要监管指标数据显示，三季度末商业银行净息差 为1.42%，环比终结持续收窄态势，实现企稳，带动行业盈利降幅收窄；但不良贷款余额增至3.5万亿 元、不良率微升至1.52%，拨备覆盖率同步下滑。 净息差与不良贷款率的动态变化，折射出当前银行业面临"收益端收缩、风险端承压"的双重挑战。与此 同时，贷款利率已贴近银行经营成本下限的背景下，银行业如何在支持实体经济与稳健经营间实现平衡 成为市场关注的核心议题。 息差阶段性企稳 银行业持续下行的息差趋势在2025年三季度迎来阶段性企稳。 金融监管总局数据显示，截至三季度末，商业银行净息差为1.42%，环比保持稳定，同比虽下降11个基 点，但已终结此前持续收窄态势。 分银行类型来看，三季度息差呈现"一升一降多持平"的分化格局。其中，股份制商业银行净息差较上季 度微升1个基点至1.56%；民营银行净息差为3.83%，环比下降8个基点；国有大型商业银行、城市商业 银行、农村商业银行净息差分别维持在1.31%、1.37%、1.58%，均与二季度持平。 息 ...

| 分时 多日 ·· | 综合屏 F9 前震吸 超级量加 面线 工具 @ (7 » | 银行ETF O | 0.842 +0.008 +0.96% | 512800SH 银行ETE] 2025/11/19 收0.842 幅0.96%(0.008) 开0.834 圆座 | | | | | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | MA5 0.8421 MA10 0.8411 MA20 0.8341 MA60 0.8231 MA120 0.8391 MA27 x 1 | SSE CNY 15:00:18 闭市 | 第 股 元 日 日 | 0.870 | 李宝中证银行ETF 今年 | 净值击势 | 13.34% 120日 | 5.32% | | | | | | | -38.98% 委员 -335681 5日 | 或比 | 0.71% 250日 | 19.45% | 0.842 | 英五 | 0.847 | 34169 | 1.57% 52周德 | 0.91 | 20日 | | | ...

智通财经APP讯，华泰证券(06886)发布公告，华泰证券股份有限公司2024年面向专业投资者公开发行永 续次级债券(第一期)(债券简称"24华泰Y1")，将于2025年11月26日开始支付自2024年11月26日至2025年 11月25日期间的利息。本期债券票面利率(计息年利率)为2.39%，每手本期债券面值为人民币1000元， 派发利息为人民币23.90元(含税)。 ...

格隆汇11月19日丨华泰证券(06886.HK)公告，华泰证券股份有限公司2024年面向专业投资者公开发行永 续次级债券(第一期)(债券简称"24华泰Y1")，将于2025年11月26日开始支付自2024年11月26日至2025年 11月25日期间的利息。本期债券票面利率(计息年利率)为2.39%，每手本期债券面值为人民币1,000元， 派发利息为人民币23.90元(含税)。 ...

Here are three stocks with buy rank and strong value characteristics for investors to consider today, Nov. 19th:  Jackson Financial (JXN) : This company, which is a U.S. retirement services provider, supported by its diverse portfolio of differentiated products, carries a Zacks Rank #1 (Strong Buy), and has witnessed the Zacks Consensus Estimate for its current year earnings increasing 1.7% over the last 60 days.Jackson Financial has a price-to-earnings ratio (P/E) of 4.37 compared with 10.80 for the indust ...

当黄河之水裹挟着千年文明的脉动，在陇原大地勾勒出蜿蜒的发展长卷，甘肃银行亦以时光为笔，在这 片热土上谱写了与时代同频、与地方共生的金融篇章。 金融是"国之大者"，关系着中国式现代化建设全局。党的二十届四中全会强调，"坚持把发展经济的着 力点放在实体经济上"。这为甘肃银行持续服务地方经济社会发展提供了科学指引。 十四年是一段扎根地方的坚守之旅。甘肃银行从成立之初便锚定"服务地方经济、服务'三农'发展、服 务中小企业、服务城乡居民"的市场定位，将金融工作的政治性与人民性深度融入陇原发展大局，在与 甘肃经济同频共振中实现自身跨越式成长。 十四年是一段创新突破的奋进之旅。从初创时的蹒跚起步到如今成为区域金融主力军，甘肃银行从单一 业务布局到多元生态构建，用专业与担当书写了地方法人银行的成长历程，为甘肃经济社会高质量发展 注入了源源不断的金融动能。 十四年是一段多元赋能的蝶变之旅。甘肃银行始终以责任为底色，在服务大局中践行使命、彰显担当， 与甘肃发展同向发力、与人民群众同心同行，用实实在在的业绩诠释了"金融为民"的初心使命，成为陇 原大地上值得信赖的金融伙伴。 党建引领为纲 争当高质量发展"领航者" 坚持党的领导、加强 ...

Group 1: AI's Impact on Financial Services - AI is a core driver of transformation in financial services, particularly in real estate lending, with over 85% of UK lenders deploying AI tools to enhance operations and decision-making [1] - The alternative lending sector, which now represents 41% of the UK market, raises questions about whether algorithms can replace human judgment and trust in underwriting [1][2] Group 2: Investment and Ecosystem Growth - There is a global momentum in AI investment, with significant capital inflows from the Gulf and Southeast Asia, and new tech alliances between the UK and US, indicating that investment in AI and quantum technologies is accelerating [2] - The UK's AI ecosystem is rapidly expanding, influencing real estate finance workflows [2] Group 3: Automation and Efficiency - Morgan Stanley's 2025 survey predicts that AI could automate up to 37% of tasks in commercial real estate, including valuation, underwriting, fraud detection, and covenant tracking, leading to significant efficiency gains [3] - Despite the potential for automation, concerns about data bias, privacy, and reliance on third-party vendors remain prevalent [3] Group 4: Regulatory Perspective - The FCA supports innovation in AI to enhance compliance and market protection, emphasizing the importance of transparency and accountability in AI applications [4] - AI can significantly improve fraud detection and compliance with anti-money laundering (AML) and know your customer (KYC) requirements, but must be used responsibly to avoid undermining fairness and governance [4] Group 5: Productivity vs. Complexity - For lenders, AI offers the potential to scale productivity while maintaining accuracy, which is essential for meeting rising demand and compliance [5] - Traditional lending practices align well with automation, while alternative lending requires a nuanced approach to complex scenarios, emphasizing the need for problem-solving and a genuine understanding of the counterparty [5]

(Bloomberg) — For all the talk of a turf war between banks and private credit, JPMorgan Chase (JPM) & Co. is dominating on the field — with giant checks that only the biggest US bank can write. Time and again, the firm has overwhelmed private credit managers and Wall Street rivals with substantial financing packages to win coveted debt deals. First it led an $8 billion effort for 3G Capital’s acquisition of Skechers. Then it stepped up $17.5 billion to help Warner Bros. Discovery Inc. (WBD) split itself i ...

To Nasdaq Copenhagen A/S Executive ManagementBernstorffsgade 40DK-1577 København Vwww.rd.dkTelephone +45 7012 530019 November 2025 Company Announcement number 92/2025 Opening of new mortgage covered bonds (SDRO) financing FlexLån® Realkredit Danmark will open 12 new mortgage covered bonds (SDRO) for the funding of traditional FlexLån® and four new mortgage covered bonds (SDRO) for the funding of FlexLån® with government guarantee. For further information on the characteristics of the bonds, please see appen ...