经济观察网 近期邮储银行热点事件集中于高管变动及行业政策。 近期事件 2026年2月13日，邮储银行公告显示，芦苇正式就任该行行长及执行董事，其任职资格获国家金融监督 管理总局核准，自当日起生效。同期，银行业监管数据发布，2025年商业银行净利润同比增长2%，其 中大行净利润同比增2%，净息差稳定在1.42%，行业资产质量整体平稳。此外，2026年1月个人消费贷 款新政落地，邮储银行"邮享贷"年化利率区间为3.1%-12.4%，与国有大行统一执行监管下限。 股票近期走势 近一周邮储银行A股股价波动明显。2026年2月13日收盘价5.07元，单日跌幅0.78%，成交额5.64亿元；2 月12日收盘价5.11元，跌幅1.54%。区间累计跌2.31%，振幅2.70%。资金流向显示，2月13日主力净流出 3814.74万元，散户资金呈净流入态势。港股方面，截至2月16日收盘价5.11港元，微涨0.39%。 机构观点 机构对邮储银行维持中性展望。截至2026年2月19日，综合目标价为6.63元，较最新价潜在上涨空间 31.03%。盈利预测方面，39家机构预计2025年净利润同比增长15.26%，2026年增速放缓至4. ...

Core Viewpoint - Société Générale's digital asset division SG-FORGE has launched its euro stablecoin EUR CoinVertible on the XRP Ledger, continuing its multi-chain deployment strategy [1] Group 1: Company Developments - SG-FORGE has previously deployed EUR CoinVertible on Ethereum and Solana, indicating a strategic approach to diversify its blockchain presence [1] - The deployment on the XRP Ledger is supported by Ripple's custody solution, highlighting a partnership that may enhance the stablecoin's utility [1] Group 2: Industry Implications - The integration of EUR CoinVertible into Ripple-related products and its potential use as collateral for transactions suggests a growing trend of stablecoins being utilized in various blockchain ecosystems [1]

当前，外资银行在华分支机构总数已达775家，这一庞大的网络见证了中国金融市场对外开放的丰硕成 果。 值得注意的是，近年来新设机构更多集中在粤港澳大湾区和长三角等国家战略区域，如横琴、南 京等地，这种布局变化与国家的区域发展战略高度吻合。 站在2026年的时间节点回望，外资银行在中国的发展已走过四十余年历程。从最初小心翼翼的试水，到 后来的大规模进入，再到现在的精耕细作，这一过程既反映了中国金融开放的坚定决心，也体现了国际 资本对中国市场的长期看好。 未来，随着中国金融业双向开放的持续推进，各城市在国际金融版图上 的位置或将迎来新的调整，但上海作为领头羊的地位短期内恐难被超越。而像南京这样的"黑马"能否持 续发力，也值得持续关注。 and the 8 t c th n e Lister P a l 52 114 7/2 s (64) p the 10. 南京的异军突起令人惊喜。这座城市不仅拥有3家外资法人银行，更在2018年迎来了最新设立的彰银商 业银行。这一现象或许与长三角一体化战略的深入推进有关，也反映出外资银行对中国区域经济发展的 新判断。相比之下，天津、珠海、厦门各1家的配置显得中规中矩，其中珠海还因大 ...

Core Insights - A tokenized deposit network is being developed by five banks and a blockchain platform led by Gene Ludwig, expected to launch in Q4 [1][2] - The network will initially facilitate money movement among the banks' customers, with potential future connections to other networks [3] Group 1: Project Overview - The participating banks include First Horizon, Huntington Bancshares, KeyCorp, M&T Bank, and Old National Bancorp [2] - A pilot program for the tokenized deposit network is scheduled for Q3 [2] Group 2: Objectives and Benefits - The banks aim to offer new products and services, enable always-on settlement, and facilitate fast, frictionless money movement [7] - Ludwig emphasized that innovation in digital assets should enhance the regulated banking system, with tokenized deposits modernizing payments while maintaining insured deposits [8] Group 3: Market Context - Tokenized deposits are expected to surpass stablecoins as the preferred on-chain dollar for institutional and wholesale money [9] - BNY's strategy to tokenize deposits aims to extend trusted bank deposits onto digital platforms, enhancing operational speed across various financial activities [10]

Core Insights - The Fed's inflation benchmark is expected to worsen, with consumer prices measured by Personal Consumption Expenditures (PCE) projected to rise 2.8% over the 12 months through December, and core PCE forecasted to increase to 3.0% from 2.8% in November [1][2][7] - The anticipated rise in core PCE inflation is significant as it is the measure the Federal Reserve uses to assess its 2% annual inflation target [2][4] - Financial markets are currently predicting a quarter-point cut in the Fed's key fed funds rate by June, but clarity on inflation trends is needed before any rate cuts can be made [5][6] Economic Implications - Persistently high inflation is negatively impacting household budgets and maintaining elevated interest rates [3] - Some economists, such as those at Goldman Sachs, predict that the annual PCE measure will continue to rise as companies pass on tariff costs to consumers, with core PCE potentially reaching 3.05%, the highest since March 2024 [4] - The Federal Reserve will closely monitor upcoming inflation data, particularly PCE, to determine whether to lower borrowing costs to stimulate the job market or maintain higher rates to control inflation [4][6]

BBVA, Spain’s second-largest bank, plans to start a brokerage business in Japan as part of the firm’s global expansion drive, according to sources https://t.co/xvmijac9Gf ...

While tech stocks have borne the brunt of the recent market sell-off, other sectors have also felt the pain, which has opened up some buying opportunities. Specifically, Citigroup (C)—which gained 66% last year and outperformed most of its U.S. large-cap banking peers—is down over 11% from its 2026 highs. In my previous article, I had noted that Citi’s valuations left little on the table as the risk-reward was quite balanced. Here we’ll discuss whether the stock has entered a buy zone after the recent corr ...

Market Overview - The S&P 500 experienced a modest increase of 0.6%, recovering from earlier losses, indicating a slight reinvigoration in the market [70][72] - Major indices showed green across the board, suggesting a broad-based rally despite low trading volume [70][72] Economic Indicators - U.S. industrial production and business equipment orders data were released, providing a positive outlook ahead of the upcoming GDP report, which indicated a respectable growth of 2.7% for the previous year [4][3] - Concerns over inflation have resurfaced, with the Federal Reserve's recent minutes suggesting that the inflation fight is ongoing, and the Fed is recalibrating its policy towards a neutral stance [6][7] Technology Sector Insights - Big tech stocks have faced skepticism from investors, particularly regarding their valuations after a significant selloff in software stocks [2][3] - Apple has been noted for its relatively low capital expenditures compared to its peers, positioning it well amidst the current AI-driven market dynamics [60][61] Investment Strategies - Wellington Management is expanding its private markets team, focusing on investments in companies before they go public, particularly in biotech and climate technology [38][41] - The firm has been building capabilities in private assets for retail investors, indicating a strategic shift towards private market investments [39][42] AI and Semiconductor Market - The AI sector is experiencing a correction, with discussions around the need for discipline in evaluating the value of different players in the market [73][75] - Taiwan's semiconductor industry is highlighted as a critical player, with significant growth in exports and a strong competitive advantage in advanced manufacturing [78][80]

Royal Bank of Canada has recruited a Goldman equities trader and execution specialist to lead product innovation as the bank continues to broaden its footprint in global stocks https://t.co/lejzUqYDaN ...

Banks have been on a good run in recent months, surging as investors took chips off the table in the red-hot tech and artificial intelligence (AI) sector and rotated into other unloved sectors like financials. However, there has been a divergence this year. Small- and mid-cap bank stocks have outperformed large bank stocks, which had previously been outperforming the sector. That can be seen in the iShares U.S. Financials ETF (NYSEMKT: IYF), an exchange-traded fund that holds stock in many of the largest ...