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打通金融惠企利民的“最后一公里” 农行北京分行积极推进支持小微企业融资协调工作机制走深走实
Xin Hua Wang· 2025-06-28 04:00
Group 1 - Small and micro enterprises are crucial to the national economy, and the government has established a financing coordination mechanism to support them [1] - Agricultural Bank of China Beijing Branch actively participates in the financing coordination mechanism, with a focus on enhancing credit and loan services for small and micro enterprises [1][2] - The "Jingxi Changrong" loan product is designed for small and micro enterprises, utilizing internet and big data innovations to meet their financing needs [2] Group 2 - Agricultural Bank of China Beijing Branch has provided targeted support to foreign trade and technology enterprises, helping them overcome short-term operational difficulties [3][4] - The bank has issued a "Technology e-loan" of 3 million yuan to Jiuzhang Environment, a specialized small giant enterprise, to support its development [3][4] - The bank's comprehensive services include equity financing, bond underwriting, and investment advisory services to enhance the operational capabilities of specialized enterprises [4] Group 3 - Since the launch of the financing coordination mechanism, Agricultural Bank of China Beijing Branch has visited over 13,000 small and micro enterprises, with a total credit amount of nearly 48 billion yuan and loan issuance of nearly 30 billion yuan [5] - The bank aims to continue innovating financial products and services to provide ongoing support to small and micro enterprises, contributing to high-quality development in the capital [5]
中青旅: 中青旅第十届董事会第一次会议决议公告
Zheng Quan Zhi Xing· 2025-06-27 16:47
Core Points - The company held its first meeting of the tenth board of directors on June 12, 2025, with all 11 directors present, including 3 via video conference [1] - The board elected Ni Yangping as the chairman and Zhao Peng as the vice chairman, both serving terms consistent with the tenth board [1][2] - The board established various specialized committees, appointing independent directors as chairs, with terms aligned with the board's duration [2] - Zhao Peng was appointed as the company's president, with his term also aligned with the tenth board [2][3] - The board appointed Gao Luhua as the secretary of the board and Li Lan as the securities affairs representative, both serving terms consistent with the tenth board [3] Committee Appointments - The Audit Committee will be chaired by independent director Dou Chao [2] - The Nomination Committee will be chaired by independent director Li Renzhi [2] - The Remuneration and Assessment Committee will be chaired by independent director Li Juhe [2] - The Sustainable Development Committee will be chaired by director Ni Yangping [2] Management Profiles - Zhao Peng, born in September 1973, has a background in economics and extensive experience in risk management and compliance within China Everbright Bank [4] - Gao Luhua, born in March 1971, holds a degree in management and has served in various financial management roles within China Everbright Bank [5] - Liu Zhuofei, born in August 1981, has a graduate degree and has held managerial positions in financial services and investment within China Everbright Group [6] - Li Lan, born in July 1982, is a lawyer with a master's degree in management and has experience in legal and compliance roles within the company [7]
携程加码老年旅游线下市场
第一财经· 2025-06-27 06:07
Core Viewpoint - The potential of the senior travel market is being further explored, with Ctrip launching its first offline flagship store "Ctrip Old Friends Club" specifically designed for the elderly travel demographic [1][2]. Group 1: Market Insights - Ctrip's "Old Friends Club" has over 3 million members, indicating a strong interest in senior travel [2]. - The flagship store aims to address the needs of older travelers who prefer face-to-face consultations and direct experiences over online bookings [2]. - The senior travel market is projected to exceed 1 trillion yuan in revenue by 2025, with Shanghai being a key city due to its high aging population [2][3]. Group 2: Product Offerings - The store offers tailored travel packages for the 50+ demographic, including six themed travel groups: "In the Picture Series," "Dance and Song Series," "Research Series," "Light and Shadow Series," "Wellness Series," and "Secret Realm Series" [1]. - Ctrip plans to recruit "Travel Guardians" to enhance the travel experience by providing services such as photography and entertainment during trips [1]. Group 3: Competitive Landscape - Other companies like Tongcheng Travel and Spring Airlines are also expanding their offerings in the senior travel market, indicating a growing competitive landscape [2]. - Specialized agencies like Zhongxing International Travel Agency are focusing on the senior travel niche, further highlighting the market's potential [2]. Group 4: Challenges - The senior travel market faces challenges such as age restrictions on certain travel routes, inadequate facilities for elderly travelers, and a lack of medical and care personnel during trips [3].
“将组织更多旅行团来西藏”
Ren Min Ri Bao Hai Wai Ban· 2025-06-27 01:01
国际旅行商游览西藏卡若拉冰川。 中旅旅行供图 国际旅行商行走在西藏拉萨八廓街。 中旅旅行供图 夏日高原,草木葳蕤,正是旅游好时节。西藏羊卓雍措观景台旁,音乐响起,藏族同胞载歌载舞向远道 而来的国际旅行商献上哈达,传递着雪域高原的热情。近日,"中国西藏·扎西德勒"2025年国际旅行商 西藏行活动走进拉萨市、日喀则市、山南市,来自十几个国家和地区的百余名旅行商代表在西藏考察踩 线,与当地旅行商洽谈对接。 活动由文化和旅游部国际交流与合作局指导,西藏自治区文化和旅游厅主办,旨在借助国际旅行商的专 业视角和丰富经验,深入挖掘西藏文旅资源的市场潜力,创新和丰富中国入境旅游产品内容,打造具有 国际影响力和竞争力的入境旅游精品线路。 点赞自然风光 无限风光在高原。万里碧空下,层峦叠嶂、湖泊错落,旅行商徜徉于雪域之巅,沉浸在壮美自然风光之 中。 羊卓雍措是青藏高原南部最大的封闭性内陆湖泊,随着不同时刻阳光的照射,显现出层次丰富的蓝色。 "相信每个人都难以拒绝如此令人震撼的美景,西藏旅游产品在德国旅游市场会有很大的潜力。"德国伊 卡洛斯旅游公司产品经理维拉·妮贝尔望着眼前的美景告诉笔者,西藏旅游最大的魅力是"原汁原味", 游客 ...
携程加码老年旅游线下市场,银发游市场潜力与挑战并存
Di Yi Cai Jing· 2025-06-26 08:05
Core Insights - The potential of the senior travel market is being further explored, with Ctrip launching its first offline flagship store "Ctrip Old Friends Club" specifically designed for the elderly travel demographic [1][4] Group 1: Market Development - The flagship store in Shanghai offers tailored travel packages for individuals aged 50 and above, featuring six deep-themed travel options, including photography, dance, expert lectures, and wellness [1][4] - Ctrip's Old Friends Club has over 3 million members, indicating a significant user base and demand for senior-focused travel services [4] Group 2: Market Trends - By the end of 2025, the number of younger, healthier seniors who travel frequently is expected to exceed 100 million, with the silver-haired tourism market projected to surpass 1 trillion yuan [5] - Shanghai, as one of the cities with the highest aging population, has a silver-haired tourism market that has already exceeded 80 billion yuan, expected to reach nearly 200 billion yuan by 2028 [5] Group 3: Competitive Landscape - Other companies like Tongcheng Travel and Spring Airlines are also actively developing their senior travel segments, with dedicated teams for elderly customer service [4] - The market is seeing the emergence of specialized agencies like Zhongxing International Travel Agency, focusing solely on the senior tourism niche [4] Group 4: Challenges - The senior travel market faces challenges such as age restrictions on certain travel routes, inadequate facilities for elderly travelers, and insufficient medical and care personnel accompanying tours [5]
毕业游、亲子游、研学游……暑期旅游市场迎来新一轮消费热潮
Yang Shi Wang· 2025-06-25 09:52
Group 1 - The tourism market is experiencing a new wave of consumption as the summer vacation approaches, with a surge in travel inquiries, particularly for family trips after the end of exams [1][3] - There is a 30% increase in on-site consultation at travel agencies compared to last year, with peak travel expected from late July to early August, and popular domestic destinations include Xinjiang, Yunnan, and East China [3] - There is a growing demand for niche and in-depth travel products, with routes like the Gexi South Line in Sichuan gaining popularity among students due to their low commercialization [3] Group 2 - The outbound travel market is also thriving, with high demand for independent camps and parent-child study tours, making Japan, Singapore, Malaysia, and South Korea popular summer destinations [5] - The graduation travel market is showing diverse characteristics, with trends such as "parent-child accompaniment," "spontaneous travel," and "pursuit of emotional value" emerging among middle and high school graduates [7] - Various scenic spots in Guangdong are offering exclusive benefits for graduates, allowing them to enjoy ticket discounts with their exam admission tickets [8][10] Group 3 - In Dongguan, Guangdong, a promotional campaign is launched for high school students, offering a 20% discount on train tickets and a 50% discount on lychee picking during the lychee harvest season [12]
为什么很多旅行社开始害怕大学生?
创业邦· 2025-06-24 03:35
以下文章来源于旅界 ,作者theodore熙少 旅界 . 跟踪时代浪潮,讲述文旅商业好故事。 来源丨 旅界(ID:tourismzonenews) 作者丨theodore熙少 图源丨豆包AI 暑期前,一位在川西做精品小团的旅行社业者小黄又来找我诉苦。 这一次,他把矛头直指这届大学生,"信用真不行,维权意识倒是一个赛一个强。" 我问小黄怎么回事。 于是他细细讲了一遍最近遭遇的事情, 小黄接了一个广州的5人学生团,合同里约定了赠送首晚成都接机酒店和一顿火锅。 但学生们出发前看了酒店地址,炸了。 "怎么离机场那么远?" 小黄解释:"天府机场本来就在东南,距离市中心50公里,但学生代表当场表示:"东西多,免费派车送 机,否则退团。" 小黄说,"你们首晚赠送的酒店是自己选的呀,我们市区两台车或者一台商务车过来,单边80公里,来回 160公里,这个成本在这,真不能免费。" 学生们不依不饶:"你们是在欺骗消费者!"后来,不仅举报到地方文旅局,还直接报警了。 闹剧至今尚未结束。 这还不是个例,在旅界搭建的行业社群里,今年以来,各地旅行社同行对大学生的吐槽像连环炸弹。 "学生拼团,临出发说家里有事,退团要求全退,还说自己是受害 ...
00后「逼疯」旅行社
36氪· 2025-06-17 13:30
Core Viewpoint - The article discusses the changing dynamics between travel agencies and university students, highlighting the students' heightened awareness and assertiveness in consumer rights, which has led to increased tensions and complaints against travel services [5][21][22]. Group 1: Issues Faced by Travel Agencies - Travel agencies are experiencing significant challenges with university students, who are increasingly vocal about their rights and expectations [12][19]. - Complaints from students often stem from discrepancies between advertised services and actual experiences, leading to feelings of being deceived [10][38]. - The travel industry is facing a shift where students are more likely to document and share negative experiences on social media, which can severely impact a travel agency's reputation [16][19][36]. Group 2: Student Perspectives - University students are more cautious with their spending, viewing travel as a high-risk investment due to potential hidden costs and lack of transparency from agencies [28][31]. - The current generation of students has grown up in an information-rich environment, making them more skeptical and proactive in seeking out potential pitfalls in travel offers [34][35]. - Students express a desire for respect and transparency in their interactions with travel agencies, expecting clear communication and adherence to promises made [48][49]. Group 3: Changing Relationship Dynamics - The relationship between travel agencies and students has evolved from a trust-based model to one characterized by scrutiny and demand for accountability [43][54]. - Travel agencies need to adapt their service models to meet the expectations of a more informed and assertive consumer base, moving from a directive approach to one that empowers the customer [54][56]. - Both parties must recognize the need for a new understanding and communication style to bridge the gap created by differing expectations and experiences [52].
政策效果明显!免税新规实施首月销售增数十倍,再增两地离境退税区
Xuan Gu Bao· 2025-06-16 23:16
据中新网报道,中国财政部等部门16日公布,自7月1日起,大连市、湖北省实施境外旅客购物离境退税 政策。 公司方面,大连友谊、武商集团分别为大连、湖北本地零售股。 *免责声明:文章内容仅供参考,不构成投资建议 *风险提示:股市有风险,入市需谨慎 江海证券认为,此前免税店针对的顾客包括国内消费者和国外旅游者,免税店主要以进口商品为主,国 产商品进入免税店比重较小,部分免税店销售国有商品其实是有税商品,且品类有限。此次即买即退政 策后,预计免税店会引入更多的国产商品,退税流程也将更加便捷。 此外,利好国内的商贸零售行业,特别是百货公司,百货公司可申请增加退税和"即买即退"业务,境外 旅客退税便利度提升。 社会服务方面,万联证券认为,"即买即退"服务措施全面推广,后续一系列政策推出有效提升我国国际 旅游吸引力,预计国际客流量将迎来较大增长,利好从事跨境业务的旅行社。 此外据南方财经网报道,目前,四川全省"即买即退"离境退税商店较新政策实施前的49家扩展至84家, 退税服务网络进一步扩大。 4月底,国家税务总局等六部门4月27日联合发布通知,离境退税起退点从500元下调至200元,并在转账 退税已明确不设上限的基础上, ...
暑期旅游预订火热 旅行社龙头加码门店布局 航司纷纷上新国际航线
Zheng Quan Shi Bao Wang· 2025-06-16 16:04
Group 1: Travel Market Trends - The travel market is experiencing a surge ahead of the summer season, with major growth in retail sales for travel agencies like Zhongxin Tourism, which reported a weekly GMV exceeding 100 million yuan [1] - Family travel, particularly for parents and children, is expected to account for over 60% of summer travel, with a significant increase in demand for mid to long-distance destinations, especially Europe, which saw a 76% year-on-year increase in travelers [1] - Emerging destinations such as Africa and South America have also seen substantial growth, with increases of over 103% and 178% respectively [1] Group 2: Pricing and Booking Trends - June is identified as a price low point before the summer peak, with average prices for flights and hotels nearly 40% lower than in July and August [2] - There is a notable increase in hotel bookings among travelers aged 22-25, with a 22% year-on-year growth, and over 70% of bookings are for group travel [2] - Popular destinations for high school graduates include historical cities and theme parks, with Shanghai being a top choice due to attractions like Disneyland [2] Group 3: Airline Operations and Capacity - Airlines are actively increasing flight capacity and opening new routes in response to the summer travel peak, with Hainan Airlines planning to operate wide-body aircraft on popular routes [4] - Hainan Airlines has restored and plans to operate over 60 international and regional routes, enhancing connectivity for travelers [4] - Eastern Airlines has launched a direct flight between Shanghai and Geneva, marking a significant milestone in its European operations [5]