Company Overview - Veeva Systems Inc. (VEEV) was founded in 2007 and is based in Pleasanton, CA, providing cloud-based software and data solutions along with business consulting services specifically for life sciences companies, including biotech and pharmaceuticals [1]. Investment Philosophy - The investment philosophy emphasizes the importance of compounding, dividend reinvesting, and patient investing through various market conditions to achieve significant rewards [1]. - The approach combines steady accumulation of high-quality assets with high-risk/high-reward opportunities, underappreciated turnaround plays, and transformative technologies [1]. Educational Background - The individual behind the investment insights has over 20 years of teaching experience at the college/university level and holds a PhD from Brunel University, indicating a strong academic background [1].

甲骨文(ORCL.US)大幅上涨超8%。消息上，惠誉给予甲骨文公司高级票据"BBB"评级，同时确认其发 行人信用评级，展望稳定。另外，戴维森投行将其股票评级从 "中性" 上调至 "买入"。此前有消息称甲 骨文或将裁员3万人并出售健康业务部门以筹资助力AI数据中心建设。 ...

The recovery on Friday came after a sharp sell-off driven largely by weakness in technology shares, particularly software stocks. During that period, risk appetite had deteriorated, with Bitcoin also plunging before recovering some of its losses as markets stabilised. US equities traded lower on Monday as investors turned cautious ahead of a series of closely watched economic releases and another round of corporate earnings, following a volatile week that ended with the Dow Jones Industrial Average reaching ...

Core Insights - Toast Inc. (TOST) is expected to report fourth-quarter 2025 earnings on February 12, with revenue estimated at $1.62 billion, reflecting a 21% increase year-over-year, and non-GAAP earnings per share projected at 24 cents, indicating a 380% year-over-year growth [1][2] Financial Performance - TOST has beaten the Zacks Consensus Estimate in two of the last four quarters, lagged in one, and matched in another, with an average surprise of -1.81%. The stock has decreased by 33.1% over the past year, compared to a 19.1% decline in the Zacks Internet-Software industry [2] - The fourth-quarter non-GAAP gross profit from subscription services and financial technology solutions is expected to be between $480 million and $490 million, representing a 22-25% year-over-year growth. Adjusted EBITDA is projected to be between $140 million and $150 million [4] Market Dynamics - Toast's fourth-quarter performance is anticipated to be influenced by record highs in Annual Recurring Revenue (ARR), strong revenue momentum, and increased adoption of AI-driven products. The company's ability to expand its total addressable market and leverage AI innovation is expected to enhance its long-term prospects [3][9] - A multi-year global partnership with Uber aims to enhance product innovation and market initiatives for restaurant growth, starting in the U.S. and Canada. This partnership will integrate Toast's POS platform with Uber's delivery network, improving digital ordering and guest experiences [5][8] Customer Growth - Toast added approximately 7,500 net new locations in the third quarter, bringing the total to 156,000 globally, a 23% year-over-year increase. This growth spans across small and medium-sized businesses (SMBs) as well as multi-location and enterprise customers, with ongoing international expansion [6][9] Strategic Initiatives - The company is positioning itself as a comprehensive operating system for restaurants, not just a point-of-sale provider. Recent product launches like Toast IQ and Toast Advertising are part of this strategy, aimed at optimizing operations and creating new revenue streams [9] - Management has indicated near-term challenges, including higher tariff costs and the need to manage payback periods while expanding into new markets. The company has also absorbed $31 million in bad debt and credit-related expenses [10]

Workday on Monday announced that CEO Carl Eschenbach is stepping down from his role and will be replaced by the company's co-founder, Aneel Bhusri, effective immediately.Bhusri has previously held a range of leadership roles at the software maker, serving as co-CEO from 2009 to 2014, CEO from 2014 to 2020, co-CEO from 2020 to 2024 and executive chair from 2024 to 2026. Eschenbach was named co-CEO of Workday alongside Bhusri in 2022, and took on the top job solo in 2024. Software stocks, including Workday, h ...

Google Signs Data Center Solar Energy Deal With This Unexpected Partner| Investor's Business DailyBREAKING: [Stocks Open Tightly Mixed As Oracle Soars, Intel Stumbles]---TotalEnergies (TTE) early Monday announced it has signed two new long-term power purchase agreements to deliver 1 gigawatts of solar capacity, equivalent to 28 terawatt hours of renewable electricity over 15 years, to supply Alphabet (GOOGL)- owned Google data centers in Texas. TTE stock edged slightly higher at the stock market open Monday ...

Market Overview - US stocks opened lower on Monday, with the Dow Jones Industrial Average down 0.2%, S&P 500 down 0.3%, and Nasdaq Composite down 0.5% [1][5] - Investors are cautious ahead of a busy week of earnings and economic data, including the delayed January jobs report [4][7] Software Sector - Monday.com shares fell as much as 23% after the company provided revenue and profit guidance that missed Wall Street expectations, reflecting ongoing investor concerns about AI disruption in the software sector [2][6][12] - The company's first quarter revenue guidance of $338 million to $340 million was below the expected $342 million, and operating income guidance was also lower than anticipated [14][15] Economic Data - The Bureau of Labor Statistics is set to release the delayed January jobs report on Wednesday, which will be closely watched for signs of labor market weakness [4][7] Earnings Reports - ON Semiconductor is scheduled to release its earnings results after the market close on Monday, with other major companies like Coca-Cola, McDonald's, and Cisco expected to report later in the week [5] Gold and Bitcoin - Gold futures rose above $5,000 an ounce, while Bitcoin fell below $69,000 after experiencing significant volatility [3][21][20] Notable Company Developments - STMicroelectronics announced a multiyear, multibillion-dollar deal with Amazon to supply chips for AWS data centers, resulting in an 8% surge in STMicroelectronics' stock [8][9] - QuantumScape's stock rose 14% following the launch of its battery production factory, "Eagle Line," in San Jose [22]

Market Overview - US stocks experienced a positive turn on Monday, with the S&P 500 rising approximately 0.5% and the Nasdaq Composite gaining nearly 1%, while the Dow Jones Industrial Average remained above 50,000 for the first time [1] - Wall Street is currently debating the impact of AI disruptions on software companies, highlighted by a significant drop in shares of Monday.com, which fell as much as 22% due to disappointing revenue and profit guidance [2][12] Company Earnings and Performance - Cleveland-Cliffs stock dropped 19% after the steel producer's fourth-quarter revenue of $4.3 billion fell short of estimates of $4.5 billion, with a net loss per share of $0.44, which was better than the expected loss of $0.60 [5][6][7] - Monday.com reported adjusted earnings per share of $1.04, exceeding estimates of $0.92, but its first-quarter revenue guidance of $338 million to $340 million was below expectations of $342 million, leading to a 15% drop in stock price [19][20][21] - Kroger's stock surged over 8% after announcing the appointment of former Walmart executive Greg Foran as CEO, aiming to capture market share following a blocked acquisition [9][10] Economic Data and Trends - Investors are awaiting the delayed January jobs report from the Bureau of Labor Statistics, with a focus on potential signs of weakness in the labor market following a disappointing ADP payroll update [4] - Gold futures rose above $5,000 an ounce, while Bitcoin fell below $69,000 after experiencing significant volatility [3][26][27] Strategic Developments - STMicroelectronics announced a multiyear, multibillion-dollar deal with Amazon to supply chips for its data centers, resulting in an 8% increase in STMicroelectronics' stock [13][14][15] - QuantumScape's stock rose 14% following the launch of its "Eagle Line" battery production factory in San Jose [28]

Market Overview - US stocks experienced a positive turn on Monday, with the Dow Jones Industrial Average closing above 50,000 for the first time, while the S&P 500 and Nasdaq Composite both rose approximately 0.5% [1] - The market remains cautious as investors await significant earnings reports and economic data releases later in the week [1][4] Software Sector - The software sector is under scrutiny due to concerns about AI disruption, highlighted by a significant drop in shares of Monday.com, which fell as much as 23% after providing disappointing revenue and profit guidance [2][8] - Monday.com reported adjusted earnings per share of $1.04 for the fourth quarter, exceeding estimates, but its first-quarter revenue guidance of $338 million to $340 million fell short of expectations [14][15][16] Economic Data - Investors are anticipating the delayed January jobs report from the Bureau of Labor Statistics, with a focus on potential signs of weakness in the labor market following a disappointing ADP payrolls update [4] Earnings Reports - ON Semiconductor is set to release its earnings results after the market close on Monday, with other major companies like Coca-Cola, McDonald's, and Cisco expected to report later in the week [5] Kroger Leadership Change - Kroger's stock surged over 8% after announcing the appointment of former Walmart executive Greg Foran as CEO, as the company aims to increase market share following a blocked acquisition of Albertsons [5][6] STMicroelectronics and Amazon Partnership - STMicroelectronics announced a multiyear, multibillion-dollar deal with Amazon to supply chips for AWS data centers, resulting in an 8% increase in STMicroelectronics' stock [9][10] - This partnership is part of STMicroelectronics' strategy to enhance its position in the AI market and reduce reliance on other sectors [10][11] Cryptocurrency and Gold - Bitcoin fell below $70,000 after experiencing significant volatility, while gold futures rose above $5,000 an ounce as dip-buyers returned to the market [3][21][22]

Oracle (ORCL) stock rose as much as 9% on Monday after Gil Luria at DA Davidson upgraded the stock to Buy from Neutral, keeping a $180 price target on the stock and arguing that the overhang from OpenAI is set to lift. "We believe that a revamped OpenAI will return to its position as Google's top challenger and with a fresh stack of capital be able to live up to its obligations this year, including to Oracle," the firm wrote in a published Monday. "We believe this will remove the biggest concern from ORCL ...