Since 1986, Insperity's mission has been to help businesses succeed so communities prosper. Offering a suite of the most comprehensive, scalable HR solutions available in the marketplace, Insperity is defined by an unrivaled breadth and depth of services and level of care. Through an optimal blend of premium HR service and technology, Insperity delivers the administrative relief, reduced liabilities and better benefit solutions that businesses need to drive performance and growth. With 2024 revenues of $6.6 ...

Core Insights - Finance leaders are navigating a labor environment influenced by economic pressures, AI adoption, and changing work expectations as they approach 2026 [1][2] Group 1: Economic Outlook and Workforce Sentiment - A survey by Randstad's Workmonitor indicates that 95% of employers expect business growth in the coming year, while only 51% of workers share this optimism [3] - The workforce is adapting to financial and technological changes that increasingly intersect with finance leadership responsibilities [4] Group 2: Labor Market Dynamics - Rising living costs are prompting 40% of workers to take on second jobs, and 36% are increasing their working hours, with 27% of full-time employees preferring a combination of full-time work and side hustles [5] - Workers are showing greater caution in the labor market, with 46% expressing concerns about job security, leading to reduced job mobility despite ongoing dissatisfaction [6] Group 3: Retention Factors - Pay remains the primary factor for attracting workers to new roles, cited by 81% of respondents, while work-life balance is the main reason for staying in current jobs, chosen by 46% [7]

Group 1 - The Adecco Group AG, a Switzerland-based HR giant, has not performed well since the last investment discussion nearly four years ago [1] - The investment thesis focused on a mixture of dividend and growth stocks, emphasizing high-quality small-cap ideas for capital gains and continuous cash flow [1] - The investment group European Small Cap Ideas offers exclusive research on appealing Europe-focused investment opportunities, including two model portfolios and weekly updates [1]

Group 1 - The Adecco Group AG, a Switzerland-based HR giant, has not performed well since the last investment discussion nearly four years ago [1] - The investment focus is on a mixture of dividend and growth stocks, particularly in the European small-cap space [1] - The investment group European Small Cap Ideas provides exclusive access to actionable research on appealing Europe-focused investment opportunities [1] Group 2 - The investment strategy includes two model portfolios: the European Small Cap Ideas portfolio and the European REIT Portfolio [1] - Weekly updates and educational content are provided to enhance understanding of European investment opportunities [1] - An active chat room is available for discussions on the latest developments of the portfolio holdings [1]

As filed with the Securities and Exchange Commission on December 30, 2025. Registration No. 333-_______ UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Baiya International Group Inc. (Exact name of registrant as specified in its charter) | Cayman Islands | 7361 | Not Applicable | | --- | --- | --- | | (State or other jurisdiction of | (Primary Standard Industrial | (I.R.S. Employer | | incorporation or organization) | Classification Code Number) | Identification Number) | Room 18022, ...

Financial Performance - Paychex reported a modest top and bottom line beat, raising the midpoint of the full-year earnings forecast for the second consecutive quarter [1] - The company had 18% revenue growth and earnings per share up 11% [3][4] - Free cash flow increased by 38% year-to-date [4] - Paychex raised earnings per share guidance for the second time this year [5] Strategic Initiatives and Acquisitions - Paychex acquired Pay Corps and fully integrated Paychex Enterprise business into the Pay Corps brand [7][8] - The company expects $100 million in cost synergies for the fiscal year from the Pay Corps integration, raised from an initial commitment of $80 million [9] - The acquisition of Pay Corps has expanded Paychex's market opportunity by $10 billion [10] Market and Industry Outlook - Paychex's full-service HR outsourcing business continues to perform exceptionally well [6] - The company believes it is well-positioned to capitalize on market opportunities, drive growth, expand margins, and strengthen its leadership position in the AI era for human capital management [6][7] - Small business job index has remained relatively stable in 2025, with continued moderation in wage inflation [16] - The company sees continued challenges in the small end of the market in finding qualified employees [17] - Paychex clients are not buying as many ancillary attachment products as expected, which led to some guidance discussions [18] - The company does not see any signs of recession and anticipates positive developments in 2026 with tax clarity and easing interest rates [18][19] - 70% of Paychex's clients are blue and gray-collar workers, and 95% are companies with less than 100 employees, making them less exposed to AI risks [13]

Core Insights - Insperity, Inc. has been recognized on the Inc. Best in Business list for its excellence in customer service and community initiatives [1] Company Recognition - The recognition highlights Insperity's North Star Network (NSN) thought leadership program, which has made a significant impact in the human resources industry [1] - The NSN program delivers research-driven insights, expert guidance, and practical resources to enhance business performance [1]

Core Insights - During market turbulence, investors often seek dividend-yielding stocks, which typically have high free cash flows and offer substantial dividends [1] Group 1: Analyst Ratings and Stock Performance - Robert Half Inc (NYSE:RHI) has a dividend yield of 8.55%. Barclays analyst Manav Patnaik maintained an Equal-Weight rating and reduced the price target from $45 to $36 on October 23, 2025, with an accuracy rate of 73%. Truist Securities analyst Tobey Sommer maintained a Buy rating and cut the price target from $55 to $50 on October 13, 2025, with an accuracy rate of 70%. Recent news indicates that Robert Half posted weaker-than-expected quarterly results [6] - ManpowerGroup Inc (NYSE:MAN) has a dividend yield of 4.87%. Barclays analyst Manav Patnaik maintained an Equal-Weight rating and lowered the price target from $50 to $42 on October 17, 2025, with an accuracy rate of 73%. Truist Securities analyst Tobey Sommer maintained a Hold rating and reduced the price target from $48 to $44 on October 13, 2025, with an accuracy rate of 70%. Recent news includes Maharah Human Resources signing a brand license agreement with ManpowerGroup to operate in Saudi Arabia [6] - MSC Industrial Direct Co Inc (NYSE:MSM) has a dividend yield of 4.06%. Loop Capital analyst Chris Dankert maintained a Hold rating and raised the price target from $74 to $84 on July 2, 2025, with an accuracy rate of 72%. Baird analyst David Manthey maintained a Neutral rating and increased the price target from $84 to $95 on July 2, 2025, with an accuracy rate of 76%. Recent news shows that MSC Industrial Direct posted upbeat quarterly earnings [6]

Private companies grew their payrolls slightly on net through much of November, human-resources firm ADP said Tuesday https://t.co/j9QhW9eohd ...

Core Insights - TriNet Group, Inc. (NYSE:TNET) is facing macroeconomic challenges, including rising medical care utilization and uncertain SMB business environment, impacting employee levels and insurance costs [2][4] - The company reported Q3 2025 revenues of $1.2 billion, a slight decrease of 2% year-over-year, but is expected to improve growth trajectory following the completion of its repricing initiatives [3] - Despite challenges, TriNet achieved its highest-ever customer net promoter score and maintained strong customer retention, with free cash flow increasing to $191 million from $154 million year-over-year [4] Financial Performance - Q3 2025 total revenues were $1.2 billion, down 2% from the previous year [3] - Free cash flow for the first nine months of the year was $191 million, up from $154 million in the prior year [4] - Operating cash flow increased to $242 million from $214 million year-over-year [4] Analyst Outlook - Truist initiated coverage on TriNet with a Hold rating and a price target of $62, citing macroeconomic uncertainty as a headwind [2] - The firm anticipates that TriNet will eventually reprice its insurance book and resume worksite employee growth, although the timeline remains uncertain [2] - Truist appreciates TriNet's use of indirect channels and offshore labor, which may support better growth and margins over time [2]