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蚂蚁集团辟谣“共建全球首个稀土人民币稳定币”:从未有此类计划
Sou Hu Cai Jing· 2025-08-11 05:41
Group 1 - Ant Group refuted rumors about collaborating with the People's Bank of China and China Rare Earth Group to create the world's first rare earth-backed RMB stablecoin, emphasizing that no such plans exist [1] - The company warned the public to be cautious and to verify information to avoid falling victim to scams [1] - There have been previous warnings from local authorities regarding illegal fundraising activities disguised as stablecoin initiatives, highlighting the risks associated with such schemes [3] Group 2 - On July 7, the Shenzhen office issued a risk alert about illegal fundraising under the guise of stablecoins, indicating that some fraudulent entities exploit new concepts for publicity and to attract public funds [3]
蚂蚁集团否认“共建全球首个稀土人民币稳定币”计划
Sou Hu Cai Jing· 2025-08-11 05:41
Group 1 - Ant Group has denied claims of collaborating with the People's Bank of China and China Rare Earth Group to create the world's first rare earth-backed stablecoin, urging the public to be cautious and avoid scams [1] - The concept of stablecoins has gained traction, leading to warnings from financial authorities about illegal activities associated with it, highlighting the need for vigilance [4] - Hong Kong's Legislative Council passed the Stablecoin Bill in May, establishing a licensing system for fiat-backed stablecoin issuers to enhance regulatory frameworks and promote financial innovation [4]
以“经营力”破局“忒休斯之船”:解密数禾科技十年稳健发展的底层逻辑
Core Viewpoint - The article discusses how Shuhe Technology has navigated the challenges of the financial technology industry over the past decade by embracing compliance and innovation, likening its journey to the philosophical "Ship of Theseus" paradox, which questions the essence of identity amidst change [1] Compliance and Consumer Protection - Shuhe Technology has actively responded to regulatory demands, embedding compliance into its operational framework as a core element for sustainable development and competitive advantage [2] - The company achieved significant milestones in compliance by obtaining a "micro-loan license" in 2017 and a "financing guarantee license" in 2019, enhancing its legal and operational capabilities [2] - Shuhe Technology has implemented internal compliance processes to protect consumer rights, utilizing digital technology to identify risks such as financial fraud and establishing a comprehensive consumer protection mechanism [2][3] Innovation and ESG Practices - Compliance is viewed as a foundation for innovation at Shuhe Technology, which collaborates with regulatory bodies to enhance consumer protection through initiatives like the "Shu Shield Plan" [3] - The company integrates Environmental, Social, and Governance (ESG) principles into its operations, leveraging advanced technologies to improve efficiency and drive sustainable practices [4] - Shuhe Technology has successfully deployed proprietary models to enhance decision-making speed and accuracy, thereby improving operational efficiency and reducing energy costs [4] Social Responsibility Initiatives - Over the past decade, Shuhe Technology has committed to social responsibility, providing financial services to 27 million users through its "Huanbei APP" and engaging in various philanthropic activities [5] - The company has launched initiatives such as the "Huanbei X Beautiful Echo Rural Study Room" project, which donates educational resources to rural areas, earning recognition for its social impact [5] - Shuhe Technology has conducted ten charitable donation events, benefiting over 1,000 individuals, and aims to continue its commitment to social responsibility in the future [6]
民生证券维持中科金财推荐评级,员工持股计划发布,AI+金融科技开创新时代
Mei Ri Jing Ji Xin Wen· 2025-08-10 13:59
Group 1 - The core viewpoint of the report is the recommendation of Zhongke Jincai (002657.SZ) based on its strategic initiatives and growth potential in AI and blockchain sectors [2] - The company has launched an equity incentive plan aimed at enhancing its focus on AI and blockchain business [2] - The 2025 mid-term report indicates a continuous growth trend in revenue [2] - The company is deepening its financial services to solidify its revenue base, with significant growth momentum in its AI business [2] - An AI product matrix has been officially released, and the AI-Native architecture has been implemented to upgrade its business operations [2]
天阳科技:参与央行及商业银行跨境支付和国际结算系统相关工作
Sou Hu Cai Jing· 2025-08-10 10:46
Group 1 - The company has engaged in discussions regarding cooperation with central banks, commercial banks, and licensed institutions related to digital currency and stablecoin systems, including wallets and compliance monitoring [1] - The company possesses relevant technical reserves for China's Cross-Border Interbank Payment System (CIPS) and has participated in projects with the People's Bank of China and domestic commercial banks to ensure efficient and secure system operations [1] - The company's credit card solutions align with stablecoin payment scenarios and have been expanded into markets in Southeast Asia and Central Asia, leveraging its fintech advantages to explore and implement related scenarios in regions friendly to digital currencies [1]
宜搜科技战略投资正大集团旗下Lightnet 加速RWA生态建设
Zheng Quan Ri Bao· 2025-08-09 02:40
公开资料显示,Lightnet是正大集团旗下金融科技平台。该公司2024年平台交易额已突破150亿美元,服 务超过100家金融机构及20余万商户。值得关注的是,除正大集团深度赋能外,Lightnet此前已获得大华 银行、SevenBank、韩华投资和HashKey等机构1.5亿美元联合投资。 宜搜科技创始人兼CEO汪溪和Lightnet董事长兼创始人谢展在泰国曼谷举行的签约仪式上就双方合作机 会深入交流。汪溪先生表示,此次战略合作将充分发挥宜搜科技在人工智能、数字内容生态及用户规模 方面的优势,结合Lightnet在Web3金融科技与跨境支付解决方案的专业能力,并依托正大集团的全球商 业网络,共同推进RWA资产数字化和新能源领域的创新应用落地。 本报讯 (记者矫月)8月7日,宜搜科技控股有限公司(以下简称"宜搜科技")宣布了对泰国正大集团 旗下金融科技公司LightnetGroup(以下简称"Lightnet")的500万美元战略投资。公司表示,此举标志着 宜搜科技全球化战略的实质性推进,未来双方将在RWA(现实世界资产)赛道展开深度合作。 业内人士分析,随着全球数字资产监管框架的不断完善和资产上链需求的爆发 ...
度小满捐赠1000万元紧急驰援甘肃榆中县抗洪救灾
8月7日以来,甘肃省兰州市榆中县等地遭遇连续强降雨,突发山洪灾害,造成多人失联并造成人员伤亡,房屋、道路等基础设施受损,灾情牵动人心。 度小满捐则 驰援甘肃榆中 > C 险情发生后,度小满第一时间启动公益应急响应机制,紧急向中国红十字基金会捐赠人民币1000万元,专项用于支持受灾地区的抗洪救援、安置保障及灾后 重建等工作,以实际行动助力灾区共渡难关。风雨同舟,守望相助。愿灾区群众平安。(CIS) ...
拉卡拉(300773.SZ)聘请安永香港为H股发行上市审计机构
智通财经网· 2025-08-08 11:38
Group 1 - The company, Lakala (300773.SZ), announced that its board of directors has approved the proposal to appoint an auditing firm for its H-share issuance and listing [1] - The company has chosen Ernst & Young (referred to as "EY Hong Kong") as the auditing institution for this issuance and listing [1]
风控能力跃升构建利润引擎,低估值高回报的乐信(LX.US)将演绎价值回归
Ge Long Hui· 2025-08-08 09:25
Core Viewpoint - Lexin (LX.US) reported strong financial performance in Q2, with revenue of 3.59 billion RMB, a 15.6% increase quarter-over-quarter, and a GAAP net profit of 511 million RMB, up 19% quarter-over-quarter and 126% year-over-year, marking the highest profit in 14 quarters [1] Financial Performance - Q2 operating revenue reached 3.64 billion RMB, with significant contributions from credit facilitation service income and tech-empowered service income [3] - Financial net income increased from 1.818 billion RMB in the previous quarter to 2 billion RMB, reflecting a 10% growth [1][2] Risk Improvement - The company has shown continuous improvement in risk indicators, with new asset FPD decreasing by approximately 5% and the overall asset 90+ delinquency rate down by about 6% [4] - The positive change in the fair value of financial guarantee derivatives and loans has further contributed to profit, indicating improved risk levels [4][5] Strategic Adjustments - In response to the new lending regulations, Lexin proactively adjusted its risk strategy in Q2, enhancing risk identification and management for high-risk clients [5] - The company is leveraging technology upgrades to improve risk control capabilities and differentiate pricing strategies, leading to quality growth [5][6] Ecosystem Development - Lexin's ecosystem business is rapidly expanding, with significant growth in installment retail and e-commerce, achieving a 71% increase in gross profit to 97 million RMB and an 80% increase in GMV to 2 billion RMB [6][7] - The integration of technology and finance is seen as a long-term competitive advantage, with AI being embedded in various operational processes [8][9] Shareholder Returns - The company announced a dividend of 0.194 USD per ADS, a 76% increase from the previous period, and plans to increase the dividend payout ratio from 25% to 30% of net profit [10][11] - A stock buyback plan of up to 50 million USD is also in place, aimed at enhancing shareholder value and boosting stock performance [10][11] Valuation Perspective - Lexin's current PE ratio is below 4, and PB ratio is 0.67, indicating it is undervalued compared to peers, with potential for valuation premium as risk improves and technology integration progresses [11]
加快多元化转型 海外市场成新增长点
Jin Rong Shi Bao· 2025-08-08 07:55
Group 1: Financial Performance - In the first half of 2024, Lufax Holdings reported the highest revenue among nine fintech companies at 12.94 billion yuan, but experienced a year-on-year revenue decline of 33.12% and a net profit drop of 189.86% [1] - Qifu Technology achieved a revenue of 8.313 billion yuan, with a year-on-year revenue growth of 10.65% and a net profit increase of 25.41%, making it one of the few fintech companies with double-digit growth [1] - Overall, the nine listed fintech companies showed a trend of increasing revenue but declining net profits in the first half of 2024 [6] Group 2: Asset Quality and Risk Management - Many fintech companies are facing rising overdue rates due to a complex macro environment, with Xiaoying Technology reporting a 90-day overdue rate of 4.38%, an increase of 1.88 percentage points year-on-year [2] - Lufax's overdue rate increased by only 0.1 percentage points compared to the previous year, indicating a relatively stable asset quality [2] - The total outstanding loan balance for Lufax decreased by 44.80% year-on-year to 235.2 billion yuan, while Xiaoying Technology's outstanding loan balance fell by 7.25% [2] Group 3: Support for Small and Micro Enterprises - In Q2 2024, fintech companies continued to support the sustainable development of small and micro enterprises, with Qifu Technology's loan balance reaching 157.778 billion yuan and facilitating loans of 95.425 billion yuan [4] - Lufax's loan balance was 235.2 billion yuan, with new loans of 45.2 billion yuan and a 27.9% year-on-year growth in consumer finance loan balance [4] Group 4: International Expansion and Innovation - Several fintech companies are actively expanding into international markets, with Lexin's overseas business in Mexico showing a 61% quarter-on-quarter growth in loan issuance [8] - Financial One Account's overseas customer revenue contribution increased by 14.8% year-on-year, covering 20 countries and regions [8] Group 5: Diversification and Technological Innovation - Diversification into multiple business lines is emerging as a new growth point for fintech companies, with Lufax's consumer finance new loans accounting for 49% of total new loans [9] - Companies are increasing investments in technology R&D, with significant improvements in operational efficiency reported after implementing AI technologies [9]