● 本报记者 吴杨 近日，北京、江西、江苏、陕西等地金融监管局陆续披露2025年四季度及全年银行业监管统计指标，区 域性银行经营"家底"相继浮出水面。在这份年度"成绩单"中，各地银行业在资产规模、资产质量等方面 表现不尽相同，既折射出区域经济发展的成色，也预示着在息差收窄与竞争加剧的背景下，行业正站在 从规模扩张向质量优先转型的关键节点。 区域分化显著 从最能体现行业"家底"的总资产指标来看，北京、江苏、浙江等地银行业作为第一梯队，其规模优势显 著。数据显示，截至2025年末，北京银行业金融机构总资产38.11万亿元。江苏与浙江两个经济强省也 不逊色，江苏银行业金融机构总资产36.72万亿元，较年初增长10.35%，展现出强劲的增长韧性；浙江 银行业金融机构总资产33.45万亿元。 与此同时，部分地区银行业追赶势头迅猛。在西部地区，陕西、重庆等地银行业金融机构总资产稳步提 升。例如，2025年末，陕西银行业金融机构总资产9.54万亿元，同比增长6.40%，其中城商银行以 10.25%的资产增速领跑各类机构；重庆银行业金融机构总资产8.76万亿元，较上年末有所增长。 值得注意的是，在资产规模增长的背后，负债端的 ...

Canada’s biggest banks have been setting aside hundreds of millions of dollars in case customers can’t pay off their loans, including mortgages.This comes as economic uncertainty and the heightened cost of living weigh on Canadian households and businesses.Royal Bank of Canada, TD Bank, CIBC, Scotiabank, Bank of Montreal and National Bank reported quarterly earnings this week and all said they have topped up their loan loss provisions.At the same time, the banks have reported multi-billion-dollar profits i ...

美联储负责监管的副主席米歇尔·鲍曼表示，监管机构即将发布美国 银行资本改革提案的修订版，即备 受关注的巴塞尔协议III终局(Basel III endgame)方案。鲍曼周四在参议院银行业委员会的听证会上表 示："我们正与货币监理署(OCC)和联邦存款 保险公司(FDIC )通力合作，以确保在3月底前推出该提 案。"在被问及各官员是否已就该计划达成共识时，她给出了肯定的回答。 ...

By David Lawder and Ariane Luthi WASHINGTON/ZURICH, Feb 26 (Reuters) - The U.S. Treasury handed Swiss private bank MBaer Merchant Bank AG a potentially crippling blow on Thursday by threatening to sever its access to the U.S. financial system on the grounds it had breached sanctions against Iran, Russia and Venezuela. The Treasury alleged MBaer and ‌its employees had facilitated corruption linked to Venezuelan and Russian money laundering in addition to money laundering and terrorist financing on behal ...

Wells Fargo & Company (NYSE:WFC) is one of the 10 best banking stocks to buy according to hedge funds. As of the close of play on February 23, consensus sentiment around Wells Fargo & Company (NYSE:WFC) remained moderately bullish. The stock received coverage from 19 analysts, 10 of whom assigned Buy ratings and 9 gave Hold calls. With no Sell rating, it has a projected median 1-year price target of $100.03, which leads to an upside potential of more than 18%. What Do Further Rate Cuts Mean for Wells Far ...

The PNC Financial Services Group, Inc. (NYSE:PNC) is one of the 10 best banking stocks to buy according to hedge funds. On January 20, RBC Capital Markets analyst Gerard Cassidy raised the firm’s price target on The PNC Financial Services Group, Inc. (NYSE:PNC) from $222 to $235, while maintaining an Outperform rating. Diverse Revenue Mix Sparks Optimism Around The PNC Financial Services Group, Inc. (PNC) The analyst highlighted that the bank’s strategy remains centered on commercial banking, supported ...

Truist Financial Corporation (NYSE:TFC) is one of the 10 best banking stocks to buy according to hedge funds. On February 17, Morgan Stanley analyst Manan Gosalia raised the price target on Truist Financial Corporation (NYSE:TFC) from $56 to $69. In the process, the analyst also upgraded the stock from an Equal Weight to an Overweight rating. Truist Financial Corporation (TFC) Projected to Exhibit Loan Growth Gosalia estimates that the bank holds approximately $14.6 billion in excess capital above regul ...

KeyCorp (NYSE:KEY) is one of the 10 best banking stocks to buy according to hedge funds. On January 26, Truist analyst Brian Foran reaffirmed his Hold rating for KeyCorp (NYSE:KEY). The analyst increased the stock’s price target from $22 to $23, resulting in a revised upside potential above 9%. Here is What Lies Ahead For KeyCorp (KEY) Foran’s revision followed the company’s fourth-quarter results announcement. The upward adjustment is driven by expectations for higher FY26 net interest income and a pro ...

Citizens Financial Group, Inc. (NYSE:CFG) is one of the 10 best banking stocks to buy according to hedge funds. On January 23, Kevin Heal from Argus increased the firm’s price target on Citizens Financial Group, Inc. (NYSE:CFG) from $60 to $72. The analyst maintained his Buy rating on the shares, with an upside potential in the mid-teens. Citizens Financial Group, Inc. (CFG) Positioned to Capitalize on Structural Catalysts Argus shared its revision following the company’s stronger-than-expected fourth-q ...

Pinnacle Financial Partners, Inc. (NYSE:PNFP) is one of the 10 best banking stocks to buy according to hedge funds. On January 28, Stephen Scouten from Piper Sandler increased the firm’s price target on Pinnacle Financial Partners, Inc. (NYSE:PNFP) from $120 to $122. The analyst maintained his Overweight rating on the shares, with a revised upside potential of more than 29%. Pinnacle Financial Partners, Inc. (PNFP) to Benefit From an Optimistic Outlook Despite recent underperformance following the fourt ...