原标题：韩国釜山地铁市内站点全线支持微信支付 中国游客出行更便捷 近年来微信支付在韩国的覆盖量不断扩大。2024年，微信支付在韩国的线下交易笔数较2019年同期 实现了超翻倍增长。目前，在首尔、釜山、济州等知名景点、购物中心、连锁便利商超及网红商圈，都 可以看到微信支付的标识，覆盖全韩的Zero Pay也支持中国用户使用微信支付。 不仅如此，微信支付当天还宣布推出专项优惠活动，4月28日至7月27日，使用"Triplabo旅韩"微信 小程序首次购买釜山地铁票即享7折优惠，最高可省20元。 釜山交通公社长李炳振表示，此次和微信支付的合作，是为中国游客提供交通服务的新模式，希望 可以帮助中国游客大幅度降低使用公共交通的障碍。微信支付东北亚及中亚负责人Cece也在签约现场说 道："通过与釜山交通公社的合作，能够为来釜山的中国游客提供更便捷的智慧城市体验，非常有意 义。" "很丝滑、很方便！不用兑换现金、也不用买交通卡，用的是我们熟悉的微信支付和小程序，就和 在国内坐地铁一样。"旅行博主敏珠当天在釜山海云台站用微信购票乘坐地铁后评价道。 釜山观光公社数据显示，外国游客在釜山使用的交通方式中，城市地铁占比最高。随着中国 ...

Core Viewpoint - Mastercard is expanding its payment options for merchants by introducing support for stablecoin transactions, reflecting a growing regulatory clarity around digital assets linked to fiat currencies [1] Group 1: Company Initiatives - Mastercard is collaborating with payment processors like Nuvei and stablecoin issuers such as Circle and Paxos to facilitate cryptocurrency payments [1] - The company is also partnering with cryptocurrency exchange OKX to launch a new card [1] Group 2: Regulatory Environment - The introduction of the GENIUS Act aims to create a regulatory framework for stablecoins in the United States, having passed a Senate committee vote earlier this year [1] - The act is part of a broader effort to provide clarity and guidance on the use of stablecoins in the financial system [1] Group 3: Market Potential - Standard Chartered Bank estimates that the stablecoin market could surge to $2 trillion within the next three years [1]

Group 1 - The stock market saw significant trading activity with a total turnover of 1.11 trillion yuan, a decrease of 120.7 billion yuan compared to the previous trading day [2] - Several sectors experienced gains, including PEEK materials, electricity, pet economy, vitamins, and banking, while sectors like newly listed stocks, software development, and cloud computing faced declines [2] - Notable high-performing stocks included Guofang Group, which achieved a 10.04% increase and recorded 13 trading days with gains [2][3] Group 2 - The top three net buying stocks on the Dragon and Tiger list were Hailian Jinhui, Qingdao Jinwang, and Shuangcheng Pharmaceutical, with net purchases of 201 million yuan, 115 million yuan, and 112 million yuan respectively [4] - The top three net selling stocks were Huaxi Energy, Tianyouwei, and Xianda Co., with net sales of 135 million yuan, 82.5 million yuan, and 78.9 million yuan respectively [5] - Hailian Jinhui's stock surged by 9.95%, with a turnover rate of 37.27% and a total transaction volume of 3.876 billion yuan [7] Group 3 - Qingdao Jinwang's stock rose by 2.24%, with a turnover rate of 57.39% and a total transaction volume of 3.639 billion yuan, while institutional investors net bought 236 million yuan [12] - Shuangcheng Pharmaceutical's stock saw a significant increase, with a turnover rate of 23.40% and a total transaction volume of 936 million yuan, despite a net sell-off by institutional investors [15] - The stock of Yufu Co. increased by 9.95%, with a turnover rate of 17.60% and a total transaction volume of 1.419 billion yuan, while institutional investors net sold 18.5 million yuan [19]

Core Insights - "Alipay Touch" has rapidly gained traction since its launch, achieving over 100 million users in just 321 days, with a significant portion being young individuals under 30 years old [2][3] - The service has expanded to over 400 cities and integrated with more than 5,000 brands and millions of merchants, offering around 300 different application scenarios beyond payment, such as dining, door access, and bike rentals [2][3] - Ant Group plans to invest billions to enhance the "Touch" ecosystem, aiming to boost user experience and support the growth of partner businesses [2] Group 1 - "Alipay Touch" was launched in June 2024, allowing users to make payments without opening the app, streamlining the payment process [3] - The service has been well-received by various user groups, including young people, overseas tourists, and visually impaired individuals, demonstrating its versatility and efficiency in digital business operations [3] - "Alipay Touch" has introduced 17 products for different scenarios, with over 5,000 brands and millions of stores providing the service [3] Group 2 - A new proprietary chip developed by Fudan Microelectronics and Alipay is set to be mass-produced in the second half of the year, enhancing the functionality and reliability of "Alipay Touch" [4] - The new chip is designed to operate effectively in extreme temperatures and is compatible with all smartphones, indicating a significant technological advancement [4] - The development of this chip supports the scaling of "Alipay Touch" across the country, fostering innovation in consumer life scenarios [4]

超 400 座城市，千万商家，上亿用户。"碰一下"上线的第 321 天，支付宝公布了这样一组数据。 "碰一下"的第一笔交易诞生于2024年6月7日，这是继扫码支付后，基于条码支付的基础上，支付宝 推出的创新支付方式。首批在上海、杭州、成都、武汉、长沙、福州6个城市落地。 4月24日，"支付宝碰一下"生态大会上透露，不到一年，"碰一下"已覆盖全国超400座城市，服务千 万商家、上亿用户，并进入支付、点餐、核身等超300种行业场景，为用户提供创新服务。 与上线之初的"尝鲜感"不同，商家、用户规模的迅速成长让"碰一下"生长出了更多战略意义。比起支 付花样的创新，它还在长成一个用户服务的入口，关联着万千服务场景，甚至在催生一个数千亿级的 生态链。 商业故事的风起云涌里，"碰一下"正打开通往未来生活的入口。 一个支付方式的创新 "感觉很酷。"95后消费者王欣这样形容第一次使用"碰一下"的原因。在便利店，她看到收银台旁边一 个印着支付宝logo的圆形"装置"，店员提醒，打开手机以后不用打开支付宝app也能用完成付款，好 奇心驱使她试了试。如今，"碰一下"已成为她生活的一部分，在咖啡店、快餐店以及商场购物时，只 要按下手机 ...

智通财经4月24日电，午后拉卡拉跌超10%，信雅达逼近跌停，新国都、中亦科技、吉大正元、宇信科 技、四方精创均跌逾5%。 跨境支付概念持续走弱 拉卡拉跌超10% ...

Core Insights - Lianlian Digital reported a revenue of 1.315 billion yuan for the fiscal year 2024, marking a year-on-year growth of 27.9% and achieving a gross margin of 51.9% [1] - The company turned a profit with an adjusted annual profit of 78.7 million yuan, indicating a successful turnaround [1] Business Overview - Lianlian Digital is a leading digital payment solution provider in China, established in 2009 and successfully listed in 2024, recognized as the "first stock in cross-border payments" [1] - The company has a comprehensive global business layout with 65 payment licenses and related qualifications, being the only company in China to hold money transfer licenses in all U.S. states [2] Financial Performance - The total payment volume (TPV) for digital payment services reached 3.3 trillion yuan in 2024, reflecting a year-on-year increase of 64.7%, with a customer base of 5.9 million [2] - Core business indicators showed significant growth, with global payment TPV reaching 281.5 billion yuan, contributing 808 million yuan in revenue, representing year-on-year growth of 63.1% and 23.1% respectively [3] Strategic Developments - In 2024, Lianlian Digital achieved three major milestones: successful listing in Hong Kong, a new business cooperation structure with American Express, and obtaining a virtual asset trading platform (VATP) license [4] - The company announced a strategic adjustment by reducing its stake in Lian Tong (Hangzhou) Technology Services Co., Ltd. from 45.22% to 17.63% to optimize resource allocation and support its main business development [4]

Core Viewpoint - The cross-border payment concept continues to show strong momentum, with companies like New Morning Technology and Hailian Jinhui hitting the daily limit up, while Qingdao Kingway approaches the limit up as well. Other companies such as Lakala, Xinya Data, and Sifang Precision also opened high. This is driven by the announcement from the central bank and other authorities regarding the "Action Plan for Further Enhancing the Convenience of Cross-Border Financial Services in Shanghai International Financial Center," which aims to enhance the functionality and global network coverage of the Cross-Border Interbank Payment System (CIPS) [1]. Group 1 - New Morning Technology and Hailian Jinhui reached daily limit up [1] - Qingdao Kingway is close to hitting the daily limit up [1] - Lakala, Xinya Data, and Sifang Precision opened high [1] Group 2 - The central bank and other authorities issued a plan to enhance cross-border financial services [1] - The plan aims to improve the functionality of the CIPS [1] - The initiative will expand the global network coverage of CIPS [1]

Important Market News - The Federal Reserve has issued a strong warning regarding the inflation effects of trade policies, indicating that tariffs are likely to temporarily raise inflation, with potential long-lasting impacts. This has led to significant declines in major stock indices, with the Dow Jones dropping nearly 700 points (1.73%), the Nasdaq falling 3.07%, and the S&P 500 decreasing by 2.24%. Major tech stocks also saw declines, with Nvidia down 6.9%, Tesla over 4%, and other tech giants like Apple, Meta, and Microsoft dropping more than 3% [1] Industry Insights - Zhongqing Robotics has officially launched its robot products, with the PM01 priced at 188,000 yuan and the SA01 at 42,000 yuan. The company has completed a Pre-A round financing led by Stone Venture, raising a total of 200 million yuan. The products target various sectors including research, education, industrial manufacturing, and home services. The humanoid robot industry is expected to transition from the "technology validation phase" to "scale commercialization" by 2025, with a projected market size exceeding 1 trillion yuan by 2026 [3][3] - The Ministry of Industry and Information Technology held a meeting to discuss the management of intelligent connected vehicles, emphasizing the need for manufacturers to conduct thorough testing and adhere to safety standards. The development of cloud computing platforms for data labeling and model training is crucial for advancing autonomous driving technologies, particularly for L3 and above levels [4][4] - Stripe has deepened its global partnership with Tencent, integrating WeChat Pay into Stripe Terminal across 20 countries. This move allows businesses supported by Stripe to seamlessly accept WeChat Pay for online and offline transactions, with WeChat Pay expected to surpass 1.2 billion users by the end of 2024 [5] - Qingdao has introduced new policies to stimulate the real estate market, including financial support for families with multiple children purchasing homes. This initiative is part of broader efforts across various regions to reduce the cost of childbirth and potentially boost birth rates [6][6] Risk Alerts - Beiningmei has received an administrative regulatory decision from the Zhejiang Securities Regulatory Bureau due to issues with revenue recognition and non-operational fund occupation by its controlling shareholder. The company will face supervisory measures as a result [8] - Dongfang Materials has reported unusual stock trading activity, with a price deviation exceeding 20%. The company’s main business includes traditional products, and its revenue from computing power is minimal [9] - Taimusi has also reported unusual trading activity, with a price deviation exceeding 20%. The company confirmed that there have been no significant changes in its operational environment [9]

Core Insights - Stripe has announced a deepened global partnership with Tencent, enabling WeChat Pay integration through Stripe Terminal in 20 countries [1] Group 1: Partnership and Integration - The collaboration allows businesses supported by Stripe in countries such as Australia, Canada, France, Germany, Italy, Singapore, the UK, and the US to seamlessly integrate WeChat Pay online [1] - Stripe Terminal will facilitate offline payment collection through WeChat Pay for these businesses [1]