Core Viewpoint - The launch of the "Hui Xin Rong" product by Huishin Chengxin Leasing Co., Ltd. addresses the growing demand for flexible financing services among car owners in the rapidly developing automotive consumer market [1][3] Group 1: Product Features - The "Hui Xin Rong" product offers a simple application process, allowing car owners to apply easily through the Guanghui Car Life WeChat public account [1] - The product has several advantages, including no vehicle collateral, enabling car owners to continue using their vehicles while obtaining financial support [3] - The funds obtained through "Hui Xin Rong" can be used freely for various purposes, such as personal consumption, entrepreneurial investment, or urgent needs [3] Group 2: Approval Process - The approval process for the "Hui Xin Rong" product is optimized for efficiency, allowing car owners to receive financial support quickly, which is crucial in today's fast-paced environment [3] - The company emphasizes the importance of a clear and straightforward application process, making it accessible even for first-time users of financing leasing [1][3] Group 3: Company Strategy - The introduction of the "Hui Xin Rong" product is a strategic response by the company to meet market demands and enhance its product offerings [3] - The company aims to provide high-quality, personalized financing services to help car owners optimize asset allocation and maximize value [3] - As the "Hui Xin Rong" product is promoted, the company anticipates that more car owners will benefit from it, further enhancing service quality and product offerings [3]

财通集团首单小额汽融ABS成功发行，资产证券化创新引领融资新路径 近日，财通集团在资本市场取得了突破性进展，成功推出了青岛市首单小额分散汽车融资租赁类资产支持专项计划（ABS），标志着集团正式涉足资产证 券化产品发行领域。 此次ABS发行总规模高达6.36亿元，在债券市场利率普遍上扬的不利环境下，依然以加权平均利率2.35%的优异成绩逆势发行成功。这一成就的背后，得 益于集团下属融资租赁公司所提供的优质汽车融资租赁资产，这些资产不仅具备稳定的现金流，还拥有卓越的信用质量，赢得了市场的广泛赞誉和投资者 的热烈追捧。 通过此次ABS发行，财通集团成功地将存量资产转化为流动性更强的证券化产品，实现了资产的优化配置和价值提升。这一举措不仅提高了集团的资产运 营效率，还为集团开辟了新的融资渠道，彰显了集团在资本市场的创新实力和良好声誉。同时，这也增强了投资者对集团的信心，进一步巩固了集团在行 业内的市场地位和影响力。 财通集团此次ABS的成功发行，不仅是对集团资产管理和资本运作能力的一次有力证明，更是集团积极响应国家金融政策、推动金融服务实体经济的重要 举措。通过引入资产证券化这一创新金融工具，集团得以更加灵活地运用资 ...

面对竞争日益激烈的市场,仲利国际融资租赁并未止步于现有成绩,而是通过不断地自我要求和流程优化, 将"诚信"作为持续创新的推动力,拓宽服务边界,驱动企业成长。在经济环境复杂多变的背景下,仲利国际 融资租赁以诚信为盾、以服务为矛,开拓出一条稳健发展之路。 诚信不仅是一种承诺,更是仲利国际融资租赁立足于行业的信心与底气! 从客户最初的业务咨询到最终的服务完成,仲利国际融资租赁致力于建立透明、公正的合作流程。合同 条款简洁明了,客户可以自主选择适合自己的金融产品和服务;所有可能影响客户决策的信息,均及时、准 确地披露。在风险控制上,仲利国际融资租赁强化内控管理、科学技术应用,确保客户的资产和信息安 全。这种对诚信的高度重视,为仲利国际融资租赁赢得良好的声誉和长远的客户信任。 在提升客户满意度方面,仲利国际融资租赁将客户的意见和建议视为宝贵财富,客户的每一次反馈都会推 动其服务的优化和升级。仲利国际融资租赁始终秉持"客户成功的伙伴"的服务理念,追求价值创造与双 赢发展。 诚信铸基，仲利国际融资租赁开创双赢局面 20年来,"诚信"始终是仲利国际融资租赁发展的核心之一。在瞬息万变的金融市场环境中,仲利国际融资 租赁始终将诚 ...

Investment Rating - The report indicates a cautious outlook for the financing leasing industry, reflecting a contraction in the sector since 2022 [3][12]. Core Insights - The financing leasing industry has been experiencing a decline in both the number of companies and business scale, attributed to stricter regulations and macroeconomic pressures [3][12]. - As of June 2024, the total number of financing leasing companies in China decreased to 8,671, a reduction of 180 companies compared to the end of 2023, primarily affecting foreign-funded leasing companies [3][4]. - The total balance of financing leasing contracts was approximately 56,060 billion yuan, showing a slight decrease of 0.60% from the end of 2023 [3][4]. - The average issuance interest rate for bonds by financing leasing companies in 2024 was 2.37%, down from 3.06% in 2023, indicating a significant reduction in financing costs [7][14]. - Regulatory policies are expected to unify, with an emphasis on supporting the real economy and promoting green financing initiatives [10][14]. Summary by Sections Industry Overview and Regulatory Policies - The financing leasing industry has faced a contraction since 2022, with a notable decrease in the number of companies and business scale due to regulatory tightening and economic challenges [3][12]. - The regulatory environment has shifted, with the China Banking and Insurance Regulatory Commission taking over the responsibilities for the operation and regulation of financing leasing companies [5][9]. Future Development - The financing leasing industry is anticipated to continue its slow growth into 2025, with increasing differentiation among companies and ongoing pressures for business transformation [12][14]. - There is a focus on enhancing service capabilities to the real economy, particularly in green financing, as regulatory bodies encourage financing leasing companies to innovate in this area [10][14].

Core Viewpoint - The article emphasizes the importance of female leadership in treasury management, highlighting their unique qualities and leadership styles that can help companies navigate through challenging macroeconomic environments and geopolitical uncertainties [1]. Group 1: Challenges and Opportunities - Companies are currently facing unprecedented challenges due to macroeconomic structural changes, fluctuations in consumer confidence, and geopolitical tensions [1]. - Treasury management is crucial for companies to effectively manage these challenges and seize opportunities for growth [1]. Group 2: Female Leadership in Treasury Management - Increasingly, female leaders are making significant contributions in treasury management, demonstrating resilience and collaboration skills that are essential for team consensus and risk mitigation [1]. - Female leaders possess qualities such as meticulousness and a cautious approach, which can help companies avoid risks and enhance operational efficiency [1]. Group 3: Continuous Learning and Adaptation - In a constantly changing market environment, female leaders are more likely to exhibit endurance, composure, and a commitment to continuous learning, which are vital for maintaining strategic focus and seizing opportunities [10]. - Emphasizing the need for ongoing professional development, female leaders advocate for embracing innovation and adapting to technological advancements to remain competitive [15]. Group 4: Value Creation - The ability to create value for the company is essential for all leaders, regardless of gender, and requires problem-solving skills and a strong decision-making mindset [12]. - Female leaders stress the importance of integrity and reliability, which are built through daily interactions and experiences in the workplace [13].

（三）审议表决情况 平安银行股份有限公司关联交易公告 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有虚假记载、误导性陈 述或重大遗漏。 一、关联交易概述 （一）本次关联交易基本情况 平安银行股份有限公司（以下简称"平安银行"、"本行"）第十二届董事会第 三十五次会议审议通过了《关于与平安国际融资租赁有限公司关联交易的议案》，同 意给予平安国际融资租赁有限公司（以下简称"平安租赁"）原额续作综合授信额度 等值人民币65亿元，额度期限1年。 （二）与上市公司的关联关系 本行和平安租赁同为中国平安保险（集团）股份有限公司直接或间接控股的子公 司。根据《银行保险机构关联交易管理办法》《深圳证券交易所股票上市规则》等相 关规定，平安租赁构成本行关联方，本行与平安租赁之间的交易构成关联交易。 证券代码：000001 证券简称：平安银行 公告编号：2025-005 优先股代码：140002 优先股简称：平银优 01 本行2024年三季度末资本净额为人民币5,751.06亿元，最近一期经审计净资产为 人民币4,723.28亿元。本次关联交易金额为人民币65亿元，占本行资本净额1.13%，占 本行净资产1.38 ...