Core Points - The Allstate Corporation's board of directors approved a quarterly common stock dividend of $1.00 [1] - The dividend is payable in cash on January 2, 2026, to stockholders of record at the close of business on December 1, 2025 [1] - Allstate also declared the payment of quarterly preferred dividends [1]

ST. PETERSBURG, Fla., Nov. 20, 2025 (GLOBE NEWSWIRE) -- American Coastal Insurance Corporation (Nasdaq Ticker: ACIC) (“the Company”, “American Coastal” or “ACIC”), the insurance holding company of American Coastal Insurance Company (“AmCoastal”), announced today that its executive management team will participate in several investor conferences in December. The Company’s leadership, including Bennet Bradford Martz, President and Chief Executive Officer, and Svetlana Castle, Chief Financial Officer, will pro ...

Core Insights - Primerica, Inc. (PRI) has initiated a $475 million share repurchase program set to run through December 31, 2026, reflecting a robust capital-return strategy and steady growth in its Term Life and investment businesses [1][8] - As of September 30, 2025, PRI reported over $967 billion in Term Life face amount in force, alongside an expanding fee-based investment platform, indicating strong operational performance [1] Financial Performance - For Q3 2025, PRI's adjusted operating earnings per share reached $6.33, marking an 11% increase year over year and exceeding the Zacks Consensus Estimate by 14.7% [4][8] - The company repurchased 480,272 shares for $129 million during the quarter and paid $34 million in dividends, demonstrating a commitment to enhancing shareholder value [2][8] Liquidity and Leverage - PRI maintains solid liquidity with $644.9 million in cash and cash equivalents, although its total debt-to-capital ratio stands at 44.4%, significantly higher than the industry average of 14.5% [3] - Operating cash flow decreased by 4.8% to $562.9 million over the first nine months of 2025, yet performance is supported by a stable block of in-force Term Life policies [3] Market Position and Valuation - Primerica's stock has declined by 1.9% year to date, contrasting with the industry's growth of 1.1% [7] - The company trades at a forward price-to-earnings ratio of 10.95X, which is above the industry average, and holds a Value Score of B [9] Earnings Estimates - The Zacks Consensus Estimate anticipates earnings growth of 11.7% and 6.9% for PRI in 2025 and 2026, respectively [10]

Core Viewpoint - Assurant Inc. shares are currently trading at $225.25, reflecting a 0.28% increase, with a 6.46% rise over the past month, but a 0.40% decline over the past year, raising questions about potential undervaluation despite current performance [1]. Group 1: P/E Ratio Analysis - The P/E ratio is a critical metric for investors, comparing the current share price to the company's earnings per share (EPS), indicating market expectations for future performance [5]. - Assurant Inc. has a P/E ratio of 13.69, which is lower than the insurance industry's average P/E ratio of 13.99, suggesting that the stock may be undervalued or could perform worse than its peers [6]. - A low P/E ratio can indicate undervaluation but may also reflect weak growth prospects or financial instability, emphasizing the need for a comprehensive analysis of financial health [9].

Core Insights - The holiday season is a peak time for driving, leading to increased risks of accidents and mishaps, prompting Mercury Insurance to provide safety tips for drivers [1][2]. Auto Insurance Tips for Holiday Travel - Drivers are advised to review their insurance policy to ensure it is up to date and suitable for their travel plans, particularly comprehensive and collision coverage [2]. - It is important to check if personal auto insurance extends to rental cars, as many Mercury Insurance policies do, potentially saving on redundant rental insurance [3]. - To avoid parking lot accidents, drivers should park in well-lit areas, avoid tight spots, and consider backing into spaces for better visibility [4]. - An emergency kit should be prepared, including jumper cables, a flashlight, blankets, a first-aid kit, and water, as winter weather can lead to longer wait times for assistance [5]. - Planning for long drives is crucial, including scheduling breaks, rotating drivers, and avoiding distractions while driving. Utilizing navigation apps for real-time updates is also recommended [6]. Company Overview - Mercury Insurance, headquartered in Los Angeles, offers a range of insurance products including personal auto, homeowners, and renters insurance across multiple states [7]. - The company has been recognized for providing value through competitive rates and excellent customer service, employing over 4,200 staff and working with more than 6,340 independent agents [8].

Group 1: Sanmina (SANM) - Sanmina is a global provider of electronics contract manufacturing services [1] - The company has a Zacks Rank 1 (Strong Buy) [1] - The Zacks Consensus Estimate for its current year earnings has increased by 38.9% over the last 60 days [1] - Sanmina has a PEG ratio of 0.64 compared to 1.83 for the industry [1] - The company possesses a Growth Score of A [1] Group 2: Great Lakes Dredge & Dock (GLDD) - Great Lakes Dredge & Dock is the largest provider of dredging services in the US [2] - The company has a Zacks Rank 1 (Strong Buy) [2] - The Zacks Consensus Estimate for its current year earnings has increased by 7.8% over the last 60 days [2] - Great Lakes Dredge & Dock has a PEG ratio of 0.90 compared to 2.55 for the industry [2] - The company possesses a Growth Score of A [2] Group 3: Allstate (ALL) - Allstate is the third-largest property-casualty insurer and the largest publicly-held personal lines carrier in the U.S. [3] - The company has a Zacks Rank 1 (Strong Buy) [3] - The Zacks Consensus Estimate for its current year earnings has increased by 26% over the last 60 days [3] - Allstate has a PEG ratio of 0.41 compared to 1.60 for the industry [3] - The company possesses a Growth Score of B [3]

Core Viewpoint - F&G Annuities & Life, Inc. (FG) has experienced a bearish trend with a 9.1% stock loss over the past week, but the formation of a hammer chart pattern suggests a potential trend reversal as buying interest may be emerging [1][2]. Technical Analysis - The hammer chart pattern indicates a potential bottom in a downtrend, where the stock opens lower, makes a new low, but then finds support and closes near its opening price, signaling that bears may have lost control [4][5]. - Hammer candles can appear on various timeframes and are utilized by both short-term and long-term investors [5]. Fundamental Analysis - There has been a positive trend in earnings estimate revisions for FG, which is considered a bullish indicator, as it typically leads to price appreciation [7]. - The consensus EPS estimate for FG has increased by 15% over the last 30 days, indicating that analysts expect better earnings than previously predicted [8]. - FG holds a Zacks Rank of 1 (Strong Buy), placing it in the top 5% of over 4,000 ranked stocks, suggesting a strong potential for outperformance in the market [9][10].

Leadership Changes - Hayden Smith has been promoted to CEO of United Risk worldwide, with Andrew Lucas as General Counsel, Gregg Holtmeier as Chief Commercial Officer (CCO), and Patrick Watson as Chief Operating Officer (COO) [2][3] - The addition of new executives is aimed at strengthening the management team and enhancing the company's ability to capture market share in the insurance sector [3] Management Team Background - Hayden Smith previously served as Managing Partner and has experience in M&A at Enstar Group and Ceded Reinsurance at StarStone [3][4] - Rick Christofer, President, has a background as Managing Director at Applied Underwriters and has held various roles at AIG and other firms [4] - Andrew Lucas, General Counsel, was a partner at Clyde & Co LLP, focusing on insurance-sector clients [4] - Alexander Amezquita, CFO, has experience as CFO at Herbalife and in investment banking at Moelis & Company and Centerview Partners [5] - Gregg Holtmeier, CCO, previously served as Director of Capital at Applied Underwriters and held senior roles at BMS Group and Guy Carpenter [6] - Patrick Watson, COO, has 21 years of experience at Applied Underwriters, focusing on operational infrastructure in the property and casualty marketplace [7] Company Performance and Growth - United Risk's total underwritten premium volume places it among the world's top five Managing General Agents (MGAs), with 25 property and casualty underwriting programs and nearly 600 staff globally [8] - The company operates in nine countries across four continents, with major offices in key insurance centers such as New York, Bermuda, London, Paris, Dubai, Singapore, and Sydney [8] - United Risk has strengthened relationships with over 30 insurers, enhancing its underwriting team's effectiveness and broker relationships [9]

ConversationMitchell Todd Good morning, everybody. I'm Mitchell Todd, Head of Investor Relations and Rating Agency at Zurich. A very warm welcome to Zurich Insurance's Investor Day for 2025. I'll just take a quick moment to run through the running order for today. I'll shortly invite Mario Greco, Group CEO; and Claudia Cordioli, Group CFO, to provide a strategy update. We'll have a very brief break after that to get the stage set for a fireside conversation with our new Global Head -- Head of Global Speci ...

Core Insights - Palomar Holdings, Inc. (PLMR) has seen a 15.8% increase in share price over the past year, outperforming its industry and the broader market indices [1] - The company has a market capitalization of $3.36 billion and has consistently beaten earnings estimates over the past four quarters with an average surprise of 17.65% [2] Financial Performance - The Zacks Consensus Estimate for Palomar Holdings' 2025 earnings per share indicates a year-over-year increase of 51.2%, with revenues projected to reach $835.13 million, reflecting a 52% improvement [3] - Analysts have raised earnings estimates for 2025 and 2026 by 5.6% and 1.9%, respectively, over the past 30 days [4] Growth Drivers - The company expects stronger earnings from its fee-based platform and rising policy volumes, with growth driven by geographic expansion, new partnerships, and increased distribution [6][11] - Palomar identifies Surety as a long-term growth opportunity, which is not correlated with traditional insurance cycles, providing diversification [12] Investment Metrics - The average target price for PLMR is $155.67 per share, suggesting a potential upside of 20.1% from the last closing price [7] - Return on equity stands at 24.2%, significantly higher than the industry average of 8%, while return on invested capital is 21%, compared to the industry average of 6.1% [10] Strategic Positioning - The company maintains a strong capital position with a debt-free balance sheet and continues to execute share buybacks as part of its shareholder return initiatives [13] - Palomar's risk transfer strategy helps stabilize earnings and improve its combined ratio, contributing to a resilient business model [15] Conclusion - Palomar Holdings is well-positioned in the crop insurance sector, with a diverse product suite and ongoing geographic growth, indicating strong prospects for future expansion [14]