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人工智能下金融安全存在AB面 奇富科技:安全与发展需要齐头
Xin Jing Bao· 2025-04-21 11:15
近期,"2025数字金融安全创新与实践大赛"在京举行。相较于往年,今年与人工智能相关的参赛项目不在少数。 自年初起,以DeepSeek为代表的新一代人工智能火爆全国,其低成本、更加"聪明"和"善解人意"等优势,让金融 机构争相部署与研发。 奇富科技CEO吴海生认为,一方面,金融安全正在向AI不断进化,金融机构正在应用新的技术提高自身生产力、 提高行业的安全能力。另一方面,新技术也正在产生新的安全隐患。 "金融安全不管是在面对国家安全、极具周期属性的行业周期风险,还是由于AI人工智能带来科技属性安全,其面 对全方位很大的挑战。"吴海生认为,先进技术发展需要平衡更多的问题,但发展与防风险应该相辅相成、齐头并 进。当前AI在金融安全领域发展的空间依然较大,只有一点点解决实际问题,避免过度营销,才能让AI发挥更大 的价值。 DeepSeek最大价值在于让金融机构更有意识使用AI "DeepSeek最大的价值是其教育价值。"在吴海生看来,虽然此前市面上已有多个AI大模型出炉,但银行等金融机 构无法辩解哪个更好、哪个更适合银行业务。在巨大的花销面前,"不知道用谁"成了银行苦恼之处。而DeepSeek 的出现,则让银行业更 ...
借亚太峰会东风出海 金融壹账通能做好新兴市场“卖铲人”吗
Huan Qiu Wang· 2025-04-21 09:33
【环球网财经综合报道】近期,2025年世界互联网大会亚太峰会的举办,标志着这座城市正从传统金融中心向"数字金融创新策源地"加速转 型。这一转型背后,是全球金融科技行业正以18.7%的年复合增长率(CAGR)高速扩张,2024年市场规模突破8.5万亿美元。其中,亚太地区以 45%的份额领跑,中国贡献1.9万亿美元,成为全球增长核心引擎。 自2018年起,金融壹账通以"技术+业务"双轮驱动战略,将业务版图扩展至20个国家和地区,累计服务197家境外金融机构。 有机构认为,2025年,AI大模型、量子计算、区块链+物联网成为技术升级的关键词。生成式AI已重塑智能客服、合规审计等场景,准确率突 破85%;量子加密技术进入实验室验证阶段,2030年或带来百倍算力提升。 在此背景下,一些企业捕捉这一战略窗口,选择香港作为"业务出海"的桥头堡,金融壹账通便是其中之一。作为中国平安集团唯一对外金融科 技输出窗口,金融壹账通率先布局,形成"政策+市场+技术"的三维驱动模式,深耕香港、辐射亚太、服务全球的出海布局。 具体来看,2023年11月,由金融壹账通技术支持的IPO智能结算平台FINI正式启用。此外,其EKYC-香港身份证 ...
金融壹账通“出海” 业务已覆盖20个国家和地区
Zheng Quan Ri Bao· 2025-04-21 08:42
本报讯 (记者李冰)近日,为期两天的2025年世界互联网大会亚太峰会在中国香港落幕。据悉,作为 中国平安集团唯一对外金融科技输出窗口,金融壹账通在该活动期间展现了其深耕中国香港、辐射亚 太、服务全球的出海布局。 金融壹账通董事长兼CEO陈当阳在2025年世界互联网大会亚太峰会数字金融论坛上表示,金融壹账通作 为平安唯一对外金融科技输出窗口,致力于成为金融科技及人工智能行业的领军企业。对内服务平安集 团,参与科技创新;对外为金融机构提供"技术+业务"赋能。 据了解,金融壹账通在支持多元平台服务改造的基础上,为香港特区政府及企业提供了一系列数字化解 决方案,持续提升了公共服务的高可用性,推动了金融机构长期业务发展规划,为建设智慧香港,打造 更高效和可持续发展的数字经济贡献了重要力量。 据介绍,2023年11月,由金融壹账通提供技术支持的IPO智能结算平台FINI正式启用。FINI平台的启 用,为香港保持全球筹资中心的核心竞争力持续贡献力量。金融壹账通还在香港地区上线了EKYC-香 港身份证单角度核验产品,通过优化用户操作流程,用户操作时长得以大幅缩减50%。 此外,依托香港数码港等战略合作伙伴,金融壹账通构建起跨 ...
机构风向标 | 银之杰(300085)2024年四季度已披露前十大机构累计持仓占比4.39%
Xin Lang Cai Jing· 2025-04-16 01:08
Group 1 - The core viewpoint of the news is the disclosure of institutional and public fund holdings in Yinzhijie (300085.SZ) as of April 15, 2025, highlighting changes in ownership and investment trends [1][2] Group 2 - As of April 15, 2025, a total of 71 institutional investors hold shares in Yinzhijie, with a combined holding of 32.209 million shares, representing 4.56% of the total share capital [1] - The top ten institutional investors account for a combined holding ratio of 4.39%, which is a decrease of 0.06 percentage points compared to the previous quarter [1] Group 3 - In the public fund sector, there are 7 funds that increased their holdings, with a total increase ratio of 0.59%, including funds like Huabao CSI Financial Technology Theme ETF and Bosera Financial Technology ETF [2] - Conversely, 3 public funds decreased their holdings, showing a slight decline, while 58 new public funds were disclosed, including Huaxia CSI 1000 ETF and GF CSI 1000 ETF [2] Group 4 - From the foreign investment perspective, there is 1 foreign fund that increased its holdings, specifically Hong Kong Central Clearing Limited, with an increase ratio of 0.70% [2]
银之杰:2024年报净利润-1.29亿 同比下降10.26%
Tong Hua Shun Cai Bao· 2025-04-15 12:20
Financial Performance - The company reported a basic earnings per share of -0.1827 yuan for 2024, a decrease of 9.99% compared to -0.1661 yuan in 2023 [1] - The net profit for 2024 was -1.29 billion yuan, reflecting a decline of 10.26% from -1.17 billion yuan in 2023 [1] - The operating revenue decreased by 14.98% to 8.63 billion yuan in 2024, down from 10.15 billion yuan in 2023 [1] - The return on equity was -21.40% in 2024, a significant drop of 32.26% from -16.18% in 2023 [1] Shareholder Structure - The top ten unrestricted shareholders collectively hold 26,280.97 million shares, accounting for 41.39% of the circulating shares, with an increase of 209.62 million shares compared to the previous period [2] - Notable shareholders include He Ye with 9,218.84 million shares (14.52%), Zhang Xuejun with 8,166.78 million shares (12.86%, decreased by 2,660.00 million shares), and Zhuo Haihang with 4,946.20 million shares (7.79%, newly entered) [3] Dividend Policy - The company has announced no distribution or capital increase for the current period [4]
海联金汇:股票交易异常波动,连续三个交易日涨幅偏离值累计超 20%
Jin Rong Jie· 2025-04-13 07:36
Core Viewpoint - Hailian Jinhui (002537) experienced a significant stock price fluctuation, with a cumulative increase of over 20% in closing prices over three consecutive trading days (April 9, 10, and 11, 2025) [1] Group 1: Stock Performance and Trading Activity - The company's stock trading has been classified as abnormal due to the significant price fluctuation [1] - The board confirmed that there are no undisclosed major matters related to the company that could impact stock trading prices [1] - During the period of stock fluctuation, the controlling shareholders and actual controllers did not engage in any buying or selling of the company's stock [1] Group 2: Company Operations and Disclosure - The company stated that its current operational situation is normal and that there have been no significant changes in the internal or external operating environment [1] - The company has not identified any need to correct or supplement previously disclosed information [1] - There are no performance forecasts that need to be disclosed, and the 2024 annual performance information has not been provided to any third parties other than the auditing firm [1]
年处理交易规模超千亿元,金融智能体规模化落地
Bei Jing Ri Bao Ke Hu Duan· 2025-04-08 13:51
飞虎互动副总裁乔彦军透露,今年银行等机构都在积极期待以智能体推动自身转型,例如某银行消费金 融中心,90%的贷款面签业务通过视频作业机器人远程办理,年放款金额超350亿元。 智能体应用在各行各业的突破,需要基于对垂直场景的深度理解。飞虎互动相关负责人介绍,基于此前 8年远程银行服务经验,其将国产大模型DeepSeek与金融业务逻辑深度融合,构建起"RAG增强检索+多 智能体协同+垂直工具链"的技术体系。在某省农商行的实践中,金融垂直智能体已帮助实现贷款面签 自动化率90%,单日处理量1.3万笔。 金融智能体的价值在核心业务环节尤为凸显。针对银行业睡眠客户激活难题,其营销机器人Flybot在某 城商行将信用卡激活率从12%提升至29%,风控机器人RCK通过8类风险检测,为某省农信减少年度坏 账损失近5亿元。 大模型正从尝鲜期走向落地期,从"好玩"走向"好用",深入行业提质增效。记者4月8日从北京金融科技 企业飞虎互动获悉,作为国内率先实现智能体商业化落地的金融科技企业,其金融业垂直智能体已覆盖 银行、保险、证券等领域,并在风控、贷款面签等核心业务环节中发挥作用,年处理交易规模超千亿 元,帮助相关机构大幅降低人力 ...
跌停!华宝基金旗下1只基金持仓高伟达,合计持股比例0.58%
Sou Hu Cai Jing· 2025-04-07 18:44
Company Overview - Gao Weida Software Co., Ltd. is a publicly listed company on the Shenzhen Stock Exchange (stock code: 300465), established in 1998, focusing on providing comprehensive, professional, and continuous technology services for financial institutions [1] - The company is recognized as a leading provider of comprehensive solutions that drive the digital and intelligent transformation of the financial industry in China [1] Stock Performance - As of April 7, Gao Weida's stock hit the daily limit down, having declined by 33.95% year-to-date [1] - The stock's performance reflects broader market trends, with the Huashang Zhongzheng Financial Technology Theme ETF, managed by Chen Jianhua, entering Gao Weida's top ten shareholders with a holding ratio of 0.58% [1][2] Fund Performance - The Huashang Zhongzheng Financial Technology Theme ETF has reported a year-to-date return of -0.64%, ranking 2070 out of 3442 in its category [1][2] - The fund manager, Chen Jianhua, has extensive experience in managing various funds within the financial technology sector [3][4] Fund Manager Background - Chen Jianhua holds a master's degree and has been with Huashang Fund Management Co., Ltd. since August 2007, serving in various roles including assistant analyst and fund manager [3][4] - His management experience includes overseeing multiple funds, with a cumulative tenure of over 12 years [4]
海联金汇: 监事会关于2025年限制性股票激励计划激励对象名单的审核意见及公示说明
Zheng Quan Zhi Xing· 2025-04-01 09:18
证券代码:002537 证券简称:海联金汇 公告编号:2025-011 海联金汇科技股份有限公司监事会 关于2025年限制性股票激励计划激励对象名单的 审核意见及公示情况说明 本公司及监事会全体成员保证信息披露内容的真实、准确和完整,没有虚假 记载、误导性陈述或重大遗漏。 海联金汇科技股份有限公司(以下简称"公司")于2025年3月18日召开的第 五届董事会第二十五次(临时)会议及第五届监事会第二十一次(临时)会议, 审议通过了《关于对公司<2025年限制性股票激励计划(草案)>及摘要的议案》 等 相 关 议 案 。 具 体 内 容 详 见 公 司 于 2025 年 3 月 19 日 在 巨 潮 资 讯 网 (www.cninfo.com.cn)披露的相关公告。 根据《上市公司股权激励管理办法》(以下简称"《管理办法》")、《深圳 证券交易所股票上市规则》、《深圳证券交易所上市公司自律监管指南第1号— —业务办理》等有关法律、法规及规范性文件和《公司章程》的相关规定,公司 对2025年限制性股票激励计划(以下简称"本次激励计划")激励对象的姓名和职 务在公司内部进行了公示。公司监事会结合公示情况对激励对象名单 ...
汇金科技股价泡沫破灭?基本面烂到将“*ST” 华宝基金Q4涌入
Xin Lang Zheng Quan· 2025-03-31 10:52
Core Viewpoint - The stock of Huijin Technology, once a tenfold bull stock, has faced a trading halt due to impending ST risk, despite its poor fundamentals and revenue below 100 million yuan [1][3]. Group 1: Company Performance and Financials - Huijin Technology's main business involves providing "cloud + end" solutions for the financial industry using technologies like IoT and AI [1]. - The company revised its 2024 performance forecast, projecting revenue between 88.85 million yuan and 93.80 million yuan, down from the previous estimate of 101 million to 103 million yuan [3]. - The net loss forecast for 2024 was expanded from a pre-loss of 14.5 million to 19.8 million yuan to a new range of 17.2 million to 22.2 million yuan [3]. - The company reported a revenue of 68.55 million yuan for the third quarter, a year-on-year decrease of 38.51%, with a net loss of 4.08 million yuan [9]. Group 2: Regulatory and Compliance Issues - Huijin Technology received a warning from regulators for failing to disclose the risk of ST status and for not reporting revenue below 100 million yuan in a timely manner [4][5]. - The company’s executives were held responsible for the disclosure violations, leading to administrative measures against them [4][5]. Group 3: Market Activity and Investor Behavior - Despite poor financial performance, Huijin Technology's stock was heavily speculated upon, leading to a market capitalization exceeding 20 billion yuan [10][12]. - Institutional investors, including Huabao Fund, entered the stock market, acquiring over 220,000 shares, with Huabao Fund being the largest new investor with over 136,000 shares [12][13]. - The stock's trading activity was primarily driven by retail investors and speculative trading, raising questions about the sustainability of its valuation [12]. Group 4: Control Change and Future Prospects - The actual controller of Huijin Technology is planning a change in control, with a framework agreement signed for transferring 20% of shares to Zibo High-tech State-owned Capital Investment Co., Ltd. [6][7]. - The first share transfer is pending approval from relevant state-owned asset supervision authorities, creating uncertainty about the completion of the control change [8].