RT BSCN (@BSCNews)🚨 TELCOIN SECURES BANKING APPROVAL IN NEBRASKA - @telcoin's massive ambitious seem to feel more and more real by the day... This update is massive https://t.co/3CyAfRmszU ...

Core Points - The European Union has designated 19 technology companies, including Amazon Web Services, Google Cloud, and Microsoft, as critical third-party computing providers for the finance industry under the Digital Operational Resilience Act (DORA) [1][3] - The new regulations aim to mitigate risks associated with the financial sector's reliance on external technology providers, particularly concerning cloud computing services [2][6] - The European Banking Authority, European Insurance and Occupational Pensions Authority, and European Securities and Markets Authority (ESMA) will directly supervise these designated companies to ensure they have adequate risk management and governance frameworks [4][6] Company Responses - Companies such as Microsoft and Amazon Web Services have expressed their commitment to comply with Europe's cybersecurity and resilience laws, indicating preparedness for the designation [5] - Google Cloud has also welcomed the designation, reflecting a positive stance towards regulatory compliance [4][5] Industry Context - Concerns regarding the resilience of the finance industry in Europe have intensified, with the European Central Bank highlighting geopolitical tensions and technological disruptions as significant risks [6] - The UK is implementing a similar regulatory framework, with expectations for designations to occur within the next year [6]

Nov 18, 2025 11:00 AM Eastern Standard Time Wolters Kluwer Names CIBC Bank USA the Winner of the 2025 Community Impact Award Share CIBC Bank's neighborhood stabilization and affordable housing efforts honored at CRA & Fair Lending Colloquium LOS ANGELES--(BUSINESS WIRE)--Wolters Kluwer Financial & Corporate Compliance has named Chicago-based CIBC Bank USA the 2025 Community Impact Award winner. The announcement was made at the company's 29th annual CRA & Fair Lending Colloquium held Nov. 16–19 at the JW Mar ...

🚨 TELCOIN SECURES BANKING APPROVAL IN NEBRASKA - @telcoin's massive ambitious seem to feel more and more real by the day... This update is massive https://t.co/3CyAfRmszU ...

UK-based Love Finance has expanded its leadership team with the appointment of Selen Cagirgan as Credit and Risk head. In her new role, she will oversee credit, underwriting and risk operations across the company’s lending division. Cagirgan will work on the company’s credit strategy, enhancing risk controls, and putting in place frameworks intended to support business growth. She has more than 15 years of experience in roles related to portfolio management, credit analytics and risk governance at vario ...

Core Insights - Generative AI has transitioned from being viewed as a curiosity to a critical component for Fortune 500 companies, with a significant acceleration in adoption expected as 2026 approaches [1][2]. Group 1: Adoption and Investment - 88% of senior leaders in U.S. companies with over $50 million in annual revenue anticipate increasing generative AI investment in the next year, with 62% expecting budget increases of more than 10% within two to five years [3]. - The usage of generative AI has surged, with 82% of senior leaders now using it weekly, up from 37% in 2023, and 46% reporting daily use [5]. Group 2: Perceived Returns and Metrics - Nearly 75% of respondents track ROI through metrics like profitability and productivity, with 80% expecting positive returns within two to three years [6]. - However, the ROI assessments are based on self-reported data rather than concrete evidence, indicating a need for improved measurement of success [8]. Group 3: Challenges and Skill Gaps - A significant barrier to effective generative AI implementation is the skill gap, with 43% of leaders warning of "skill atrophy" and emphasizing the need for better AI training programs [10]. - Larger enterprises are experiencing slower progress due to complex integrations, while smaller firms report quicker advancements [7]. Group 4: Market Outlook - As generative AI becomes a focal point for Wall Street, the emphasis is shifting towards how companies can develop the necessary skills, systems, and governance to harness its value [11].

Core Points - The European Bank for Reconstruction and Development (EBRD) has provided a €10 million loan to Winner Leasing, marking the first collaboration between the two entities in the financial sector [1] - The loan aims to support medium-term financing for Ukrainian micro, small, and medium-sized enterprises (MSMEs) that are facing challenges in accessing credit due to the ongoing war [1][2] - At least 40% of the loan proceeds will be allocated to green equipment, aligning with the EBRD's Green Economy Transition strategy, which includes investments in electric vehicles and charging infrastructure [3] Company Overview - Winner Leasing, established in 2016 and part of Winner Group Ukraine, offers financial and operating lease services across various sectors and has been an EBRD client since 2021 [4] - Winner Group, founded in 1994, has evolved from a single-brand Ford dealer to a significant multi-brand automotive group in Ukraine, representing several premium and mass-market brands [5] EBRD's Commitment - The EBRD is the largest institutional lender in Ukraine, having committed over €8.5 billion to the country's real economy since February 2022 [4] - The Bank has secured a €4 billion capital increase to continue financing Ukraine's economy during the ongoing conflict and for future reconstruction efforts [4]

Market Sentiment - Risk-off sentiment has intensified in Asian trading, with Bitcoin (BTC) briefly falling below $90,000 for the first time in seven months, stabilizing near $91,000, marking a 4.5% drop over 24 hours [1] - Major alternative cryptocurrencies like XRP, BNB, and SOL also experienced declines, although they outperformed Bitcoin [1] Federal Reserve Influence - Experts attribute Bitcoin's significant monthly decline to diminishing expectations of a December Federal Reserve interest-rate cut, with the probability of a cut dropping from approximately 70% to 42% in about a week [2][3] - The shift in expectations was influenced by Fed Chair Jerome Powell's comments, leading investors to reassess individual FOMC member preferences, indicating that a rate cut was not a consensus view [3] Treasury Market Insights - Data from ING indicates an increase in open interest for bullish U.S. Treasury bond options, suggesting traders are betting on higher prices and lower yields [3] - This sentiment implies expectations of weaker U.S. economic data, which could revive hopes for quicker Fed rate cuts [4] Dollar and Crypto Market Dynamics - The current outlook for Bitcoin bulls may signal a potential turning point, as declining yields and a softer dollar have historically supported crypto rebounds [4] - The U.S. dollar index remains strong, with potential to retest the August 1 swing high of 100.25, which could impact risk assets, including Bitcoin [5]

精心设计的话术、正规注册的公司、分工明确的年轻面孔——叶某团伙在长春市南关区设 下"贷款转移"骗局，四个月内诱使十人背负数百万元债务。 在金融借贷的灰色地带，"征信白户"成为不法分子眼中的优质"工具人"。他们没办过信用 卡、没贷过款，个人征信记录干净无污点。部分人因急于用钱、法律意识薄弱，或碍于亲友 情面放松警惕，被诈骗团伙精准利用，沦为骗取贷款的"媒介"。 2024年3月至8月间，叶某、马某、杨某、王某甲四人组成的诈骗团伙，以帮助"征信黑户"贷 款为名，诱骗"白户"协助接收贷款，实则让其背负全部债务并骗取高额手续费。该团伙骗取 数十名受害人，涉案金额达91.6万元。 近日，长春市南关区人民法院作出一审判决，四名主要成员因诈骗罪被判处有期徒刑十一个 月至三年六个月不等。 骗局链条精心编织 该犯罪团伙的诈骗链条始于2024年3月末，被告人叶某在长春市南关区牵头成立公司。公司 分工明确，各司其职。 叶某作为二区负责人，是团伙的"核心人物"，负责统筹全局和运营管理。在他的指挥下，每 个成员都扮演着特定角色。 马某等业务员则担任前端"钓鱼"角色，他们使用公司提供的电话卡，精心伪装成银行或信贷 中心工作人员，专门联系那 ...

Central Bank Gold Purchases - Goldman Sachs anticipates a significant increase in central-bank gold purchases for November, driven by a shift in reserve management as policymakers hedge against geopolitical and financial risks [1] - Goldman's estimates indicate central banks purchased 64 tons of gold in September, a notable rise from the 21 tons projected for August, suggesting strong buying momentum through year-end [1] Reporting and Transparency Issues - A large portion of central bank gold purchases remains unreported, with the World Gold Council estimating that only one-third of global central bank buying is reported to the IMF, down from approximately 90% four years ago [2] - China's official monthly disclosures show minimal purchases, with only 1.9 tons reported in August and July, and 2.2 tons in June, leading analysts to believe these figures do not reflect actual buying [3] China's Accumulation Strategy - Société Générale estimates that China could accumulate up to 250 tons of gold this year through trade flows, accounting for over one-third of global central-bank demand [4] - China's strategy involves minimal disclosure of gold purchases to avoid potential repercussions from the U.S. administration, as gold is viewed as a hedge against the U.S. [6] Market Dynamics and Price Outlook - The reluctance to report gold purchases is linked to a desire to prevent front-running in an increasingly illiquid market, with delivery timelines in the London Bullion Market Association extending up to eight weeks [6] - Despite a strong performance in gold prices, institutions are optimistic about continued outperformance, with Goldman projecting a target price of $4,900 for gold by 2026 [7]